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Hicksville Bank Rates & Review April 2026

You can compare Hicksville Bank rates to other rates in our database, including 12-month CD rates currently at 2.25%, 6-month CD rates at 1.30% and 3-month CD rates at 3.25%. Savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to Hicksville Bank rates. MonitorBankRates evaluates the financial stability of Hicksville Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.37%. Rates were last updated on 04/23/2026.

Hicksville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hicksville Bank? Share your experience about Hicksville Bank by leaving a review below, or read customer reviews before you decide to use Hicksville Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.37%
Excellent Higher than avg
Hicksville Bank
144 E High St
Hicksville, OH 43526
https://www.thb.bank
Member FDIC

Hicksville Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 5.99% 5
Details As Low As; $0 closing cost option.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.37%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hicksville Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hicksville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hicksville Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hicksville Bank
Bank Holding Company EMPIRE BANCSHARES INC
Address 144 E High St, Hicksville, OH 43526  ·  Defiance
FDIC Certificate # 16370
Established 01/09/1946
FDIC Insurance Date 02/07/1946
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
6.37%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6571%
Return on Equity (ROE) 8.6700%
Non-Performing Loans (NPL) 0.39%
Total Assets $217,052,000
Total Deposits $194,671,000
Equity Capital $18,087,000
Net Income $1,493,000
Headquarters Hicksville
Total Offices 5
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Hicksville Bank

Is Hicksville Bank a safe place to deposit money?

Yes, Hicksville Bank is considered a safe financial institution. With a Texas Ratio of 6.3695701102858%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hicksville Bank operate?

Hicksville Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hicksville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hicksville Bank provides members with tools to manage their accounts and build a solid financial history.

Does Hicksville Bank offer online and mobile banking?

Most modern institutions like Hicksville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thb.bank.