Northpointe Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Northpointe Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Northpointe Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Northpointe Bank CD rates. You can also compare Northpointe Bank savings rates, MMA rates and mortgage rates using our other rate lists. Northpointe Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northpointe Bank? Share your experience about Northpointe Bank by leaving a review below, or read customer reviews before you decide to use Northpointe Bank. Northpointe Bank Texas Ratio Northpointe Bank's Texas Ratio is at 12.89%, which is considered excellent. The Texas Ratio for Northpointe Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Northpointe Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Northpointe Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Northpointe Bank rate data right now, check back for updates, we are adding rates all the time. Northpointe Bank InformationNorthpointe Bank
3333 Deposit Dr NeGrand Rapids, MI 49546 Kent Established Date: 05/21/1999 FDIC Certificate #: 34953 Date of FDIC Deposit Insurance: 05/21/1999 Bank Holding Company: NORTHPOINTE BANCSHARES INC How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.northpointe.com
Is Northpointe Bank FDIC Insured? Yes
What is Northpointe Bank's Cert number? 34953
What is the maximum amount for insured deposits? $250,000 per holder, per account
Northpointe Bank FinancialsTotal Assets:
$4,865,249,000
Total Deposits:
$2,921,830,000
Equity Capital:
$456,469,000
Domestic Deposits:
$2,921,830,000
Net Income:
$12,596,000
Return on Assets:
0.9807%
Quarterly Return on Assets:
1.0500%
Pretax Return on Assets:
1.3859%
Pretax Quarterly Return on Assets:
1.3900%
Return on Equity:
10.0100%
Quarterly Return on Equity:
11.1400%
Common Equity Tier 1 Capital Ratio:
11.0889%
Tier 1 Risk-Based Capital Ratio:
11.0889%
Leverage Tier 1 (Core Capital) Ratio:
9.4344%
Total Risk-Based Capital Ratio (YTD):
11.5747%
Total Interest Income (YTD):
5.9838%
Headquarters:
Grand Rapids
FDIC Field Office:
Detroit
Regulator:
FDIC
County:
Kent
# of Offices:
1
Metropolitan Statistical Area (MSA):
Grand Rapids-Kentwood, MI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsListed below are the top savings rates and money market rates for the week ending August 14th. The only increase in the top rates was from EverBank, the bank increased their promo money market rate from 1.01% APY to 1.10% APY.
 Agora Lending mortgage rates on 30 year conventional loans are at a really low rate of 4.375 percent with .10 mortgage points. 15 year mortgage rates at Agora Lending are also very low right now at 3.875 percent with zero mortgage points. See how Agora Lending mortgage rates compare with other lender's mortgage refinance rates today. Mortgage rates are down this week over last week as 10-year Treasury notes are back below 4.50 percent as of this morning, brought on by a consumer confidence report on Friday showing a surprising drop in the Reuters/University of Michigan index.
Bank or Credit Union Offers and DealsMortgage Rates 9/28: 30 Year Mortgage Rates at 4.12%, 15 Year Mortgage Rates at 3.36%Amerisave 30-year Mortgage Rate 4.00% New Federal Reserve Rules for Home Mortgage Loans Mortgage Rates at Record Lows Again, 30 Year Mortgage Rates at 4.56%, 15 Year Mortgage Rates at 4.03% CD Rates - March 19, 2010 Low Mortgage Rates Today and Two Earnings Reports Point to the End of the Housing Bust Mortgage Rates: 30 Year Mortgage Rates Decrease to 4.94% and 15 Year Mortgage Rates Unchanged at 4.33% Mid-Cities Financial Credit Union CD Rates Personal Savings Rate Higher on Lower Gas Prices Student Credit Cards - Credit Card Bill Changes Alternative Bank and Credit Union Offers to ExploreBuying a Home with Less Than a 20 Percent Down PaymentMortgage Rates: Home Sales Up 3.6% on Low Mortgage Rates Prepaid Credit Cards and Debit Cards 30 Year Mortgage Rates Near Low for 2014: Average 30 Year Rate at 4.09 Percent Bank CD Rates Report May 21, 2015 Citizens Trust Bank CD Rates Mortgage Rates Remain Low: 30 Year Mortgage Rates at 5.01% and 15 Year Mortgage Rates at 4.40% CD Rates Slowly Inch Higher as Fed Meets This Week Mortgage Rates Hit Record Low This Week: 30 Year Mortgage Rates at 3.89% Ally Bank Mortgage Rates Northpointe Bank ReviewsThere are no reviews for Northpointe Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 2.00%, 6-month CD rates at 1.61% and 3-month CD rates at 0.10%. Current savings rates are at 4.00% and money market rates are at 0.55%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 15.99%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. 
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Northpointe Bank money market rates are very competitive right now when compared to other online rates. In fact, money market rates at Northpointe Bank are in the top five rates available on our rate list. Current money market rates from Northpointe Bank are at 1.94 percent with an annual percentage yield of 1.95 percent. The minimum opening deposit to earn this rate and yield is $25,000.Money market account rates from Northpointe Bank are tiered and based on the deposit amount. Accounts between $25,000 and 1 million earn the 1.95 percent APY. Account balances between $2,500 and $24,999.99 earn a rate of 1.04 percent and a yield of 1.05 percent. Account balances over 1 million only earn a rate of 0.50 percent. The rate for account balances under $2,500 is zero percent.To get the best rate available compare online money market rates with 
Average CD rates for December 24th, 2019 are mostly lower compared to last week's average rates. All average CD rates declined, except for average 3-month CD rates, which were unchanged. The 
Average CD rates for December 15th, 2019, are lower for both short-term and long-term certificates of deposit while the 
