Minnesota National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Minnesota National BankToday's 12-month CD rates can be found at 1.77%, 6-month CD rates at 4.25% and 3-month CD rates at 3.72%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 12.74%. Personal Loan rates are at 9.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Minnesota National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Minnesota National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Minnesota National Bank CD rates. You can also compare Minnesota National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Minnesota National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Minnesota National Bank? Share your experience about Minnesota National Bank by leaving a review below, or read customer reviews before you decide to use Minnesota National Bank.

Minnesota National Bank Texas Ratio

Minnesota National Bank's Texas Ratio is at 1.13%, which is considered excellent. The Texas Ratio for Minnesota National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Minnesota National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Minnesota National Bank
131 12th St S
Sauk Centre, MN 56378
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Minnesota National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Century Next Bank
Century Next Bank
Priority Checking
7.00%
$50
America First Federal Credit Union
America First Federal Credit Union
36-Month CD
4.15%
$500
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
3.96%
$1,000
First Enterprise Bank
First Enterprise Bank
18-Month CD
3.75%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
60-Month CD
3.70%
$1,000
Presidential Bank
Presidential Bank
6-Month CD
3.50%
$1,000
TriCentury Bank
TriCentury Bank
12-Month CD
3.50%
$1,000
Salem Five Direct
Salem Five Direct
6-Month CD
3.45%
$2,500
ACFCU
ACFCU
24-Month CD
3.45%
$1,000
Reliance Bank
Reliance Bank
24-Month CD
3.40%
$500
Ridgewood Savings Bank
Ridgewood Savings Bank
60-Month CD
3.35%
$100
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.30%
$500
Bank of Edmonson County
Bank of Edmonson County
48-Month CD
3.20%
$500
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
24-Month CD
3.14%
$500
MapleMark Bank
MapleMark Bank
24-Month CD
3.00%
$25,000
The Citizens Bank of Georgia
The Citizens Bank of Georgia
60-Month CD
3.00%
$500
Legacy Bank Hinton, OK
Legacy Bank Hinton, OK
24-Month CD
2.89%
$10,000
BayFirst National Bank
BayFirst National Bank
36-Month CD
2.75%
$1,000
Castroville State Bank
Castroville State Bank
48-Month CD
2.58%
$1,000
Yampa Valley Bank
Yampa Valley Bank
Prime Savings
2.40%
$0
Warren-Boynton State Bank
Warren-Boynton State Bank
48-Month CD
2.26%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
Christmas Club Savings
2.00%
$10
Collinsville Building and Loan Association
Collinsville Building and Loan Association
Loyalty Checking
2.00%
$0
Arvest Bank
Arvest Bank
Money Market
1.71%
$5,000,000
Security FSB
Security FSB
48-Month CD
1.65%
$500
Perryton National Bank
Perryton National Bank
Money Market
1.51%
$0
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
Maries County Bank
Maries County Bank
18-Month CD
1.41%
$1,000
Bank of Easton
Bank of Easton
24-Month CD
1.31%
$500
The Bank of Tescott
The Bank of Tescott
Legacy Money Market
1.13%
$500,000
State Bank of Graymont
State Bank of Graymont
24-Month CD
1.00%
$1,000
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
6-Month CD
1.00%
$100
FNB of Moose Lake
FNB of Moose Lake
Investors Money Market
0.75%
$0
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Wells River Savings Bank
Wells River Savings Bank
24-Month CD
0.60%
$200
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market
0.50%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
24-Month CD
0.50%
$500
Consumers Credit Union
Consumers Credit Union
12-Month CD
0.30%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
18-Month CD
0.25%
$500
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
3-Month CD
0.10%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
Money Market
0.10%
$10
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
First National Bank of Michigan
First National Bank of Michigan
First Personal Savings
0.10%
$100
Blue Foundry Bank
Blue Foundry Bank
Blue Axis Edge Checking
0.05%
$1
Commerce Bank Corinth, MS
Commerce Bank Corinth, MS
Money Market
0.05%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
Savings
0.05%
$1
BankPlus
BankPlus
Personal Savings
0.05%
$100
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Primary Savings
0.05%
$25
Skowhegan Savings Bank
Skowhegan Savings Bank
Savings
0.04%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Minnesota National Bank rate data right now, check back for updates, we are adding rates all the time.

Minnesota National Bank Information

Minnesota National Bank
131 12th St S
Sauk Centre, MN 56378
Stearns
Established Date: 09/11/1902
FDIC Certificate #: 5249
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SAUK CTR FINL SERVICES INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Minnesota National Bank FDIC Insured? Yes
What is Minnesota National Bank's Cert number? 5249
What is the maximum amount for insured deposits? $250,000 per holder, per account

Minnesota National Bank Financials

Total Assets:
$297,345,000
Total Deposits:
$247,839,000
Equity Capital:
$23,634,000
Domestic Deposits:
$247,839,000
Net Income:
$563,000
Return on Assets:
0.5829%
Quarterly Return on Assets:
0.7300%
Pretax Return on Assets:
0.8359%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
7.8100%
Quarterly Return on Equity:
9.5600%
Common Equity Tier 1 Capital Ratio:
10.5989%
Tier 1 Risk-Based Capital Ratio:
10.5989%
Leverage Tier 1 (Core Capital) Ratio:
8.3064%
Total Risk-Based Capital Ratio (YTD):
11.5973%
Total Interest Income (YTD):
4.7040%
 
 
Headquarters:
Sauk Centre
FDIC Field Office:
Minneapolis
Regulator:
OCC
County:
Stearns
# of Offices:
3
Metropolitan Statistical Area (MSA):
St. Cloud, MN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Middlesex Savings Bank of Natick, Massachusetts, is offering regular certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Deposit terms range between 3 months and 71 months and the minimum opening deposit is $250 for both types of certificates of deposit.

Recent record low mortgage rates probably helped drive existing home sales higher in April. Existing Home Sales, scheduled to be released by The National Association of Realtors (NAR) at 10:00 AM this morning, probably increased 2.9 percent to a 4.61 million annual rate last month, according to the median forecast of 73 economists surveyed by Bloomberg News. Current 30 year mortgage rates today are averaging 3.79 percent, a record low, fueling both home purchases and mortgage refinances.
Right now on our savings account rate list in Los Angeles, California, American Express is listed with the highest rate. The current interest rate on American Express Bank's online savings account is 1.29 percent with a savings yield of 1.30 percent. Sallie Mae Bank has the second highest savings rate on our list in Los Angeles, CA. Sallie's current online savings account rate is 1.24 percent with a yield of 1.25 percent.

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