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Advertiser Disclosure
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 Dakota Community Bank & Trust Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Dakota Community Bank & Trust's 89-Months 89-Month Special rates are at 4.40%, 60-Months IRA 60-Month rates are at 4.35%, 60-Months 60-Month CD rates are at 4.30%, 78-Months 78-Month Special rates are at 4.30%, 36-Months IRA 36-Month rates are at 4.24%. MonitorBankRates evaluates the financial stability of Dakota Community Bank & Trust with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.89%. Rates last updated and verified on 08/28/2026. Dakota Community Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dakota Community Bank & Trust? Share your experience about Dakota Community Bank & Trust by leaving a review below, or read customer reviews before you decide to use Dakota Community Bank & Trust. Dakota Community Bank & Trust, National Association
609 Main St
https://www.dakotacommunitybank.com Hebron, ND 58638 
Dakota Community Bank & Trust CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Dakota Community Bank & Trust is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Dakota Community Bank & Trust rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Dakota Community Bank & Trust's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Dakota Community Bank & Trust
Bank Holding Company
DAKOTA COMMUNITY BANSHARES INC
Address
609 Main St,
Hebron, ND 58638 · Morton
FDIC Certificate #
15728
Established
01/01/1940
FDIC Insurance Date
03/11/1940
Domestic Offices
13
Total Branches
13
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 100/100
5.0
Exceptional
Out of 5.0 Stars
0.89%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.1468%
Return on Equity (ROE)
21.9100%
Non-Performing Loans (NPL)
0.04%
Total Assets
$1,396,548,000
Total Deposits
$1,256,203,000
Equity Capital
$109,715,000
Net Income
$22,307,000
Headquarters
Hebron
Total Branches and Offices
13
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Dakota Community Bank & Trust yet. Feel free to create one below.
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Add Your Rating and Review for Dakota Community Bank & Trust
Frequently Asked Questions About Dakota Community Bank & TrustHow many branches does Dakota Community Bank & Trust operate?Dakota Community Bank & Trust currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Dakota Community Bank & Trust does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Dakota Community Bank & Trust provides members with tools to manage their accounts and build a solid financial history. Does Dakota Community Bank & Trust offer online and mobile banking?Most modern institutions like Dakota Community Bank & Trust provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dakotacommunitybank.com. Current Dakota Community Bank & Trust Rates
Retrieved from our database of financial products. Rates subject to change.
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