Dakota Community Bank & Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Dakota Community Bank & TrustToday's 12-month CD rates can be found at 0.75%, 6-month CD rates at 4.04% and 3-month CD rates at 3.95%. Current savings rates are at 0.25% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.81%. Credit Card rates are at 15.24%. Personal Loan rates are at 9.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Dakota Community Bank & Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Dakota Community Bank & Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Dakota Community Bank & Trust CD rates. You can also compare Dakota Community Bank & Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Dakota Community Bank & Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dakota Community Bank & Trust? Share your experience about Dakota Community Bank & Trust by leaving a review below, or read customer reviews before you decide to use Dakota Community Bank & Trust.

Dakota Community Bank & Trust Texas Ratio

Dakota Community Bank & Trust's Texas Ratio is at 0.91%, which is considered excellent. The Texas Ratio for Dakota Community Bank & Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Dakota Community Bank & Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Dakota Community Bank & Trust
609 Main St
Hebron, ND 58638
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Dakota Community Bank & Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Century Next Bank
Century Next Bank
Priority Checking
7.00%
$50
Pacific Crest SB
Pacific Crest SB
36-Month CD
3.90%
$2,000
VirtualBank
VirtualBank
18-Month CD
3.87%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
84-Month CD
3.80%
$100
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
36-Month CD
3.79%
$500
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
36-Month CD
3.75%
$1,000
Central Bank Provo, UT
Central Bank Provo, UT
60-Month CD
3.65%
$500
FNB of Waterloo
FNB of Waterloo
48-Month CD
3.65%
$1,000
VirtualBank
VirtualBank
60-Month CD
3.51%
$0
Milton Savings Bank
Milton Savings Bank
18-Month CD
3.50%
$500
Salem Five Direct
Salem Five Direct
6-Month CD
3.45%
$2,500
Adirondack Bank
Adirondack Bank
6-Month CD
3.30%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
3.30%
$1,000
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
Apple Bank for Savings
Apple Bank for Savings
Simple Savings
3.25%
$50,000
T Bank
T Bank
24-Month CD
3.20%
$1,000
Agility Bank
Agility Bank
18-Month CD
2.98%
$1,000
Bellevue State Bank
Bellevue State Bank
36-Month CD
2.77%
$2,500
WebBank
WebBank
36-Month CD
2.75%
$2,500
Kaw Valley Bank
Kaw Valley Bank
48-Month CD
2.53%
$500
MidCountry Bank
MidCountry Bank
60-Month CD
2.52%
$1,000
First Westroads Bank
First Westroads Bank
48-Month CD
2.50%
$100
USLA Union S&L
USLA Union S&L
30-Month CD
2.50%
$1,000
State Bank of Cherry
48-Month CD
2.47%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
36-Month CD
2.25%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
36-Month CD
1.92%
$500
1st Ed Credit Union
1st Ed Credit Union
60-Month CD
1.90%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
One Community Bank
One Community Bank
24-Month CD
1.45%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
36-Month CD
1.30%
$2,500
I3 Bank
I3 Bank
60-Month CD
1.25%
$500
Fremont Bank
Fremont Bank
18-Month CD
1.25%
$2,500
Fidelity Co-operative Bank
Fidelity Co-operative Bank
60-Month CD
1.00%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
12-Month CD
0.90%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
36-Month CD
0.75%
$500
ESSA Bank & Trust
ESSA Bank & Trust
3-Month CD
0.75%
$1,000
FirsTier Bank
FirsTier Bank
36-Month CD
0.60%
$0
Bank of Pontiac
Bank of Pontiac
30-Month CD
0.60%
$500
Hancock County SB
Hancock County SB
18-Month CD
0.50%
$500
Access Community Credit Union
Access Community Credit Union
Money Market
0.50%
$2,500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
18-Month CD
0.45%
$500
Wyoming Community Bank
Wyoming Community Bank
Savings
0.40%
$0
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Verus Bank of Commerce
Verus Bank of Commerce
24-Month CD
0.25%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
Statement Savings
0.20%
$100
First National Bank of Steeleville
First National Bank of Steeleville
NOW Checking
0.15%
$250
First State Bank New London, WI
First State Bank New London, WI
Money Market
0.05%
$5,000
First County Bank
First County Bank
Savings
0.01%
$1
Lusitania Savings Bank
Lusitania Savings Bank
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Dakota Community Bank & Trust rate data right now, check back for updates, we are adding rates all the time.

Dakota Community Bank & Trust Information

Dakota Community Bank & Trust
609 Main St
Hebron, ND 58638
Morton
Established Date: 01/01/1940
FDIC Certificate #: 15728
Date of FDIC Deposit Insurance: 03/11/1940
Bank Holding Company: DAKOTA COMMUNITY BANSHARES INC
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Dakota Community Bank & Trust FDIC Insured? Yes
What is Dakota Community Bank & Trust's Cert number? 15728
What is the maximum amount for insured deposits? $250,000 per holder, per account

Dakota Community Bank & Trust Financials

Total Assets:
$1,265,359,000
Total Deposits:
$1,155,285,000
Equity Capital:
$85,007,000
Domestic Deposits:
$1,155,285,000
Net Income:
$3,669,000
Return on Assets:
1.1468%
Quarterly Return on Assets:
1.1600%
Pretax Return on Assets:
1.1611%
Pretax Quarterly Return on Assets:
1.1600%
Return on Equity:
21.9100%
Quarterly Return on Equity:
17.5100%
Common Equity Tier 1 Capital Ratio:
12.4830%
Tier 1 Risk-Based Capital Ratio:
12.4830%
Leverage Tier 1 (Core Capital) Ratio:
7.7616%
Total Risk-Based Capital Ratio (YTD):
13.7281%
Total Interest Income (YTD):
4.0696%
 
 
Headquarters:
Hebron
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Morton
# of Offices:
13
Metropolitan Statistical Area (MSA):
Bismarck, ND
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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The current national 3 month certificate of deposit rate is averaging 0.33 percent. The national average 6 month CD rate isn't much higher, averaging only 0.53 percent. Longer term rates aren't much better. The current average 12 month CD rate is 0.80 percent and 24 month CD rates are averaging 1.17 percent.
CD rates continue to move higher in 2017 as November brings more new highs for 1 year CD rates. There are now three banks offering 1 year CD rates at 1.74 percent with an APY of 1.75 percent.

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