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Farmers State Bank (Marion, IA) Rates & Review May 2026

Farmers State Bank (Marion, IA)'s Flexible Term CD Special 27-Month rates are at 3.75%, Flexible Term CD Special 11-Month rates are at 3.60%, Fixed Rate CDs 12-Month rates are at 3.03%, Fixed Rate CDs 24-Month rates are at 3.00%, Fixed Rate CDs 6-Month rates are at 2.50%. Farmers State Bank (Marion, IA)'s savings rates are at 0.00%. Farmers State Bank (Marion, IA)'s money market rates are at 0.40%. Farmers State Bank (Marion, IA)'s 15-Year Fixed rates are at 5.38%, VA Loans rates are at 5.50%, 30-Year Fixed rates are at 5.88%. MonitorBankRates evaluates the financial stability of Farmers State Bank (Marion, IA) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates were last updated on 05/15/2026.

Farmers State Bank (Marion, IA) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Farmers State Bank (Marion, IA)? Share your experience about Farmers State Bank (Marion, IA) by leaving a review below, or read customer reviews before you decide to use Farmers State Bank (Marion, IA).

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Excellent Lower than avg
Farmers State Bank
1240 8th Ave
Marion, IA 52302
https://www.myfsbonline.com
Member FDIC

Farmers State Bank (Marion, IA) CD Rates

Product Rate APY Term View More
Flexible Term CD Special 27 Month 3.69% 3.75% 27 Month
Min Deposit $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Flexible Term CD Special 11 Month 3.55% 3.60% 11 Month
Min Deposit $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 12 month 3.00% 3.03%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 24 month 2.97% 3.00%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 6 month 2.48% 2.50%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 60 month 1.05% 1.05%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 48 month 0.95% 0.95%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 36 month 0.85% 0.85%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 3 month 0.35% 0.35%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate CDs 1 Month 0.30% 0.30%
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Savings Rates

Product Rate APY View More
Health Savings Account 2.96% 3.00%
Min Deposit $100
Min Balance $50,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 2.97% 3.00%
Min Deposit $10,000
Min Balance $250,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 2.47% 2.50%
Min Deposit $100
Min Balance $25,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 2.23% 2.25%
Min Deposit $10,000
Min Balance $100,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 1.49% 1.50%
Min Deposit $100
Min Balance $10,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 1.00% 1.00%
Min Deposit $10,000
Min Balance $50,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Health Savings Account 0.50% 0.50%
Min Deposit $100
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSBee Club Savings 0.40% 0.40%
Min Deposit $5
Min Balance $20,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account 0.40% 0.40%
Min Deposit $50
Min Balance $20,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 0.40% 0.40%
Min Deposit $10,000
Min Balance $25,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.40% 0.40%
Min Deposit $5
Min Balance $20,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSBee Club Savings 0.20% 0.20%
Min Deposit $5
Min Balance $1,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account 0.20% 0.20%
Min Deposit $50
Min Balance $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account 0.20% 0.20%
Min Deposit $10,000
Min Balance $10,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.20% 0.20%
Min Deposit $5
Min Balance $1,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
FSBee Club Savings 0.05% 0.05%
Min Deposit $5
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account 0.05% 0.05%
Min Deposit $50
Min Balance $100
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Youth Savings 0.05% 0.05%
Min Deposit $5
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings Account - 0.00%
Min Deposit $50
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Ultimate Savings Account - 0.00%
Min Deposit $10,000
Details In-Branch Only
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Money Market Rates

Product Rate APY View More
Money Market Account 2.23% 2.25%
Min Deposit $1,000
Min Balance $250,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.98% 2.00%
Min Deposit $1,000
Min Balance $100,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 1.15% 1.16%
Min Deposit $1,000
Min Balance $50,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.70% 0.70%
Min Deposit $1,000
Min Balance $10,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Account 0.40% 0.40%
Min Deposit $1,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Checking Rates

Product Rate APY View More
High-Yield Rewards Checking 3.45% 3.50%
Min Deposit $1,000
Details Qualifications Required; Qualifying balance up to $20,000.00
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Benefits Checking 0.10% 0.10%
Min Deposit $100
Min Balance $20,000
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Benefits Checking 0.05% 0.05%
Min Deposit $100
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking Plus 0.05% 0.05%
Min Balance $2,500
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking Plus - 0.00%
No additional details.
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Farmers State Bank (Marion, IA) Mortgage Rates

Product Rate Points APR Term View More
15-Year Fixed 5.38% - 5.60% 180
No additional details.
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VA Loans 5.50% - 5.81% 360
No additional details.
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30-Year Fixed 5.88% - 5.91% 360
No additional details.
Last Updated 05/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Farmers State Bank (Marion, IA) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Farmers State Bank (Marion, IA) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Farmers State Bank (Marion, IA)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Farmers State Bank (Marion, IA)
Bank Holding Company NEIGHBOR INSURANCE AGENCY INC
Address 1240 8th Ave, Marion, IA 52302  ·  Linn
FDIC Certificate # 14209
Established 08/27/1927
FDIC Insurance Date 04/09/1934
Domestic Offices 9
Total Branches 9
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9208%
Return on Equity (ROE) 7.6500%
Non-Performing Loans (NPL) 0.00%
Total Assets $1,110,296,000
Total Deposits $911,491,000
Equity Capital $150,873,000
Net Income $16,402,000
Headquarters Marion
Total Offices 9
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Farmers State Bank (Marion, IA)

How many branches does Farmers State Bank (Marion, IA) operate?

Farmers State Bank (Marion, IA) currently maintains approximately 9 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Farmers State Bank (Marion, IA) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Farmers State Bank (Marion, IA) provides members with tools to manage their accounts and build a solid financial history.

Does Farmers State Bank (Marion, IA) offer online and mobile banking?

Most modern institutions like Farmers State Bank (Marion, IA) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myfsbonline.com.

Current Farmers State Bank (Marion, IA) Rates

  • 12-Month CD3.03%
  • 24-Month CD3.00%
  • 36-Month CD0.85%
  • 48-Month CD0.95%
  • 60-Month CD1.05%
  • Savings0.00%
  • MMA0.40%
Retrieved from our database of financial products. Rates subject to change.