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Edward Jones Trust Company Rates & Review April 2026

Edward Jones Trust Company's 4-year FDIC-Insured Certificates of Deposit rates are at 4.10%, 5-year FDIC-Insured Certificates of Deposit rates are at 4.10%, 3-year FDIC-Insured Certificates of Deposit rates are at 4.00%, 2-year FDIC-Insured Certificates of Deposit rates are at 3.95%, 1-year FDIC-Insured Certificates of Deposit rates are at 3.90%. Edward Jones Trust Company's money market rates are at 2.99%. MonitorBankRates evaluates the financial stability of Edward Jones Trust Company with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/25/2026.

Edward Jones Trust Company money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Edward Jones Trust Company? Share your experience about Edward Jones Trust Company by leaving a review below, or read customer reviews before you decide to use Edward Jones Trust Company.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Edward Jones Trust Company
12555 Manchester Rd
Saint Louis, MO 63131
https://www.edwardjones.com
Member FDIC

Edward Jones Trust Company CD Rates

Product Rate APY Term View More
4-year FDIC-Insured Certificates of Deposit - 4.10% 4-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5-year FDIC-Insured Certificates of Deposit - 4.10% 5-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3-year FDIC-Insured Certificates of Deposit - 4.00% 3-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2-year FDIC-Insured Certificates of Deposit - 3.95% 2-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1-year FDIC-Insured Certificates of Deposit - 3.90% 1-year
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18-month FDIC-Insured Certificates of Deposit - 3.90% 18-month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3-month FDIC-Insured Certificates of Deposit - 3.90% 3-month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9-month FDIC-Insured Certificates of Deposit - 3.90% 9-month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6-month FDIC-Insured Certificates of Deposit - 3.85% 6-month
No additional details.
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Edward Jones Trust Company Money Market Rates

Product Rate APY View More
Edward Jones Money Market Fund Investment Shares 3.00% 3.00%
Details 7-Day Current Yield
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Edward Jones Money Market Fund Retirement Shares 2.99% 2.99%
Details 7-Day Current Yield
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Edward Jones Trust Company is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Edward Jones Trust Company rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Edward Jones Trust Company's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Edward Jones Trust Company
FDIC Certificate # 28390
Address 12555 Manchester Rd, Saint Louis, MO 63131  ·  St. Louis
Established 01/01/1896
FDIC Insurance Date 08/09/1989
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 3.2050%
Return on Equity (ROE) 3.4500%
Non-Performing Loans (NPL) 0.00%
Total Assets $150,710,000
Total Deposits $500,000
Equity Capital $140,284,000
Net Income $15,567,000
Headquarters Saint Louis
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Edward Jones Trust Company

Is Edward Jones Trust Company a safe place to deposit money?

Yes, Edward Jones Trust Company is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Edward Jones Trust Company operate?

Edward Jones Trust Company currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Edward Jones Trust Company does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Edward Jones Trust Company provides members with tools to manage their accounts and build a solid financial history.

Does Edward Jones Trust Company offer online and mobile banking?

Most modern institutions like Edward Jones Trust Company provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.edwardjones.com.

Current Edward Jones Trust Company Rates

  • 12-Month CD3.90%
  • 18-Month CD3.90%
  • 24-Month CD3.95%
  • 36-Month CD4.00%
  • 48-Month CD4.10%
  • 60-Month CD4.10%
  • MMA2.99%
Retrieved from our database of financial products. Rates subject to change.