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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Harvesters Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
Harvesters Credit Union's 4 month CD of Deposit rates are at 3.82%, 7 month CD of Deposit rates are at 3.56%, 13 month CD of Deposit rates are at 3.30%, 36 month CD of Deposit rates are at 0.70%, 24 month CD of Deposit rates are at 0.60%. MonitorBankRates evaluates the financial stability of Harvesters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.32%. Rates were last updated on 03/24/2026. Harvesters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Harvesters Credit Union? Share your experience about Harvesters Credit Union by leaving a review below, or read customer reviews before you decide to use Harvesters Credit Union. Harvesters Credit Union
Corporate Office 480 S Highway 29
https://www.myharvesterscu.com Cantonment, FL 32533 6406 
Harvesters Credit Union CD Rates
Harvesters Credit Union Mortgage Rates
Harvesters Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Harvesters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Harvesters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Harvesters Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Harvesters Credit Union
Website
https://www.myharvesterscu.com
Address
480 S Highway 29,
Cantonment, FL 32533 6406
Phone
850-857-4328
Fax
850-968-6184
President
Robin Cook
CEO
Keith Golden
Full-Time Employees
73
Part-Time Employees
8
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.32%
Return on Assets (ROA)
-0.0239%
Return on Equity (ROE)
-0.2938%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
291,944,355
Total Amount of Shares and Deposits
267,589,271
Total Shares and Deposits < 1 Year
263,379,362
Total Shares and Deposits 1 3 Years
4,209,909
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
27,686,504
Total Uninsured Shares and Deposits > $250K (F+J)
27,686,504
Total Insured Shares and Deposits > $250K (item 17 less item K)
239,902,767
Total Interest Expense (Sum of items 6 8)
952,767
Share Certificates
652
Number of Accounts for Share Drafts
13,263
IRA KEOGH Accounts
262
Number of Accounts for Regular Shares
31,023
Non Member Deposits
56
Money Market Shares
2,558
Net Income (unless the amount is already included in Undivided Earnings)
-69,774
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
17,338,276
Total Liabilities
273,365,612
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Harvesters Credit UnionIs Harvesters Credit Union a safe place to deposit money?Yes, Harvesters Credit Union is considered a safe financial institution. With a Texas Ratio of 3.3174238945082%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Harvesters Credit Union operate?Harvesters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Harvesters Credit Union?Yes, to access services at Harvesters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Harvesters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Harvesters Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Harvesters Credit Union offer online and mobile banking?Most modern institutions like Harvesters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myharvesterscu.com. Current Harvesters Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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