Finance Factors CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.01% and 3-month CD rates at 5.00%. Current savings rates are at 0.30% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 8.75%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Finance Factors's 18-Month CD rates are at 4.75%, 12-Month CD rates are at 4.65%, 6-Month CD rates are at 4.50%. Finance Factors's savings rates are at 1.00%. Finance Factors's 30-Year Fixed rates are at 6.00%, 15-Year Fixed rates are at 5.25%.

Finance Factors

To see how these rates compare to Finance Factors CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Finance Factors, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Finance Factors CD rates. You can also compare Finance Factors savings rates, MMA rates and mortgage rates using our other rate lists.

Finance Factors money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Finance Factors? Share your experience about Finance Factors by leaving a review below, or read customer reviews before you decide to use Finance Factors.

Finance Factors Texas Ratio

Finance Factors's Texas Ratio is at 1.69%, which is considered excellent. The Texas Ratio for Finance Factors is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Finance Factors is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.65%
18-Month CD
4.75%
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
1.00%
MMA
N/A
30-Year Fixed
6.33%
Credit Card
N/A
Personal Loan
N/A
Finance Factors
1164 Bishop St
Honolulu, HI 96813
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Finance Factors CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Finance Factors
Finance Factors
18-Month CD
4.75%
$1,000
Finance Factors
Finance Factors
12-Month CD
4.65%
$1,000
Finance Factors
Finance Factors
6-Month CD
4.50%
$1,000
Finance Factors
Finance Factors
Premier Savings Account Jumbo
4.00%
$10,000
Finance Factors
Finance Factors
Premier Savings Account
2.00%
$100
Finance Factors
Finance Factors
eSavings Account
1.00%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Finance Factors Mortgage Rates

Lender
Product
Rate
APR
Points
Finance Factors
Finance Factors
30-Year Fixed
6.000%
6.332%
2.000
Finance Factors
Finance Factors
15-Year Fixed
5.250%
5.804%
2.125

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Finance Factors Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
High Yield Savings Account
5.30%
$2,500
First State Bank Randolph, NE
First State Bank Randolph, NE
Passbook Savings Account
2.50%
$5
Cornerstone State Bank
Cornerstone State Bank
Personal Savings Account
0.75%
$1
The Union Bank Company
The Union Bank Company
6-Month CD Special
4.50%
$500
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
2.58%
$75,000
Washita State Bank
Washita State Bank
24-Month CD
2.91%
$1,000
Federated Bank Onarga, IL
Federated Bank Onarga, IL
7-Month CD special
4.11%
$5,000
Hyperion Bank
Hyperion Bank
36-Month CD
1.75%
$500
BankPlus
BankPlus
Personal Savings
0.05%
$100
South Ottumwa SB
South Ottumwa SB
18-Month CD
2.00%
$500
Bank of Brenham
Bank of Brenham
48-Month CD
1.11%
$1,000
Richland State Bank
Richland State Bank
Money Market Account
0.65%
$1,000
Unison Bank
Unison Bank
Unison Unisaver Savings
1.00%
$0
Bryant Bank
Bryant Bank
Savings Account Timely
0.25%
$5
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
12-Month CD
5.25%
$5,000
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
NBKC Bank
NBKC Bank
12-Month CD
2.75%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
1.00%
$500
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Regular Savings
0.10%
$25
Brentwood Bank
Brentwood Bank
9-Month CD
3.82%
$200
First Bank of Central Ohio
First Bank of Central Ohio
Platinum Money Market
4.75%
$2,000,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Money Market
1.00%
$20,000
Springfield State Bank
Springfield State Bank
12-Month CD
0.35%
$500
Universal Bank
Universal Bank
12-Month CD
0.25%
$1,000
Benchmark Community Bank
Benchmark Community Bank
3-Month CD
1.25%
$500
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
Performance Checking
3.50%
$0
CorTrust Bank
CorTrust Bank
36-Month CD
3.75%
$500
OWB One World Bank
OWB One World Bank
Rocket 88 Money Market
3.88%
$100,000
Lake Central Bank
Lake Central Bank
36-Month CD
3.49%
$1,000
Unison Bank
Unison Bank
6-Month CD
5.32%
$2,500
Coleman County State Bank
Coleman County State Bank
36-Month CD
2.68%
$1,000
Linkbank
Linkbank
9-Month CD
5.00%
$500
WebBank
WebBank
60-Month CD
0.25%
$2,500
Bellevue State Bank
Bellevue State Bank
Savings Account
0.15%
$10
BankCherokee
BankCherokee
Money Market Savings
0.05%
$0
Collinsville Building and Loan Association
Collinsville Building and Loan Association
48-Month CD
0.25%
$500
Montecito Bank & Trust
Montecito Bank & Trust
60-Month CD
0.25%
$1,000
Charter Bank IA
Charter Bank IA
9-Month CD special
5.10%
$10,000
Hyperion Bank
Hyperion Bank
12-Month CD
3.50%
$500
Mutual Savings Association
Mutual Savings Association
12-Month CD
5.25%
$2,000
Haven Savings Bank
Haven Savings Bank
Step-Up Money Market
3.00%
$25,000
cfsbank
cfsbank
60-Month CD
1.76%
$1,000
Charles Schwab
Charles Schwab
6-Month CD
5.06%
$500
ConnectOne Bank
ConnectOne Bank
Connect Money Market
3.40%
$0
Sanborn Savings Bank
Sanborn Savings Bank
12-Month CD
2.36%
$1,000
Norway Savings Bank
Norway Savings Bank
48-Month CD
0.70%
$500
Henderson State Bank
Henderson State Bank
48-Month CD
2.75%
$500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
12-Month CD
2.85%
$500
Pennsville National Bank
Pennsville National Bank
Savings Account
0.01%
$0
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
48-Month CD
0.70%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Finance Factors Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Finance Factors Information

Finance Factors
1164 Bishop St
Honolulu, HI 96813
Honolulu
Established Date: 05/14/1952
FDIC Certificate #: 25158
Date of FDIC Deposit Insurance: 06/04/1984
How Many Domestic U.S. Offices? 13
How Many Branches are There? 14
Is Finance Factors FDIC Insured? Yes
What is Finance Factors's Cert number? 25158
What is the maximum amount for insured deposits? $250,000 per holder, per account

Finance Factors Financials

Total Assets:
$628,283,000
Total Deposits:
$487,517,000
Equity Capital:
$68,933,000
Domestic Deposits:
$487,517,000
Net Income:
$988,000
Return on Assets:
-0.4103%
Quarterly Return on Assets:
0.6500%
Pretax Return on Assets:
0.8429%
Pretax Quarterly Return on Assets:
0.8400%
Return on Equity:
-3.2200%
Quarterly Return on Equity:
5.8000%
Common Equity Tier 1 Capital Ratio:
17.6218%
Tier 1 Risk-Based Capital Ratio:
17.6218%
Leverage Tier 1 (Core Capital) Ratio:
13.3908%
Total Risk-Based Capital Ratio (YTD):
18.8941%
Total Interest Income (YTD):
4.2823%
 
 
Headquarters:
Honolulu
FDIC Field Office:
San Francisco
Regulator:
FDIC
County:
Honolulu
# of Offices:
13
Metropolitan Statistical Area (MSA):
Urban Honolulu, HI
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
San Francisco
Source: FDIC

Explore Other Rate Deals

Here is a list of the top 10 12 month CD rates our rate tables as of March 11, 2010:
Framingham Municipal Federal Credit Union, of Framingham, Massachusetts, is advertising two Special CD rates that currently have some of the best CD rates available. The Special CD rates are tiered and the highest CD rates are on account balances of $50,000 or more.  The minimum opening balance is $5,000.
mortgage-refinancing-up-to-125-loan-to-valueMortgage refinancing with up to an 125 percent loan-to-value ratio? Is it even worth it with today's mortgage rates rising quickly? Fixed mortgage rates have increased almost one percent since last month alone.

Bank or Credit Union Offers and Deals

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Pennsylvania State Employees Credit Union CD Rates
Certificate of Deposit Insurance for up to $50 Million
Citizens Bank Mortgage Rates Today
Miami Postal Service Credit Union CD Rates
ING Direct CD Rates
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Alternative Bank and Credit Union Offers to Explore

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Flagstar Bank 12 to 14 month Promo CD Rate
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