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iAdvertiser Disclosure
Advertiser Disclosure
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 OlyFed Olympia Federal S&L Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
OlyFed Olympia Federal S&L's 8 Mo. Outreach CD | For Nonprofit & Community Organizations** rates are at 3.82%, 8 Mo. CD Special rates are at 3.15%, 12 Mo. IRA rates are at 3.10%, 12 Mo. CD rates are at 3.00%, 18 Mo. IRA rates are at 3.00%. OlyFed Olympia Federal S&L's savings rates are at 0.05%. OlyFed Olympia Federal S&L's money market rates are at 0.05%. OlyFed Olympia Federal S&L's 30-Year Fixed (Affordable Construction Program) rates are at 4.25%, 1st Time Homebuyer (20-Year Fixed) rates are at 5.62%, 15-Year Fixed rates are at 5.62%, 10-Year Fixed rates are at 5.62%, 20-Year Fixed rates are at 5.88%. OlyFed Olympia Federal S&L's Personal Loan Rates are at 15.00%. MonitorBankRates evaluates the financial stability of OlyFed Olympia Federal S&L with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.38%. Rates were last updated on 05/05/2026. OlyFed Olympia Federal S&L money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OlyFed Olympia Federal S&L? Share your experience about OlyFed Olympia Federal S&L by leaving a review below, or read customer reviews before you decide to use OlyFed Olympia Federal S&L. 
OlyFed Olympia Federal S&L CD Rates
OlyFed Olympia Federal S&L Savings Rates
OlyFed Olympia Federal S&L Money Market Rates
OlyFed Olympia Federal S&L Checking Rates
OlyFed Olympia Federal S&L Mortgage Rates
OlyFed Olympia Federal S&L Home Equity & HELOC
OlyFed Olympia Federal S&L Auto Loan Rates
OlyFed Olympia Federal S&L Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for OlyFed Olympia Federal S&L is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather OlyFed Olympia Federal S&L rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with OlyFed Olympia Federal S&L's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
OlyFed Olympia Federal S&L
FDIC Certificate #
28599
Address
421 Capitol Way S,
Olympia, WA 98501 · Thurston
Website
https://www.olyfed.com
Established
01/01/1906
FDIC Insurance Date
08/09/1989
Domestic Offices
8
Total Branches
8
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.38%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.2441%
Return on Equity (ROE)
2.0400%
Non-Performing Loans (NPL)
0.26%
Total Assets
$1,026,095,000
Total Deposits
$732,850,000
Equity Capital
$116,787,000
Net Income
$2,523,000
Headquarters
Olympia
Total Offices
8
Source: FDIC | Last Updated 12/31/2025
Customer Reviewskjdd
December 17, 2025
DLmz
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Frequently Asked Questions About OlyFed Olympia Federal S&LIs OlyFed Olympia Federal S&L a safe place to deposit money?Yes, OlyFed Olympia Federal S&L is considered a safe financial institution. With a Texas Ratio of 2.3788146737405%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does OlyFed Olympia Federal S&L operate?OlyFed Olympia Federal S&L currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, OlyFed Olympia Federal S&L does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, OlyFed Olympia Federal S&L provides members with tools to manage their accounts and build a solid financial history. Does OlyFed Olympia Federal S&L offer online and mobile banking?Most modern institutions like OlyFed Olympia Federal S&L provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.olyfed.com. Current OlyFed Olympia Federal S&L Rates
Retrieved from our database of financial products. Rates subject to change.
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