What are the current interest rates at Unitus Community Credit Union?

Current rates for Unitus Community Credit Union include: Savings: 3.00%, MMA: 4.00%

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Unitus Community Credit Union

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Unitus Community Credit Union Rates & Review October 2026

Item: Unitus Community Credit Union
Rating: 5
Author: Cynthia

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Unitus Community Credit Union's top rates as of October 9, 2026 are 3.65% APY on its 12 Mo CD - Regular, IRA, ESA, 3.00% APY on savings, 4.00% APY on money market accounts, 5.50% APY on checking, personal loans from 9.99% APR, and credit cards from 11.49% APR, according to rates verified by MonitorBankRates. Other Unitus Community Credit Union CD rates include Business 12 Mo CD - Regular, IRA, ESA at 3.65%, 18 Mo CD - Regular, IRA, ESA at 3.55%, and Business 18 Mo CD - Regular, IRA, ESA at 3.55%. MonitorBankRates evaluates the financial stability of Unitus Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.01%. Rates last updated and verified on 10/09/2026.

Unitus Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unitus Community Credit Union? Share your experience about Unitus Community Credit Union by leaving a review below, or read customer reviews before you decide to use Unitus Community Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.01%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Unitus Community Credit Union
UCCU-Tigard

7632 SW Durham Rd
Tigard, OR 97224

https://www.unitusccu.com

Customer Reviews

5.0 ★ 1 review

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Unitus Community Credit Union CD Rates

Product	Rate	APY	Term
12 Mo Certificate - Regular, IRA, ESA	3.59%	3.65%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
12 Mo Certificate - Regular, IRA, ESA	3.59%	3.65%	12 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
12 Mo Certificate - Regular, IRA, ESA	3.59%	3.65%	12 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
18 Mo Certificate - Regular, IRA, ESA	3.49%	3.55%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
18 Mo Certificate - Regular, IRA, ESA	3.49%	3.55%	18 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
18 Mo Certificate - Regular, IRA, ESA	3.49%	3.55%	18 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.55% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
6 Mo Certificate - Regular, IRA, ESA	3.40%	3.45%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
6 Mo Certificate - Regular, IRA, ESA	3.40%	3.45%	6 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
6 Mo Certificate - Regular, IRA, ESA	3.40%	3.45%	6 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 3.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
24 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
24 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	24 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
24 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	24 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
36 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
36 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	36 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
36 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	36 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
48 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
48 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	48 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
48 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	48 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
60 Mo Certificate - Regular, IRA, ESA, Optima Club	2.47%	2.50%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
60 Mo Certificate - Regular, IRA, ESA, Optima Club	2.47%	2.50%	60 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
60 Mo Certificate - Regular, IRA, ESA, Optima Club	2.47%	2.50%	60 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 2.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Business CD Rates

Product	Rate	APY	Term
Business 12 Mo Certificate - Regular, IRA, ESA	3.59%	3.65%	12 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 12 Mo Certificate - Regular, IRA, ESA	3.59%	3.65%	12 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 12 Mo Certificate - Regular, IRA, ESA	3.59%	3.65%	12 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.65% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 18 Mo Certificate - Regular, IRA, ESA	3.49%	3.55%	18 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 18 Mo Certificate - Regular, IRA, ESA	3.49%	3.55%	18 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 18 Mo Certificate - Regular, IRA, ESA	3.49%	3.55%	18 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.55% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 6 Mo Certificate - Regular, IRA, ESA	3.40%	3.45%	6 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 6 Mo Certificate - Regular, IRA, ESA	3.40%	3.45%	6 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 6 Mo Certificate - Regular, IRA, ESA	3.40%	3.45%	6 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 3.45% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 24 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	24 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 24 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	24 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 24 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	24 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 36 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	36 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 36 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	36 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 36 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	36 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 48 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	48 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 48 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	48 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 48 Mo Certificate - Regular, IRA, ESA	2.47%	2.50%	48 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 60 Mo Certificate - Regular, IRA, ESA, Optima Club	2.47%	2.50%	60 months
Min Deposit $500 Min Balance $500 Details Balance: $500-$19,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 60 Mo Certificate - Regular, IRA, ESA, Optima Club	2.47%	2.50%	60 months
Min Deposit $500 Min Balance $20,000 Details Balance: $20,000-$49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business 60 Mo Certificate - Regular, IRA, ESA, Optima Club	2.47%	2.50%	60 months
Min Deposit $500 Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 22, 2026 · 2.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Savings Rates

Product	Rate	APY
Go Savings	2.96%	3.00%
Min Deposit $10 Min Balance $0 Details Minimum: $10 Prime Share deposit; Balance: $0-$2,499.99 Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 2.96% → 3.00% ▲ 0.04 pts · high 3.00% / low 2.96% Sep 26, 20263.00%▲ from 2.96% Sep 14, 20262.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Go Savings	2.96%	2.96%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.96% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Prime Share Savings	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Prime Share Savings	0.05%	0.05%
Min Balance $5 Details Balance: $5 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Special Savings and Reserve Account	0.01%	0.01%
Min Balance $0 Details Balance: $0.00 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Special Savings and Reserve Account	0.01%	0.01%
Min Balance $25,000 Details Balance: $25,000 or more Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.01% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Business Savings Rates

Product	Rate	APY
Business Go Savings	2.96%	3.00%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Prime Share Savings	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Prime Share Savings	0.05%	0.05%
Min Balance $5 Details Balance: $5 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Go Savings	0.03%	0.03%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Go Savings	0.03%	0.03%
Min Balance $5,000 Details Balance: $5,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Go Savings	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Go Savings	0.03%	0.03%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Go Savings	0.03%	0.03%
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 0.03% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Go Savings (Consumer/IRAs/Business)	0.03%	0.03%
Min Balance $2,500 Details Balance: $2,500 - $4,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Go Savings (Consumer/IRAs/Business)	0.03%	0.03%
Min Balance $5,000 Details Balance: $5,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Go Savings (Consumer/IRAs/Business)	0.03%	0.03%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Go Savings (Consumer/IRAs/Business)	0.03%	0.03%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Go Savings (Consumer/IRAs/Business)	0.03%	0.03%
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Basic Business Savings Account	0.01%	0.01%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Basic Business Savings Account	0.01%	0.01%
Min Balance $25,000 Details Balance: $25,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Money Market Rates

Product	Rate	APY
Money Market Account (Personal)	2.96%	3.00%
Min Balance $1,000,000 Details Balance: $1,000,000 - $2,499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	2.47%	2.50%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	1.98%	2.00%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	1.49%	1.50%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	1.00%	1.00%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	0.75%	0.75%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Personal)	0.25%	0.25%
Min Balance $0 Details Balance: $0 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Business Money Market Rates

Product	Rate	APY
Money Market Account (Business)	3.93%	4.00%
Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	3.93%	4.00%
Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	3.93%	4.00%
Min Balance $1,000,000 Details Balance: $1,000,000 - $2,499,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	3.93%	4.00%
Min Balance $2,500,000 Details Balance: $2,500,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	2.96%	3.00%
Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	2.47%	2.50%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	1.98%	2.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	1.49%	1.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Money Market Account (Business)	1.00%	1.00%
Min Balance $0 Details Balance: $0 - $9,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Checking Rates

Product	Rate	APY
Interest Checking	5.37%	5.50%
Min Balance $0 Details Qualifications Required: Enroll in eStatements; Log into Digital Banking; At least 15 purchase-debit card transactions post to the account; Deposit (direct, ACH transfer, or other deposit) of at least $250; Balance: $0 - $14,999.99; Requirements met Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Interest Checking	0.25%	0.25%
Details Balance: Full Balance; Requirements not met Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.25% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Business Checking Rates

Product	Rate	APY
Business Interest Checking	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000 or more Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Interest Checking	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR
Fixed Rate Segment for Home Equity Line of Credit - 80% Combined Loan to Value (CLTV)	-	-	5.74%
Details APR Range: 5.74%-15.275%; Margin: N/A; Floor Rate: N/A; Max Rate: N/A; Maximum Rate is 18%. Rates above are available for owner occupied, detached single family residential properties only. Please view Disclosures (PDF) for additional information. You may also contact us and ask to speak to the Unitus Residential Equity Loan Department for additional rates, terms, conditions, and fees and/or for a personalized loan quote. Last Updated 10/09/2026 Rate History No change since Sep 26, 2026 · 5.74% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Home Equity Interest Only Payment Product - 80% Combined Loan to Value (CLTV or Less)	-	-	6.75%
Details APR Range: 6.75%-12.50%; Margin: -0.25%-5.50%; Floor Rate: 4.99%; Max Rate: 18.00%; Maximum Rate is 18%. Rates above are available for owner occupied, detached single family residential properties only. Please view Disclosures (PDF) for additional information. You may also contact us and ask to speak to the Unitus Residential Equity Loan Department for additional rates, terms, conditions, and fees and/or for a personalized loan quote. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.50% → 6.75% ▲ 0.25 pts · high 6.75% / low 6.50% Sep 26, 20266.75%▲ from 6.50% Sep 14, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Home Equity Principal and Interest Payment Product - 80% Combined Loan to Value (CLTV)	-	-	6.75%
Details APR Range: 6.75%-12.50%; Margin: -0.25%-5.50%; Floor Rate: 4.99%; Max Rate: 18.00%; Maximum Rate is 18%. Rates above are available for owner occupied, detached single family residential properties only. Please view Disclosures (PDF) for additional information. You may also contact us and ask to speak to the Unitus Residential Equity Loan Department for additional rates, terms, conditions, and fees and/or for a personalized loan quote. Last Updated 10/09/2026 Rate History No change since Sep 26, 2026 · 6.75% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Autos (2025 or Newer) - Up to 36 months	-	-	5.04%	Up to 36 months
Details Published APR range: 5.04% - 15.69%. Min. Loan Amount: $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.04% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New Autos (2025 or Newer) - 37-60 months	-	-	5.24%	37-60 months
Details Published APR range: 5.24% - 15.79%. Min. Loan Amount: $5,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.24% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Used Autos	-	-	5.29%
Details As Low As; 2017 - 2024 Last Updated 10/09/2026 Rate History No change since Sep 26, 2026 · 5.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New Autos (2025 or Newer) - 61-66 months	-	-	5.34%	61-66 months
Details Published APR range: 5.34% - 15.89%. Min. Loan Amount: $6,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New Autos (2025 or Newer) - 67-75 months	-	-	5.44%	67-75 months
Details Published APR range: 5.44% - 15.99%. Min. Loan Amount: $10,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.44% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New Autos (2025 or Newer) - 76-84 months	-	-	5.69%	76-84 months
Details Published APR range: 5.69% - 16.09%. Min. Loan Amount: $15,000 Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Older Autos	-	-	6.29%
Details As Low As; 2016 or Older Last Updated 10/09/2026 Rate History No change since Sep 26, 2026 · 6.29% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Powersports & Motorcycle Loans (2024 or Newer)	-	7.19%	Up to 84 months
Details Published APR range: 7.19% - 20.99%. Min. Loan Amount: $500 Last Updated 10/09/2026 Rate History 1 change since Sep 18, 2026 · 7.69% → 7.19% ▼ 0.50 pts · high 7.69% / low 7.19% Oct 9, 20267.19%▼ from 7.69% Sep 18, 20267.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New RV & Boat Loans (2024 or Newer)	-	7.24%	Up to 84 months
Details Published APR range: 7.24% - 20.24%. Minimum Loan Amount: $500 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New RV & Boat Loans (2024 or Newer)	-	7.74%	85 - 120 months
Details Published APR range: 7.74% - 20.74%. Minimum Loan Amount: $10,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New RV & Boat Loans (2024 or Newer)	-	7.99%	121 - 144 months
Details Published APR range: 7.99% - 20.99%. Minimum Loan Amount: $20,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 7.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New RV & Boat Loans (2024 or Newer)	-	8.49%	145 - 180 months
Details Published APR range: 8.49% - 21.49%. Minimum Loan Amount: $40,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 8.49% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New Powersports & Motorcycle Loans (2024 or Newer)	-	9.74%	85 - 96 months
Details Published APR range: 9.74% - 22.74%. Min. Loan Amount: $15,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
New RV & Boat Loans (2024 or Newer)	-	9.74%	181 - 240 months
Details Published APR range: 9.74% - 10.74%. Minimum Loan Amount: $60,000; Contact us for details regarding term availability. Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 9.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Credit Card Rates

Product	Rate	APR
Platinum Rewards Visa Card	-	11.49%
Details Credit Score: 740+ Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 11.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Classic Credit Card	-	13.49%
Details Regular APR: 13.49%; After that, your APR will be calculated by adding a margin to the Prime Rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Platinum Rewards Visa Card	-	13.74%
Details Published APR range: 13.74% - 25.74%. Intro rate expires: N/A; Regular APR: N/A. APR for cash advances may be higher. Cash advances do not earn Unitus Rewards Points. Balance transfers do not earn Unitus Rewards Points. When you open your account, the applicable APR is based on creditworthiness. After that, your APR will be calculated by adding a margin to the Prime Rate. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 13.49% → 13.74% ▲ 0.25 pts · high 13.74% / low 13.49% Oct 9, 202613.74%▲ from 13.49% Sep 14, 202613.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Platinum Rewards Visa Card	-	13.99%
Details Credit Score: 739-700 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 13.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Platinum Rewards Visa Card	-	14.49%
Details Credit Score: 699-660 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 14.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Platinum Rewards Visa Card	-	15.49%
Details Credit Score: 659-610 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 15.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Classic Credit Card	-	15.99%
Details Regular APR: 15.99%; After that, your APR will be calculated by adding a margin to the Prime Rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 15.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Classic Credit Card	-	16.49%
Details Regular APR: 16.49%; After that, your APR will be calculated by adding a margin to the Prime Rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 16.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Platinum Rewards Visa Card	-	16.99%
Details Credit Score: 609-560 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 16.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Classic Credit Card	-	17.49%
Details Regular APR: 17.49%; After that, your APR will be calculated by adding a margin to the Prime Rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 17.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Classic Credit Card	-	18.00%
Details Regular APR: 18.00%; After that, your APR will be calculated by adding a margin to the Prime Rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Platinum Rewards Visa Card	-	18.00%
Details Credit Score: 559 or below Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan	9.99%
Details As Low As; Personal Loan Rates are based on your credit history and credit qualifications. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Personal Line of Credit	11.99%
Details As Low As; Pay only when you have a balance; Borrow up to $30,000; Use as overdraft protection for your checking account. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 11.74% → 11.99% ▲ 0.25 pts · high 11.99% / low 11.74% Oct 9, 202611.99%▲ from 11.74% Sep 14, 202611.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Unitus Community Credit Union Other Rates

Product	Rate	Points	APY/APR
Bicycle Loans	-	-	6.99%
Details As Low As; Include accessories in your loan (contact us for details); eBikes and pro-installed electric-assist motors qualify. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Cash Back Rewards Card Loan	-	-	13.99%
Details Earn 2% cash back on everyday purchases. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 13.74% → 13.99% ▲ 0.25 pts · high 13.99% / low 13.74% Oct 9, 202613.99%▲ from 13.74% Sep 14, 202613.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Immigration Loan	-	-	6.07%
Details Finance the cost of naturalization (citizenship), immigration, DACA, and other related fees with this affordable fixed-rate loan; Make fixed low monthly payments; Additional terms apply Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.07% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Health Savings Account Checking	0.05%	-	0.05%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Health Savings Account Checking	0.05%	-	0.05%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Health Savings Account Checking	0.10%	-	0.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Business Health Savings Account Checking	0.10%	-	0.10%
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Health Savings Account Checking	0.05%	-	0.05%
Min Balance $0 Details Balance: $0 - $2,499.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Health Savings Account Checking	0.05%	-	0.05%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Health Savings Account Checking	0.10%	-	0.10%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Health Savings Account Checking	0.10%	-	0.10%
Min Balance $50,000 Details Balance: $50,000 or more Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%
Unitus Rewards	-	-	5.00%
Details Qualifications Required: Make a debit purchase - We'll put 5 into a Unitus Rewards savings account for every purchase of $5.00 and up; Opt-in to round up your purchases.; Unitus Rewards is only available with Unitus Checking. Restrictions may apply. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 5.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Unitus Community Credit Union’s Texas Ratio stayed near 2.73% in Q3 2023 to 3.01% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.8B	3.01%	5.0	A+
March 31, 2026	$1.8B	2.83%	5.0	A+
December 31, 2025	$1.7B	4.30%	5.0	A+
September 30, 2025	$1.7B	3.85%	5.0	A+
June 30, 2025	$1.7B	2.85%	5.0	A+
March 31, 2025	$1.7B	2.59%	5.0	A+
December 31, 2024	$1.7B	4.13%	5.0	A+
September 30, 2024	$1.7B	2.53%	5.0	A+
June 30, 2024	$1.7B	2.70%	5.0	A+
March 31, 2024	$1.8B	2.65%	5.0	A+
December 31, 2023	$1.7B	3.38%	5.0	A+
September 30, 2023	$1.7B	2.73%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Unitus Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Unitus Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Unitus Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Unitus Community Credit Union

Website https://www.unitusccu.com

Address 7632 SW Durham Rd, Tigard, OR 97224

Phone 800-452-0900

Fax

President Nicole Davison Le?n

CEO Steven Stapp

Full-Time Employees 315

Part-Time Employees 13

Branch Locations 11

ATM Locations 11

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.01%

Return on Assets (ROA)

0.1255%

Return on Equity (ROE)

1.2731%

Non-Performing Loans Ratio (NPL)

0.43%

Total Assets

1,809,623,273

Total Amount of Shares and Deposits

1,606,096,121

Total Shares and Deposits < 1 Year

1,231,354,111

Total Shares and Deposits 1 3 Years

367,539,972

Total Shares and Deposits > 3 Years

7,202,038

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

143,169,754

Total Uninsured Shares and Deposits > $250K (F+J)

143,169,754

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,462,926,367

Total Interest Expense (Sum of items 6 8)

12,785,325

Share Certificates

10,737

Number of Accounts for Share Drafts

68,739

IRA KEOGH Accounts

4,849

Number of Accounts for Regular Shares

187,818

All other shares

343

Non Member Deposits

Money Market Shares

4,510

Net Income (unless the amount is already included in Undivided Earnings)

2,270,721

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

176,005,829

Total Liabilities

1,632,642,204

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Unitus Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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       width="160" height="160">
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Customer Reviews

Cynthia

★★★★★

September 26, 2024

Convienient locations, easy, secure on-line access and manuverability, decent rates of return, average mortgage rates. Friendly, prompt, knowledgable in-person service. Prompt response to on-line inquiries.

Log in to reply Are you from Unitus Community Credit Union and want to reply to a review? Log in or register and verify yourself to reply as a representative from Unitus Community Credit Union.

Want to discuss Unitus Community Credit Union with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Unitus Community Credit Union

Frequently Asked Questions About Unitus Community Credit Union

How many branches does Unitus Community Credit Union operate?

Unitus Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Unitus Community Credit Union?

Yes, to access services at Unitus Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Unitus Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Unitus Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Unitus Community Credit Union offer online and mobile banking?

Most modern institutions like Unitus Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitusccu.com.

Current Unitus Community Credit Union Rates

Savings3.00%
MMA4.00%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Unitus Community Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Unitus Community Credit Union Texas Ratio

Unitus Community Credit Union Health Trend

Unitus Community Credit Union CD Rates

Unitus Community Credit Union Business CD Rates

Unitus Community Credit Union Savings Rates

Unitus Community Credit Union Business Savings Rates

Unitus Community Credit Union Money Market Rates

Unitus Community Credit Union Business Money Market Rates

Unitus Community Credit Union Checking Rates

Unitus Community Credit Union Business Checking Rates

Unitus Community Credit Union Home Equity & HELOC

Unitus Community Credit Union Auto Loan Rates

Unitus Community Credit Union RV, Boat and Powersport Loan Rates

Unitus Community Credit Union Credit Card Rates

Unitus Community Credit Union Personal Loan Rates

Unitus Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Unitus Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Unitus Community Credit Union

How many branches does Unitus Community Credit Union operate?

Is a member application needed to join Unitus Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Unitus Community Credit Union offer online and mobile banking?

Current Unitus Community Credit Union Rates

Compare to Other Credit Unions