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iAdvertiser Disclosure
Advertiser Disclosure
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 Unitus Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Unitus Community Credit Union's 12 Mo CD - Regular, IRA, ESA rates are at 3.75%, 6 Mo CD - Regular, IRA, ESA rates are at 3.75%, 18 Mo CD - Regular, IRA, ESA rates are at 3.25%, 24 Mo CD - Regular, IRA, ESA rates are at 2.50%, 36 Mo CD - Regular, IRA, ESA rates are at 2.50%. Unitus Community Credit Union's savings rates are at 0.03%. Unitus Community Credit Union's money market rates are at 0.25%. Unitus Community Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Unitus Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.22%. Rates were last updated on 04/19/2026. Unitus Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unitus Community Credit Union? Share your experience about Unitus Community Credit Union by leaving a review below, or read customer reviews before you decide to use Unitus Community Credit Union. Unitus Community Credit Union
UCCU Plaza 1300 SW 6th Ave
https://www.unitusccu.com Portland, OR 97201 3464 
Unitus Community Credit Union CD Rates
Unitus Community Credit Union Savings Rates
Unitus Community Credit Union Money Market Rates
Unitus Community Credit Union Home Equity & HELOC
Unitus Community Credit Union Auto Loan Rates
Unitus Community Credit Union Credit Card Rates
Unitus Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Unitus Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Unitus Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Unitus Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Unitus Community Credit Union
Website
https://www.unitusccu.com
Address
1300 SW 6th Ave,
Portland, OR 97201 3464
Phone
800-452-0900
Fax
President
Matthew Micetic
CEO
Steven Stapp
Full-Time Employees
307
Part-Time Employees
15
Branch Locations
11
ATM Locations
12
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.22%
Return on Assets (ROA)
0.1704%
Return on Equity (ROE)
1.6849%
Non-Performing Loans Ratio (NPL)
0.53%
Total Assets
1,713,255,472
Total Amount of Shares and Deposits
1,513,905,153
Total Shares and Deposits < 1 Year
1,192,657,103
Total Shares and Deposits 1 3 Years
313,593,132
Total Shares and Deposits > 3 Years
7,654,919
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
118,004,489
Total Uninsured Shares and Deposits > $250K (F+J)
118,004,489
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,395,900,664
Total Interest Expense (Sum of items 6 8)
18,160,846
Share Certificates
9,621
Number of Accounts for Share Drafts
68,332
IRA KEOGH Accounts
4,897
Number of Accounts for Regular Shares
181,519
All other shares
348
Non Member Deposits
65
Money Market Shares
4,386
Net Income (unless the amount is already included in Undivided Earnings)
2,919,963
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
114,799,528
Total Liabilities
1,541,975,163
Source: NCUA — Last Updated 09/30/2025
Customer ReviewsCynthia
September 26, 2024
Convienient locations, easy, secure on-line access and manuverability, decent rates of return, average mortgage rates. Friendly, prompt, knowledgable in-person service. Prompt response to on-line inquiries.
Add Your Rating and Review for Unitus Community Credit Union
Frequently Asked Questions About Unitus Community Credit UnionIs Unitus Community Credit Union a safe place to deposit money?Yes, Unitus Community Credit Union is considered a safe financial institution. With a Texas Ratio of 4.2221931415661%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Unitus Community Credit Union operate?Unitus Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Unitus Community Credit Union?Yes, to access services at Unitus Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Unitus Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Unitus Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Unitus Community Credit Union offer online and mobile banking?Most modern institutions like Unitus Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitusccu.com. Current Unitus Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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