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Advantage Credit Union Newtown, IA Rates & Review September 2026

Advantage Credit Union Newtown, IA's 6 Month CD rates are at 2.80%, 6 mo. CD rates are at 2.80%, 12 Month CD rates are at 2.79%, 12 mo. CD rates are at 2.79%, 24 Month CD rates are at 2.64%. Advantage Credit Union Newtown, IA's savings rates are at 0.30%. Advantage Credit Union Newtown, IA's money market rates are at 1.51%. Advantage Credit Union Newtown, IA's Personal Loan Rates are as low as 10.25%. Advantage Credit Union Newtown, IA's Credit Card Rates are at 6.99%. MonitorBankRates evaluates the financial stability of Advantage Credit Union Newtown, IA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.97%. Rates last updated and verified on 09/22/2026.

Advantage Credit Union Newtown, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage Credit Union Newtown, IA? Share your experience about Advantage Credit Union Newtown, IA by leaving a review below, or read customer reviews before you decide to use Advantage Credit Union Newtown, IA.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.97%
Excellent Higher than avg
Health Trend ?
Worsening 12 quarters
Full history ›
Advantage Credit Union Newtown, IA
Advantage Credit Union
121 W 3rd St N
Newton, IA 50208-3040
https://www.acuiowa.org
Member NCUA

Advantage Credit Union Newtown, IA CD Rates

Product Rate APY Term View More
6 Month CD 2.76% 2.80% 6 mo.
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
6 mo. Term Share 2.76% 2.80% 6 mo.
Min Balance $100,000
Details Balance: $100,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
12 Month CD 2.75% 2.79% 12 mo.
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
12 mo. Term Share 2.75% 2.79% 12 mo.
Min Balance $100,000
Details Balance: $100,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
24 Month CD 2.61% 2.64% 24 mo.
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
24 mo. Term Share 2.61% 2.64% 24 mo.
Min Balance $100,000
Details Balance: $100,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
36 Month CD 2.51% 2.54% 36 mo.
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
6 Month CD 2.51% 2.54% 6 mo.
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
6 mo. Term Share 2.51% 2.54% 6 mo.
Min Balance $50,000
Details Balance: $50,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
36 mo. Term Share 2.51% 2.54% 36 mo.
Min Balance $100,000
Details Balance: $100,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
12 Month CD 2.50% 2.53% 12 mo.
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
12 mo. Term Share 2.50% 2.53% 12 mo.
Min Balance $50,000
Details Balance: $50,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
24 Month CD 2.36% 2.39% 24 mo.
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
24 mo. Term Share 2.36% 2.39% 24 mo.
Min Balance $50,000
Details Balance: $50,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
36 Month CD 2.26% 2.28% 36 mo.
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
6 Month CD 2.26% 2.28% 6 mo.
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
6 mo. Term Share 2.26% 2.28% 6 mo.
Min Balance $1,000
Details Balance: $1,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
36 mo. Term Share 2.26% 2.28% 36 mo.
Min Balance $50,000
Details Balance: $50,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
12 Month CD 2.25% 2.27% 12 mo.
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
12 mo. Term Share 2.25% 2.27% 12 mo.
Min Balance $1,000
Details Balance: $1,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
24 Month CD 2.11% 2.13% 24 mo.
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
24 mo. Term Share 2.11% 2.13% 24 mo.
Min Balance $1,000
Details Balance: $1,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
36 Month CD 2.01% 2.03% 36 mo.
Min Balance $1,000
Details Balance: $1,000 - $49,999.99
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
36 mo. Term Share 2.01% 2.03% 36 mo.
Min Balance $1,000
Details Balance: $1,000 min.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Savings Rates

Product Rate APY View More
Health Savings 1.50% 1.51%
Min Balance $15,000
Details Balance: $15,000+
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Health Savings 1.00% 1.01%
Min Balance $5,000
Details Balance: $5,000-$14,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Health Savings 0.80% 0.80%
Min Balance $100
Details Balance: $100-$4,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Life Happens Savings Account - 0.30%
Min Balance $1
Details Balance: $2,001.00 and over; Interest Rate 2,001 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Vacation Club 0.30% 0.30%
Min Balance $1
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Money Market Rates

Product Rate APY View More
Money Market 2.25% 2.27%
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Money Market 2.00% 2.02%
Min Balance $50,000
Details Balance: $50,000-99,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Money Market 1.75% 1.76%
Min Balance $25,000
Details Balance: $25,000-49,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Money Market 1.50% 1.51%
Min Balance $5,000
Details Balance: $5,000-24,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Checking Rates

Product Rate APY View More
Cha-Ching Rewards Checking - 3.00%
Min Deposit $20
Details Qualifications Required: 12 debit card purchases; Login to online banking at least four times; Have one direct deposit; Have one automatic withdrawal via ACH; Enroll in e-Statements; Rewards interest paid on balances $0-$10,000. Non-qualifying accounts and balances over $10,000 will receive .10% APY. ATM surcharge fee rebates up to $10 per month.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Checking Accounts 2.96% 3.00%
Min Balance $0
Details Qualifications Required: When qualifications are met; Balance: $0-10,000; When qualifications are met
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Checking Accounts 0.10% 0.10%
Min Balance $10,000
Details Balance: Non-qualifying accounts & balances over $10,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 4.00%
Details Apply for rates as low as 4.00% APR!
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Auto Loan Rates

Product Rate Points APR Term View More
New Autos & Trucks - - 4.00% 24 Months
Details As Low as:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Vehicle Loans - - 4.00%
Details As Low As*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Autos & Trucks - - 4.15% 36 Months
Details As Low as:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Autos & Trucks - - 4.30% 48 Months
Details As Low as:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Autos & Trucks - - 4.30% 48 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Autos & Trucks - - 4.55% 60 Months
Details As Low as:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Autos & Trucks - - 4.55% 60 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Autos & Trucks - - 4.80% 72 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Autos & Trucks - - 4.90% 72 Months
Details As Low as:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Autos & Trucks - - 5.05% 84 Months
Details As Low as:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Autos & Trucks - - 5.05% 84 Months
No additional details.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Motorcycles & Titled ATVs or UTVs Loan - 5.80% 36 Months
Details $1,500 to $9,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Motorcycles & Titled ATVs or UTVs Loan - 5.90% 48 Months
Details $1,500 to $9,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Motorcycles & Titled ATVs or UTVs Loan - 6.05% 24 Months
Details 125% NADA Retail (Rate based on term of loan) . Amounts under $1,500 refer to "Other Titled Motorized Vehicles"
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Motorcycles & Titled ATVs or UTVs Loan - 6.10% 36 Months
Details 125% NADA Retail (Rate based on term of loan) . Amounts under $1,500 refer to "Other Titled Motorized Vehicles"
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Motorcycles & Titled ATVs or UTVs Loan - 6.30% 60 Months
Details $1,500 to $9,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Motorcycles & Titled ATVs or UTVs Loan - 6.30% 48 Months
Details 125% NADA Retail (Rate based on term of loan) . Amounts under $1,500 refer to "Other Titled Motorized Vehicles"
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Motorcycles & Titled ATVs or UTVs Loan - 6.60% 72 Months
Details $10,000 & Above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Motorcycles & Titled ATVs or UTVs Loan - 6.85% 60 Months
Details 125% NADA Retail (Rate based on term of loan) . Amounts under $1,500 refer to "Other Titled Motorized Vehicles"
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Motorcycles & Titled ATVs or UTVs Loan - 7.00% 72 Months
Details 125% NADA Retail (Rate based on term of loan) . Amounts under $1,500 refer to "Other Titled Motorized Vehicles"
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Motorcycles & Titled ATVs or UTVs Loan - 7.55% 84 Months
Details $15,000 & Above
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Boats & RVs Loan - 7.55% 36 Months
Details 100% of NADA Retail; 5% down required on loans over $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Boats & RVs Loan - 7.60% 36 Months
Details 100% of MSRP & T.T.L.; (5% down required on loans over $25,000); (10% down required on loans over $40,000)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Boats & RVs Loan - 8.00% 60 Months
Details 100% of MSRP & T.T.L.; (5% down required on loans over $25,000); (10% down required on loans over $40,000)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New & Used Motorcycles, ATVs & UTVs Loan - 8.15% 12 months
Details $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Boats & RVs Loan - 8.20% 60 Months
Details 100% of NADA Retail; 5% down required on loans over $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New & Used Motorcycles, ATVs & UTVs Loan - 8.30% 24 Months
Details $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New & Used Motorcycles, ATVs & UTVs Loan - 8.45% 36 Months
Details $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Boats & RVs Loan - 8.50% 84 Months
Details 100% of MSRP & T.T.L.; (5% down required on loans over $25,000); (10% down required on loans over $40,000)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Boats & RVs Loan - 8.70% 84 Months
Details 100% of NADA Retail; 5% down required on loans over $25,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New & Used Motorcycles, ATVs & UTVs Loan - 8.85% 48 Months
Details $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Boats & RVs Loan - 8.95% 120 Months
Details 100% of MSRP & T.T.L.; (5% down required on loans over $25,000); (10% down required on loans over $40,000)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
New Boats & RVs Loan - 9.15% 144 Months
Details 100% of MSRP & T.T.L.; (5% down required on loans over $25,000); (10% down required on loans over $40,000)
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Boats & RVs Loan - 9.30% 120 Months
Details 100% of NADA Retail; 10% down required on loans over $40,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Used Boats & RVs Loan - 9.50% 144 Months
Details 100% of NADA Retail; 10% down required on loans over $40,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Credit Card Rates

Product Rate APR View More
Visa Classic - 6.99%
Details Intro rate expires: 9 months; Regular APR: 4.99% APR*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Visa Rewards - 6.99%
Details Intro/promo APR: 4.99%; Intro rate expires: 9 months; Regular APR: 6.99% APR*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Visa Classic - 7.90%
Details Published APR range: 7.9%-13.9%. Non-Variable Rate dependent on your creditworthiness
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Visa Rewards - 12.90%
Details Published APR range: 12.9-18.9%. Non-Variable Rate dependent on your creditworthiness
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Personal Loan Rates

Product APR Term View More
Unsecured Loan 10.25% 6 Months
Details Loan amount: $250 to $499
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Unsecured Loan 10.75% 12 Months
Details Loan amount: $500 to $1,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Unsecured Loan 11.25% 24 Months
Details Loan amount: $1,001 to $2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Unsecured Loan 11.75% 36 Months
Details Loan amount: $2,501 to $5,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Unsecured Loan 12.25% 48 Months
Details Loan amount: $5,001 to $8,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Unsecured Loan 12.75% 60 Months
Details Loan amount: $8,001 and Over
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Advantage Credit Union Newtown, IA Other Rates

Product Rate Points APY/APR Term View More
Advantage Plus 0.65% - 0.65%
Min Balance $2,000
Details Balance: $2,000-4,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Advantage Plus 0.75% - 0.75%
Min Balance $5,000
Details Balance: $5,000-14,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Advantage Plus 0.85% - 0.85%
Min Balance $15,000
Details Balance: $15,000-29,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Advantage Plus 0.95% - 0.95%
Min Balance $30,000
Details Balance: $30,000-49,999
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Advantage Plus 1.05% - 1.06%
Min Balance $50,000
Details Balance: $50,000 +
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Coverdell Education Account 0.75% - 0.75%
Min Deposit $100
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Golden Share Account 0.30% - 0.30%
Min Balance $0
Details Minimum Balance to Earn Interest: $1.00
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
Prime Share Account 0.15% - 0.15%
Min Deposit $25
Min Balance $25
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%
ROTH IRA 0.75% - 0.75%
Min Balance $100
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.97%

Financial Health History

Advantage Credit Union Newtown, IA’s Texas Ratio rose from 8.43% in Q2 2023 to 10.97% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 8% 2.0★ 16% 3.0★ 25% 4.0★ 33% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 8.43% A Q2 2023 A- Q3 2023 B Q4 2023 B+ Q1 2024 C+ Q2 2024 B- Q3 2024 A Q4 2024 A- Q1 2025 A- Q2 2025 A Q3 2025 A Q4 2025 10.97% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$106M10.97%5.0A
December 31, 2025$104M13.17%5.0A
September 30, 2025$103M10.64%5.0A
June 30, 2025$104M14.96%5.0A-
March 31, 2025$105M14.28%5.0A-
December 31, 2024$103M13.08%5.0A
September 30, 2024$114M24.10%4.2B-
June 30, 2024$114M24.41%4.2C+
March 31, 2024$118M16.99%4.8B+
December 31, 2023$129M20.25%4.6B
September 30, 2023$132M15.35%5.0A-
June 30, 2023$127M8.43%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Advantage Credit Union Newtown, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advantage Credit Union Newtown, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advantage Credit Union Newtown, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Advantage Credit Union Newtown, IA
Address 121 W 3rd St N, Newton, IA 50208-3040
Phone 641-792-5660
Fax 641-792-0240
President Hollie Vanwyk
CEO Leslie Brickman
Full-Time Employees 23
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.97%
Return on Assets (ROA)
0.2740%
Return on Equity (ROE)
1.8208%
Non-Performing Loans Ratio (NPL)
3.15%
Total Assets
106,456,437
Total Amount of Shares and Deposits
90,071,885
Total Shares and Deposits < 1 Year
85,379,404
Total Shares and Deposits 1 3 Years
4,692,481
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,220,409
Total Uninsured Shares and Deposits > $250K (F+J)
2,220,409
Total Insured Shares and Deposits > $250K (item 17 less item K)
87,851,476
Total Interest Expense (Sum of items 6 8)
267,059
Share Certificates
273
Number of Accounts for Share Drafts
4,404
IRA KEOGH Accounts
126
Number of Accounts for Regular Shares
10,621
All other shares
1,620
Non Member Deposits
3
Money Market Shares
355
Net Income (unless the amount is already included in Undivided Earnings)
291,686
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,061,901
Total Liabilities
90,436,997
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Advantage Credit Union Newtown, IA earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About Advantage Credit Union Newtown, IA

How many branches does Advantage Credit Union Newtown, IA operate?

Advantage Credit Union Newtown, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Advantage Credit Union Newtown, IA?

Yes, to access services at Advantage Credit Union Newtown, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Advantage Credit Union Newtown, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advantage Credit Union Newtown, IA provides members with tools to manage their accounts and build a solid financial history.

Does Advantage Credit Union Newtown, IA offer online and mobile banking?

Most modern institutions like Advantage Credit Union Newtown, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acuiowa.org.

Current Advantage Credit Union Newtown, IA Rates

  • 12-Month CD2.27%
  • 24-Month CD2.13%
  • Savings0.30%
  • MMA1.51%
Retrieved from our database of financial products. Rates subject to change.