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Advantage Credit Union Newtown, IA

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Advantage Credit Union Newtown, IA Rates & Review November 2026

Q: What are the current interest rates at Advantage Credit Union Newtown, IA?

Current rates for Advantage Credit Union Newtown, IA include: 12-Month CD: 3.22%, 24-Month CD: 2.89%, Savings: 1.51%, MMA: 2.27%

Q: What CD terms does Advantage Credit Union Newtown, IA offer?

Advantage Credit Union Newtown, IA CD rates are 3.59% APY for a 6 month CD, 3.73% APY for a 12 month CD, 3.40% APY for a 2 year CD and 3.40% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Advantage Credit Union Newtown, IA for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Advantage Credit Union Newtown, IA's 12 Month Term CD rates are at 3.73%, 6 Month Term CD rates are at 3.59%, 24 Month Term CD rates are at 3.40%, 36 Month Term CD rates are at 3.40%, 12 Month HSA & IRA CD rates are at 3.73%. Advantage Credit Union Newtown, IA's savings rates are at 1.51%. Advantage Credit Union Newtown, IA's money market rates are at 2.27%. Advantage Credit Union Newtown, IA's Personal Loan Rates are as low as 10.25%. Advantage Credit Union Newtown, IA's Credit Card Rates are at 7.90%. Advantage Credit Union Newtown, IA's CD rates are 22% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Advantage Credit Union Newtown, IA with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.08%. Rates last updated and verified on 10/29/2026.

Advantage Credit Union Newtown, IA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage Credit Union Newtown, IA? Share your experience about Advantage Credit Union Newtown, IA by leaving a review below, or read customer reviews before you decide to use Advantage Credit Union Newtown, IA.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.08%

Excellent Higher than avg

Health Trend

Improving 12 quarters

Full history ›

Advantage Credit Union Newtown, IA
Advantage Credit Union

121 W 3rd St N
Newton, IA 50208-3040

https://www.acuiowa.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Advantage Credit Union Newtown, IA CD Rates

Product	Rate	APY	Term
12 Month HSA & IRA CD	3.67%	3.73%	12 months
Min Balance $100,000 Details Balance: $100,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.73% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
12 Month Term Share Certificate	3.67%	3.73%	12 Month
Min Balance $100,000 Details Minimum: $100,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.79% → 3.73% ▲ 0.94 pts · high 3.73% / low 2.79% Oct 9, 20263.73%▲ from 2.79% Sep 14, 20262.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
6 Month HSA & IRA CD	3.53%	3.59%	6 months
Min Balance $100,000 Details Balance: $100,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.59% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
6 Month Term Share Certificate	3.53%	3.59%	6 Month
Min Balance $100,000 Details Minimum: $100,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.59% ▲ 0.79 pts · high 3.59% / low 2.80% Oct 9, 20263.59%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
12 Month HSA & IRA CD	3.42%	3.47%	12 months
Min Balance $50,000 Details Balance: $50,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.47% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
12 Month Term Share Certificate	3.42%	3.47%	12 Month
Min Balance $50,000 Details Minimum: $50,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.79% → 3.47% ▲ 0.68 pts · high 3.47% / low 2.79% Oct 9, 20263.47%▲ from 2.79% Sep 14, 20262.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
24 Month HSA & IRA CD	3.35%	3.40%	24 months
Min Balance $100,000 Details Balance: $100,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
24 Month Term Share Certificate	3.35%	3.40%	24 Month
Min Balance $100,000 Details Minimum: $100,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.64% → 3.40% ▲ 0.76 pts · high 3.40% / low 2.64% Oct 9, 20263.40%▲ from 2.64% Sep 14, 20262.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
36 Month HSA & IRA CD	3.35%	3.40%	36 months
Min Balance $100,000 Details Balance: $100,000 min. tier; HSA or IRA CD; 180 days interest early withdrawal penalty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.40% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
36 Month Term Share Certificate	3.35%	3.40%	36 Month
Min Balance $100,000 Details Minimum: $100,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.54% → 3.40% ▲ 0.86 pts · high 3.40% / low 2.54% Oct 9, 20263.40%▲ from 2.54% Sep 14, 20262.54%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
6 Month HSA & IRA CD	3.28%	3.33%	6 months
Min Balance $50,000 Details Balance: $50,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.33% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
6 Month Term Share Certificate	3.28%	3.33%	6 Month
Min Balance $50,000 Details Minimum: $50,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.33% ▲ 0.53 pts · high 3.33% / low 2.80% Oct 9, 20263.33%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
12 Month HSA & IRA CD	3.17%	3.22%	12 months
Min Balance $1,000 Details Balance: $1,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.22% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
12 Month Term Share Certificate	3.17%	3.22%	12 Month
Min Balance $1,000 Details Minimum: $1,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.79% → 3.22% ▲ 0.43 pts · high 3.22% / low 2.79% Oct 9, 20263.22%▲ from 2.79% Sep 14, 20262.79%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
24 Month HSA & IRA CD	3.10%	3.15%	24 months
Min Balance $50,000 Details Balance: $50,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.15% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
24 Month Term Share Certificate	3.10%	3.15%	24 Month
Min Balance $50,000 Details Minimum: $50,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.64% → 3.15% ▲ 0.51 pts · high 3.15% / low 2.64% Oct 9, 20263.15%▲ from 2.64% Sep 14, 20262.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
36 Month HSA & IRA CD	3.10%	3.14%	36 months
Min Balance $50,000 Details Balance: $50,000 min. tier; HSA or IRA CD; 180 days interest early withdrawal penalty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.14% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
36 Month Term Share Certificate	3.10%	3.14%	36 Month
Min Balance $50,000 Details Minimum: $50,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.54% → 3.14% ▲ 0.60 pts · high 3.14% / low 2.54% Oct 9, 20263.14%▲ from 2.54% Sep 14, 20262.54%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
6 Month HSA & IRA CD	3.03%	3.07%	6 months
Min Balance $1,000 Details Balance: $1,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 3.07% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
6 Month Term Share Certificate	3.03%	3.07%	6 Month
Min Balance $1,000 Details Minimum: $1,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.80% → 3.07% ▲ 0.27 pts · high 3.07% / low 2.80% Oct 9, 20263.07%▲ from 2.80% Sep 14, 20262.80%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
24 Month HSA & IRA CD	2.85%	2.89%	24 months
Min Balance $1,000 Details Balance: $1,000 min. tier; HSA or IRA CD Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.89% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
24 Month Term Share Certificate	2.85%	2.89%	24 Month
Min Balance $1,000 Details Minimum: $1,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.64% → 2.89% ▲ 0.25 pts · high 2.89% / low 2.64% Oct 9, 20262.89%▲ from 2.64% Sep 14, 20262.64%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
36 Month HSA & IRA CD	2.85%	2.89%	36 months
Min Balance $1,000 Details Balance: $1,000 min. tier; HSA or IRA CD; 180 days interest early withdrawal penalty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 2.89% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
36 Month Term Share Certificate	2.85%	2.89%	36 Month
Min Balance $1,000 Details Minimum: $1,000; Term share rates also apply to IRA and HSA certificates Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.54% → 2.89% ▲ 0.35 pts · high 2.89% / low 2.54% Oct 9, 20262.89%▲ from 2.54% Sep 14, 20262.54%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA Savings Rates

Product	Rate	APY
Health Savings Account	1.50%	1.51%
Min Balance $15,000 Details Balance: $15,000+ Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.51% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Health Savings Account	1.00%	1.01%
Min Balance $5,000 Details Balance: $5,000-$14,999 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.01% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Life Happens Savings	-	1.00%
Details Earn 1.00% APY on the first $2,000; not available for business, organizational, trust or estate accounts Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 1.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Health Savings Account	0.80%	0.80%
Min Balance $100 Details Balance: $100-$4,999 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 0.80% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Golden Share Account	0.30%	0.30%
Min Balance $1 Details Minimum daily balance: $0; Minimum balance to earn interest: $1.00; Interest paid monthly; APY may change monthly; Not available for business, organizational, trust or estate accounts Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Life Happens Savings Account	-	0.30%
Min Balance $2,001 Details Balance: $2,001 and over; Minimum Balance to Earn Interest: $1.00; Not available for business, organizational, trust or estate accounts Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Vacation Club	0.30%	0.30%
Min Balance $1 Details Minimum Balance to Open: Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Prime Share Account	0.15%	0.15%
Min Deposit $25 Min Balance $25 Details Minimum Balance to Open: $25; Minimum Daily Balance: $25; Account closure fee of $10.00 if account is closed within first 6 months of opening the account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA Money Market Rates

Product	Rate	APY
Money Market	2.25%	2.27%
Min Balance $100,000 Details Balance: $100,000 + Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.27% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Money Market	2.00%	2.02%
Min Balance $50,000 Details Balance: $50,000-99,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.02% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Money Market	1.75%	1.76%
Min Balance $25,000 Details Balance: $25,000-49,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Money Market	1.50%	1.51%
Min Balance $5,000 Details Balance: $5,000-24,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.51% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA Auto Loan Rates

Product	Rate	Points	APR	Term
New Autos & Trucks	-	-	4.00%	24 Months
Details As Low As; Rates will vary depending on credit score; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Autos & Trucks	-	-	4.15%	36 Months
Details As Low As; Rates will vary depending on credit score; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.15% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Autos & Trucks	-	-	4.30%	48 Months
Details As Low As; Rates will vary depending on credit score; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.30% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Autos & Trucks - 48 Months Loan	-	-	4.30%	48 Months
Details As Low As; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.30% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Autos & Trucks	-	-	4.55%	60 Months
Details As Low As; Rates will vary depending on credit score; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.55% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Autos & Trucks - 60 Months Loan	-	-	4.55%	60 Months
Details As Low As; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.55% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Autos & Trucks - 72 Months Loan	-	-	4.80%	72 Months
Details As Low As; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.80% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Autos & Trucks	-	-	4.90%	72 Months
Details As Low As; Rates will vary depending on credit score; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 4.90% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Autos & Trucks	-	-	5.05%	84 Months
Details As Low As; Rates will vary depending on credit score; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.05% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Autos & Trucks - 84 Months Loan	-	-	5.05%	84 Months
Details As Low As; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 5.05% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Other Titled Motorized Vehicles - New & Used Motorcycles, ATV's & UTV's Loan	-	-	8.15%	12 months
Details As Low As; Applies to $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles; Condition: Lesser of Purchase or Retail; Rates vary by credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.15% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Other Titled Motorized Vehicles - New & Used Motorcycles, ATV's & UTV's Loan	-	-	8.30%	24 Months
Details As Low As; Applies to $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles; Condition: Lesser of Purchase or Retail; Rates vary by credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.30% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Other Titled Motorized Vehicles - New & Used Motorcycles, ATV's & UTV's Loan	-	-	8.45%	36 Months
Details As Low As; Applies to $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles; Condition: New or Used; Rates vary by credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.45% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Other Titled Motorized Vehicles - New & Used Motorcycles, ATV's & UTV's Loan	-	-	8.85%	48 Months
Details As Low As; Applies to $1500 and 2016 & older cycles, ATVs & UTVs (any amount), Jet ski's, and Snowmobiles; Condition: New Only; Rates vary by credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.85% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycles & Titled ATVs or UTVs Loan	-	5.80%	36 Months
Details As Low As; Loan amount: $1,500 to $9,999; New 2022; (125% of MSRP) Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 5.80% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Motorcycles & Titled ATVs or UTVs Loan	-	5.90%	48 Months
Details As Low As; Loan amount: $1,500 to $9,999; New 2022; (125% of MSRP) Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 5.90% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Motorcycles & Titled ATVs or UTVs - 2017 and newer Loan	-	6.05%	24 Months
Details As Low As; Model Year: 2017 and newer; Loan Amount: $1,500 to $5,999; 125% NADA Retail (Rate based on term of loan); Amounts under $1,500 refer to Other Titled Motorized Vehicles; 0.25% interest discount for debt protection or warranty; Rates will vary depending on credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.05% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Motorcycles & Titled ATVs or UTVs - 2017 and newer Loan	-	6.10%	36 Months
Details As Low As; Model Year: 2017 and newer; Loan Amount: $1,500 to $5,999; 125% NADA Retail (Rate based on term of loan); Amounts under $1,500 refer to Other Titled Motorized Vehicles; 0.25% interest discount for debt protection or warranty; Rates will vary depending on credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.10% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Motorcycles & Titled ATVs or UTVs Loan	-	6.30%	60 Months
Details As Low As; Loan amount: $1,500 to $9,999; New 2022; (125% of MSRP) Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 6.30% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Motorcycles & Titled ATVs or UTVs - 2017 and newer Loan	-	6.30%	48 Months
Details As Low As; Model Year: 2017 and newer; Loan Amount: $6,000 to $9,999; 125% NADA Retail (Rate based on term of loan); Amounts under $1,500 refer to Other Titled Motorized Vehicles; 0.25% interest discount for debt protection or warranty; Rates will vary depending on credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.30% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Motorcycles & Titled ATVs or UTVs Loan	-	6.60%	72 Months
Details As Low As; Loan amount: $10,000 & Above; New 2022; (125% of MSRP) Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 6.60% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Motorcycles & Titled ATVs or UTVs - 2017 and newer Loan	-	6.85%	60 Months
Details As Low As; Model Year: 2017 and newer; Loan Amount: $10,000 to $14,999; 125% NADA Retail (Rate based on term of loan); Amounts under $1,500 refer to Other Titled Motorized Vehicles; 0.25% interest discount for debt protection or warranty; Rates will vary depending on credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.85% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Motorcycles & Titled ATVs or UTVs - 2017 and newer Loan	-	7.00%	72 Months
Details As Low As; Model Year: 2017 and newer; Loan Amount: $15,000 & Above; 125% NADA Retail (Rate based on term of loan); Amounts under $1,500 refer to Other Titled Motorized Vehicles; 0.25% interest discount for debt protection or warranty; Rates will vary depending on credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 7.00% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Motorcycles & Titled ATVs or UTVs Loan	-	7.55%	84 Months
Details As Low As; Loan amount: $15,000 & Above; New 2022; (125% of MSRP) Last Updated 10/29/2026 Rate History No change since Sep 22, 2026 · 7.55% APR · checked 7 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Boats & RVs Loan	-	7.55%	36 Months
Details As Low As; Loan Amount: Up to $7,000; 100% of NADA Retail; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates vary by credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.55% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Boats & RVs Loan	-	7.60%	36 Months
Details As Low As; Amount: Up to $7,000; 100% of MSRP & T.T.L.; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.60% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Boats & RVs Loan	-	8.00%	60 Months
Details As Low As; Amount: $7,000 to $12,999; 100% of MSRP & T.T.L.; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Boats & RVs Loan	-	8.20%	60 Months
Details As Low As; Loan Amount: $7,000 to $12,999; 100% of NADA Retail; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates vary by credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.20% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Boats & RVs Loan	-	8.50%	84 Months
Details As Low As; Amount: $13,000 to $17,999; 100% of MSRP & T.T.L.; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Boats & RVs Loan	-	8.70%	84 Months
Details As Low As; Loan Amount: $13,000 to $17,999; 100% of NADA Retail; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates vary by credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.70% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Boats & RVs Loan	-	8.95%	120 Months
Details As Low As; Amount: $18,000 to $24,999; 100% of MSRP & T.T.L.; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.95% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
New Boats & RVs Loan	-	9.15%	144 Months
Details As Low As; Amount: $25,000 & Above; 100% of MSRP & T.T.L.; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates will vary depending on credit score and year of vehicle; 0.25% interest discount for debt protection or warranty Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.15% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Boats & RVs Loan	-	9.30%	120 Months
Details As Low As; Loan Amount: $18,000 to $24,999; 100% of NADA Retail; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates vary by credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.30% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Used Boats & RVs Loan	-	9.50%	144 Months
Details As Low As; Loan Amount: $25,000 & Above; 100% of NADA Retail; 10% down required on loans over $40,000; 5% down required on loans over $25,000; Rates vary by credit score and year of vehicle Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA Credit Card Rates

Product	Rate	APR
Visa Classic	-	7.90%
Details Published APR range: 7.9%-13.9%. APR for Purchases, Balance Transfers and Cash Advances; Non-Variable Rate dependent on your creditworthiness; Rewards:; Balance Transfer Fee:; Cash Advance Fee:; Annual Fee:; Minimum Interest Charge: $0.00; Foreign Transaction Fee: 1% of each foreign transaction in U.S. Dollars; Late Payment Fee: Up to $15.00; Returned Payment Fee: Up to $15.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.90% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Visa Rewards	-	12.90%
Details Published APR range: 12.9-18.9%. APR for Purchases, Balance Transfers and Cash Advances; Non-Variable Rate dependent on your creditworthiness; Rewards: 1% Cash Back on all purchases; Balance Transfer Fee:; Cash Advance Fee:; Annual Fee:; Minimum Interest Charge: $0.00; Foreign Transaction Fee: 1% of each foreign transaction in U.S. Dollars; Late Payment Fee: Up to $15.00; Returned Payment Fee: Up to $15.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 12.90% APR · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA Personal Loan Rates

Product	APR	Term
Unsecured Personal Loan	10.25%	6 Months
Details As Low As; Loan amount: $250 to $499; Rates will vary depending on credit score; 0.25% discount applies for debt protection Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 10.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Unsecured Personal Loan	10.75%	12 Months
Details As Low As; Loan amount: $500 to $1,000; Rates will vary depending on credit score; 0.25% discount applies for debt protection Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 10.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Unsecured Personal Loan	11.25%	24 Months
Details As Low As; Loan amount: $1,001 to $2,500; Rates will vary depending on credit score; 0.25% discount applies for debt protection Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Unsecured Personal Loan	11.75%	36 Months
Details As Low As; Loan amount: $2,501 to $5,000; Rates will vary depending on credit score; 0.25% discount applies for debt protection Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 11.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Unsecured Personal Loan	12.25%	48 Months
Details As Low As; Loan amount: $5,001 to $8,000; Rates will vary depending on credit score; 0.25% discount applies for debt protection Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.25% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Unsecured Personal Loan	12.75%	60 Months
Details As Low As; Loan amount: $8,001 and Over; Rates will vary depending on credit score; 0.25% discount applies for debt protection Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 12.75% APR · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Advantage Credit Union Newtown, IA Other Rates

Product	Rate	Points	APY/APR
Advantage Plus	0.65%	-	0.65%
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000-4,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Advantage Plus	0.75%	-	0.75%
Min Deposit $2,000 Min Balance $5,000 Details Balance: $5,000-14,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Advantage Plus	0.85%	-	0.85%
Min Deposit $2,000 Min Balance $15,000 Details Balance: $15,000-29,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.85% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Advantage Plus	0.95%	-	0.95%
Min Deposit $2,000 Min Balance $30,000 Details Balance: $30,000-49,999 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.95% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Advantage Plus	1.05%	-	1.06%
Min Deposit $2,000 Min Balance $50,000 Details Balance: $50,000 and over Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.06% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Cha-Ching Rewards	2.96%	-	3.00%
Min Deposit $20 Min Balance $0 Details Qualifications Required; Balance: $0-10,000 when qualifications are met; Click here to see qualification requirements; Minimum opening deposit: $20.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.00% APY · checked 3 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
Coverdell Education Account	0.75%	-	0.75%
Min Deposit $100 Min Balance $100 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 8 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%
ROTH IRA	0.75%	-	0.75%
Min Balance $100 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.08%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Advantage Credit Union Newtown, IA’s Texas Ratio fell from 15.35% in Q3 2023 to 8.08% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A- to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$106M	8.08%	5.0	A
March 31, 2026	$106M	10.97%	5.0	A
December 31, 2025	$104M	13.17%	5.0	A
September 30, 2025	$103M	10.64%	5.0	A
June 30, 2025	$104M	14.96%	5.0	A-
March 31, 2025	$105M	14.28%	5.0	A-
December 31, 2024	$103M	13.08%	5.0	A
September 30, 2024	$114M	24.10%	4.2	B-
June 30, 2024	$114M	24.41%	4.2	C+
March 31, 2024	$118M	16.99%	4.8	B+
December 31, 2023	$129M	20.25%	4.6	B
September 30, 2023	$132M	15.35%	5.0	A-

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Advantage Credit Union Newtown, IA is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Advantage Credit Union Newtown, IA rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Advantage Credit Union Newtown, IA's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Advantage Credit Union Newtown, IA

Website https://www.acuiowa.org

Address 121 W 3rd St N, Newton, IA 50208-3040

Phone 641-792-5660

Fax 641-792-0240

President Hollie Vanwyk

CEO Leslie Brickman

Full-Time Employees 25

Part-Time Employees 0

Branch Locations 1

ATM Locations 1

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.08%

Return on Assets (ROA)

0.5295%

Return on Equity (ROE)

3.4579%

Non-Performing Loans Ratio (NPL)

2.39%

Total Assets

106,494,724

Total Amount of Shares and Deposits

89,593,437

Total Shares and Deposits < 1 Year

83,072,958

Total Shares and Deposits 1 3 Years

4,540,479

Total Shares and Deposits > 3 Years

1,980,000

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,343,399

Total Uninsured Shares and Deposits > $250K (F+J)

2,343,399

Total Insured Shares and Deposits > $250K (item 17 less item K)

87,250,038

Total Interest Expense (Sum of items 6 8)

538,355

Share Certificates

264

Number of Accounts for Share Drafts

4,442

IRA KEOGH Accounts

127

Number of Accounts for Regular Shares

10,608

All other shares

1,612

Non Member Deposits

Money Market Shares

364

Net Income (unless the amount is already included in Undivided Earnings)

563,873

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

11,064,749

Total Liabilities

90,188,097

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Advantage Credit Union Newtown, IA earned the Verified Healthy badge

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Frequently Asked Questions About Advantage Credit Union Newtown, IA

Does Advantage Credit Union Newtown, IA offer CDs?

Yes. Advantage Credit Union Newtown, IA current CD rates include its 12 Month Term CD at 3.73% APY, its 12 Month HSA & IRA CD at 3.73% APY and its 6 Month Term CD at 3.59% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Advantage Credit Union Newtown, IA NCUA insured?

Yes. Advantage Credit Union Newtown, IA is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Advantage Credit Union Newtown, IA?

The highest Advantage Credit Union Newtown, IA CD rate is its 12 Month HSA & IRA CD at 3.73% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Advantage Credit Union Newtown, IA offer?

Advantage Credit Union Newtown, IA CD rates are 3.59% APY for a 6 month CD, 3.73% APY for a 12 month CD, 3.40% APY for a 2 year CD and 3.40% APY for a 3 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Advantage Credit Union Newtown, IA for its full lineup.

What is the highest savings rate at Advantage Credit Union Newtown, IA?

The highest Advantage Credit Union Newtown, IA savings rate is its Health Savings Account at 1.51% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Advantage Credit Union Newtown, IA?

The highest Advantage Credit Union Newtown, IA money market rate is its Money Market at 2.27% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest auto loan rate at Advantage Credit Union Newtown, IA?

The lowest Advantage Credit Union Newtown, IA auto loan rate is its New Autos & Trucks at 4.00% APR, verified by MonitorBankRates as of October 29, 2026. Advantage Credit Union Newtown, IA auto loan rates are 4.30% APR for a 48 month auto loan, 4.55% APR for a 60 month auto loan, 4.80% APR for a 72 month auto loan and 5.05% APR for an 84 month auto loan.

What is the lowest personal loan rate at Advantage Credit Union Newtown, IA?

The lowest Advantage Credit Union Newtown, IA personal loan rate is its Unsecured Personal Loan at 10.25% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Advantage Credit Union Newtown, IA?

The lowest Advantage Credit Union Newtown, IA credit card APR is its Visa Classic Credit Card at 7.90% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Advantage Credit Union Newtown, IA operate?

Advantage Credit Union Newtown, IA currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Advantage Credit Union Newtown, IA?

Yes, to access services at Advantage Credit Union Newtown, IA, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Advantage Credit Union Newtown, IA does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Advantage Credit Union Newtown, IA provides members with tools to manage their accounts and build a solid financial history.

Does Advantage Credit Union Newtown, IA offer online and mobile banking?

Most modern institutions like Advantage Credit Union Newtown, IA provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.acuiowa.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Advantage Credit Union Newtown, IA rates compare?

Advantage Credit Union Newtown, IA's CD rates are 22% higher than the MonitorBankRates national average, and it has an A health rating. Advantage Credit Union Newtown, IA's top rates are its 12 Month HSA & IRA CD at 3.73% APY, its Health Savings Account at 1.51% APY, its Money Market at 2.27% APY, its Unsecured Personal Loan at 10.25% APR and its Visa Classic Credit Card at 7.90% APR, verified by MonitorBankRates on October 29, 2026.

Current Advantage Credit Union Newtown, IA Rates

12-Month CD3.22%
24-Month CD2.89%
Savings1.51%
MMA2.27%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Advantage Credit Union Newtown, IA Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Advantage Credit Union Newtown, IA Texas Ratio

Advantage Credit Union Newtown, IA Health Trend

Advantage Credit Union Newtown, IA CD Rates

Advantage Credit Union Newtown, IA Savings Rates

Advantage Credit Union Newtown, IA Money Market Rates

Advantage Credit Union Newtown, IA Auto Loan Rates

Advantage Credit Union Newtown, IA RV, Boat and Powersport Loan Rates

Advantage Credit Union Newtown, IA Credit Card Rates

Advantage Credit Union Newtown, IA Personal Loan Rates

Advantage Credit Union Newtown, IA Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Advantage Credit Union Newtown, IA earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Advantage Credit Union Newtown, IA

Does Advantage Credit Union Newtown, IA offer CDs?

Are CDs from Advantage Credit Union Newtown, IA NCUA insured?

What is the highest CD rate at Advantage Credit Union Newtown, IA?

What CD terms does Advantage Credit Union Newtown, IA offer?

What is the highest savings rate at Advantage Credit Union Newtown, IA?

What is the highest money market rate at Advantage Credit Union Newtown, IA?

What is the lowest auto loan rate at Advantage Credit Union Newtown, IA?

What is the lowest personal loan rate at Advantage Credit Union Newtown, IA?

What is the lowest credit card APR at Advantage Credit Union Newtown, IA?

How many branches does Advantage Credit Union Newtown, IA operate?

Is a member application needed to join Advantage Credit Union Newtown, IA?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Advantage Credit Union Newtown, IA offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Advantage Credit Union Newtown, IA rates compare?

Current Advantage Credit Union Newtown, IA Rates

Compare to Other Credit Unions