MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. Healthcare Associates Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Healthcare Associates Credit Union Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Healthcare Associates Credit Union's top rates as of October 9, 2026 are 4.00% APY on its 2 Year CDs CD, 0.05% APY on savings, 0.90% APY on money market accounts, 3.00% APY on checking, 5.20% on its Home Stretch Mortgage (Refinance), personal loans from 9.90% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Healthcare Associates Credit Union CD rates include 2 Year CDs at 3.80%, 5 Year CDs at 3.00%, and 4 Year CDs at 2.90%. MonitorBankRates evaluates the financial stability of Healthcare Associates Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.30%. Rates last updated and verified on 10/09/2026.

Healthcare Associates Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Healthcare Associates Credit Union? Share your experience about Healthcare Associates Credit Union by leaving a review below, or read customer reviews before you decide to use Healthcare Associates Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.30%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Healthcare Associates Credit Union
Lisle Office
2441 Warrenville Rd Ste 400
Lisle, IL 60532-0927
https://www.hacu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Healthcare Associates Credit Union CD Rates

Product Rate APY Term View More
2 Year Certificates 3.93% 4.00% 2 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
2 Year Certificates 3.74% 3.80% 2 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
5 Year Certificates 2.96% 3.00% 5 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
4 Year Certificates 2.86% 2.90% 4 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Sep 30, 2026: 2.90% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
5 Year Certificates 2.86% 2.90% 5 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Sep 30, 2026: 2.90% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
3 Year Certificates 2.76% 2.80% 3 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Sep 30, 2026: 2.80% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
4 Year Certificates 2.76% 2.80% 4 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Sep 30, 2026: 2.80% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
3 Year Certificates 2.67% 2.70% 3 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.70% APY · checked 2 times
2.20%2.70%3.20%Sep 30, 2026: 2.70% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
1 Year Certificates 2.37% 2.40% 1 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.40% APY · checked 2 times
1.90%2.40%2.90%Sep 30, 2026: 2.40% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
1 Year Certificates 2.18% 2.20% 1 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.20% APY · checked 2 times
1.70%2.20%2.70%Sep 30, 2026: 2.20% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
6 Month Certificates 1.59% 1.60% 6 month
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 1.60% APY · checked 2 times
1.10%1.60%2.10%Sep 30, 2026: 1.60% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
6 Month Certificates 1.39% 1.40% 6 month
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 1.40% APY · checked 2 times
0.90%1.40%1.90%Sep 30, 2026: 1.40% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Savings Rates

Product Rate APY View More
Savings Accounts 0.05% 0.05%
Min Balance $100
Details Compounded monthly; paid monthly. Must maintain a minimum average daily balance of $100 to earn interest.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Special Savings & Club Accounts 0.05% 0.05%
Details Compounded monthly; paid monthly. No Minimum Balance Required
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Sep 30, 2026: 0.05% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Money Market Rates

Product Rate APY View More
Premier Money Market Account 0.90% 0.90%
Min Balance $100,000
Details Balance: $100,000+; Compounded monthly; paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.90% APY · checked 3 times
0.40%0.90%1.40%Sep 30, 2026: 0.90% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Premier Money Market Account 0.75% 0.75%
Min Balance $50,000
Details Balance: $50,000 - $99,999; Compounded monthly; paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.75% APY · checked 3 times
0.25%0.75%1.25%Sep 30, 2026: 0.75% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Premier Money Market Account 0.55% 0.55%
Min Balance $25,000
Details Balance: $25,000 - $49,999; Compounded monthly; paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.55% APY · checked 3 times
0.05%0.55%1.05%Sep 30, 2026: 0.55% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Premier Money Market Account 0.35% 0.35%
Min Balance $10,000
Details Balance: $10,000 - $24,999; Compounded monthly; paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.35% APY · checked 3 times
0.00%0.43%0.85%Sep 30, 2026: 0.35% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Premier Money Market Account 0.15% 0.15%
Min Balance $2,000
Details Compounded monthly; paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 0.15% APY · checked 3 times
0.00%0.33%0.65%Sep 30, 2026: 0.15% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Checking Rates

Product Rate APY View More
Totally Free Checking Account 2.96% 3.00%
Min Balance $0
Details Qualifications required monthly: direct deposit equal or greater than $500; minimum of 12 debit/check card transactions per month (pending & ATM transactions do not qualify); consent to receive eStatements; enroll in online banking and log in at least once a month. Compounded monthly; paid monthly. Business Checking accounts are not eligible. Fees could reduce earnings. Balances up to $10,000 earn the stated rate; portion over $10,000 earns no dividends.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Mortgage Rates

Product Rate Points APR Term View More
Home Stretch Mortgage (Refinance) - - 5.20%
Details as low as; up to 70% LTV, $25,000-$500,000, no closing costs
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.20% APR
4.70%5.20%5.70%Oct 9, 2026: 5.20% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
85% Home Equity Loan - - 6.54%
Details as low as; up to 85% LTV, $5,000-$500,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.54% APR
6.04%6.54%7.04%Oct 9, 2026: 6.54% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
100% Home Equity Loan - - 7.80%
Details up to 100% loan-to-value from $5,000 to $40,000
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 7.80% APR · checked 2 times
7.30%7.80%8.30%Sep 30, 2026: 7.80% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.25%
Details Model Year 2026- 2024
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 4.25% APR · checked 3 times
3.75%4.25%4.75%Sep 30, 2026: 4.25% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles, Boats & RVs Loan - 5.55%
Details Model Year 2026 - 2024
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 5.55% APR · checked 3 times
5.05%5.55%6.05%Sep 30, 2026: 5.55% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Motorcycles, Boats & RVs Loan - 6.05%
Details Model Year 2023-2021
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 6.05% APR · checked 3 times
5.55%6.05%6.55%Sep 30, 2026: 6.05% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Rewards - 9.90%
Details as low as; no annual fee
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 9.90% APR
9.40%9.90%10.40%Oct 9, 2026: 9.90% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Visa Platinum Secured Rewards - 15.60%
Details as low as; no annual fee
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 15.60% APR
15.10%15.60%16.10%Oct 9, 2026: 15.60% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Personal Loan Rates

Product APR Term View More
Signature Loans 9.90%
Details from $1,000 to $48,000
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 9.90% APR · checked 3 times
9.40%9.90%10.40%Sep 30, 2026: 9.90% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%

Healthcare Associates Credit Union Other Rates

Product Rate Points APY/APR Term View More
Credit Builder Loans - - 5.00%
Details from $500 to $5,000
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 5.00% APR · checked 3 times
4.50%5.00%5.50%Sep 30, 2026: 5.00% APRSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Share Secured Loan - - 4.00%
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APR
3.50%4.00%4.50%Oct 9, 2026: 4.00% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.18% - 2.20% 1 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.20% APY · checked 2 times
1.70%2.20%2.70%Sep 30, 2026: 2.20% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 3.74% - 3.80% 2 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 30, 2026: 3.80% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.67% - 2.70% 3 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.70% APY · checked 2 times
2.20%2.70%3.20%Sep 30, 2026: 2.70% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.76% - 2.80% 4 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Sep 30, 2026: 2.80% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.86% - 2.90% 5 year
Min Deposit $500
Details Compounded monthly; paid monthly. $500 minimum.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Sep 30, 2026: 2.90% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.37% - 2.40% 1 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.40% APY · checked 2 times
1.90%2.40%2.90%Sep 30, 2026: 2.40% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 3.93% - 4.00% 2 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 30, 2026: 4.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.76% - 2.80% 3 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.80% APY · checked 2 times
2.30%2.80%3.30%Sep 30, 2026: 2.80% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.86% - 2.90% 4 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Sep 30, 2026: 2.90% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 2.96% - 3.00% 5 year
Min Balance $25,000
Details Balance: $25,000+; Compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Sep 30, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Sep 30, 2026: 3.00% APYSep 30, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 1.39% - 1.40% 6 month
Min Deposit $500
Details Balance $500 - $24,999; compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 1.40% APY
0.90%1.40%1.90%Oct 9, 2026: 1.40% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
IRAs & Coverdell ESAs 1.59% - 1.60% 6 month
Details Balance $25,000+; compounded monthly; paid monthly.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 1.60% APY
1.10%1.60%2.10%Oct 9, 2026: 1.60% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.30%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.
Powered by MonitorBankRates

Financial Health History

Healthcare Associates Credit Union’s Texas Ratio rose from 1.80% in Q3 2023 to 5.30% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.6% 3.0★ 5.4% 4.0★ 7.2% 5.0★ Healthy zone – entire history below the 15% limit 1.80% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.30% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$482M5.30%5.0A+
March 31, 2026$486M2.65%5.0A+
December 31, 2025$479M2.59%5.0A+
September 30, 2025$474M2.36%5.0A+
June 30, 2025$476M1.38%5.0A+
March 31, 2025$475M1.11%5.0A+
December 31, 2024$465M1.33%5.0A+
September 30, 2024$467M1.50%5.0A+
June 30, 2024$456M1.55%5.0A+
March 31, 2024$458M1.78%5.0A+
December 31, 2023$460M1.79%5.0A+
September 30, 2023$453M1.80%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Healthcare Associates Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Healthcare Associates Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Healthcare Associates Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Healthcare Associates Credit Union
Website https://www.hacu.org
Address 2441 Warrenville Rd Ste 400, Lisle, IL 60532-0927
Phone 630-276-5555
Fax
President Jack Gilbert
CEO Joseph Kregul
Full-Time Employees 62
Part-Time Employees 0
Branch Locations 4
ATM Locations 3
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.30%
Return on Assets (ROA)
0.2249%
Return on Equity (ROE)
1.5481%
Non-Performing Loans Ratio (NPL)
1.16%
Total Assets
481,628,963
Total Amount of Shares and Deposits
403,553,929
Total Shares and Deposits < 1 Year
356,786,047
Total Shares and Deposits 1 3 Years
45,099,004
Total Shares and Deposits > 3 Years
1,668,878
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
19,660,369
Total Uninsured Shares and Deposits > $250K (F+J)
19,660,369
Total Insured Shares and Deposits > $250K (item 17 less item K)
383,893,560
Total Interest Expense (Sum of items 6 8)
4,350,301
Share Certificates
5,639
Number of Accounts for Share Drafts
17,910
IRA KEOGH Accounts
752
Number of Accounts for Regular Shares
37,151
All other shares
2,817
Money Market Shares
5,093
Net Income (unless the amount is already included in Undivided Earnings)
1,083,384
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
26,376,664
Total Liabilities
422,265,505
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Healthcare Associates Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/healthcare-associates-credit-union-rates-review-65421">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Healthcare Associates Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Healthcare Associates Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Healthcare Associates Credit Union

How many branches does Healthcare Associates Credit Union operate?

Healthcare Associates Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Healthcare Associates Credit Union?

Yes, to access services at Healthcare Associates Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Healthcare Associates Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Healthcare Associates Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Healthcare Associates Credit Union offer online and mobile banking?

Most modern institutions like Healthcare Associates Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hacu.org.

Current Healthcare Associates Credit Union Rates

  • 12-Month CD2.20%
  • 24-Month CD3.80%
  • 60-Month CD2.90%
  • Savings0.05%
  • MMA0.90%
Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Members Heritage Credit Union Lakeshore Federal Credit Union American Lake Credit Union FARGO VA Desco Federal Credit Union NIAGARAS CHOICE Normal City Employees Federal Credit Union Los Angeles Lee Federal Credit Union Somerville Mass Firefighters Federal Credit Union Waterfront Federal Credit Union Knoxville Firefighters Federal Credit Union Ben E Keith Company Employees Federal Credit Union Southcoast Federal Credit Union Abbott Laboratories Credit Union ASA Federal Credit Union Community First Guam Federal Credit Union SRI Federal Credit Union City of Boston Credit Union Paris Hi-Way Credit Union Texas Bay Credit Union Coweta Cities & County Employees Federal Credit Union