MonitorBankRates
  1. Home
  2. Credit Unions
  3. Firefighters Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Firefighters Credit Union Rates & Review March 2026

Firefighters Credit Union's 24 month CDs / IRA CDs / Roth IRA CDs rates are at 4.20%, 12 month CDs / IRA CDs / Roth IRA CDs rates are at 4.15%, 30 month CDs / IRA CDs / Roth IRA CDs rates are at 4.10%, 60 month CDs / IRA CDs / Roth IRA CDs rates are at 4.10%, 36 month CDs / IRA CDs / Roth IRA CDs rates are at 4.05%. Firefighters Credit Union's savings rates are at 0.10%. Firefighters Credit Union's money market rates are at 1.10%. Firefighters Credit Union's Personal Loan Rates are at 10.49%. MonitorBankRates evaluates the financial stability of Firefighters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.91%. Rates were last updated on 03/26/2026.

Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Firefighters Credit Union? Share your experience about Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use Firefighters Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.91%
Excellent Lower than avg
Firefighters Credit Union
Main Office
726 Massachusetts Ave
Indianapolis, IN 46204
https://www.firefighterscu.com/
Member NCUA

Firefighters Credit Union CD Rates

Product Rate APY Term View More
24 month Certificates / IRA Certificates / Roth IRA Certificates 4.12% 4.20% 24 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
12 month Certificates / IRA Certificates / Roth IRA Certificates 4.07% 4.15% 12 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
30 month Certificates / IRA Certificates / Roth IRA Certificates 4.03% 4.10% 30 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
60 month Certificates / IRA Certificates / Roth IRA Certificates 4.03% 4.10% 60 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
36 month Certificates / IRA Certificates / Roth IRA Certificates 3.98% 4.05% 36 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
48 month Certificates / IRA Certificates / Roth IRA Certificates 3.98% 4.05% 48 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
6 month Certificates / IRA Certificates / Roth IRA Certificates 3.98% 4.05% 6 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
18 month Certificates / IRA Certificates / Roth IRA Certificates 3.93% 4.00% 18 months
Min Balance $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Savings Rates

Product Rate APY View More
Savings Account - 0.10%
Min Balance $25
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 2.72% 2.75%
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Accounts 2.03% 2.05%
Min Balance $50,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Accounts 1.69% 1.70%
Min Balance $25,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Accounts 1.24% 1.25%
Min Balance $10,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Money Market Accounts 1.09% 1.10%
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Checking Rates

Product Rate APY View More
Personal Checking 0.10% 0.10%
Min Balance $0
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Mortgage Rates

Product Rate Points APR Term View More
15 Year Conventional First Mortgage Refinance Fixed - - 5.13% 180
No additional details.
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 7.49% 120
Details As Low As; Line of Credit, 85% Max CLTV
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Home Equity Line of Credit 120 month (2 Year Draw, 8 Year Payback)** Fixed - - 7.49%
Details As Low As; Line of Credit, 85% Max CLTV
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 10.90%
Details As Low As; Purchases
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
VISA Credit Card - 17.90%
Details As Low As; Cash Advances
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Firefighters Credit Union Personal Loan Rates

Product Rate APR View More
Personal / Signature / Consolidation Loan - 10.49%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Personal / Signature / Consolidation Loan - 10.74%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Personal / Signature / Consolidation Loan - 10.99%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Personal / Signature / Consolidation Loan - 11.24%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%
Personal / Signature / Consolidation Loan - 12.29%
Details As Low As
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Firefighters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Firefighters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Firefighters Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Firefighters Credit Union
Address 726 Massachusetts Ave, Indianapolis, IN 46204
Phone 317-636-5581
Fax 317-636-8749
President Gregg Harris
CEO Mel Self
Full-Time Employees 13
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.91%
Return on Assets (ROA)
0.5622%
Return on Equity (ROE)
4.5053%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
85,595,055
Total Amount of Shares and Deposits
74,814,031
Total Shares and Deposits < 1 Year
69,425,690
Total Shares and Deposits 1 3 Years
3,648,821
Total Shares and Deposits > 3 Years
1,739,519
Total Interest Expense (Sum of items 6 8)
359,597
Share Certificates
131
Number of Accounts for Share Drafts
2,953
IRA KEOGH Accounts
133
Number of Accounts for Regular Shares
6,130
All other shares
14
Money Market Shares
525
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,941,045
Total Liabilities
74,913,038
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Firefighters Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Firefighters Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About Firefighters Credit Union

Is Firefighters Credit Union a safe place to deposit money?

Yes, Firefighters Credit Union is considered a safe financial institution. With a Texas Ratio of 0.91276769171964%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Firefighters Credit Union operate?

Firefighters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Firefighters Credit Union?

Yes, to access services at Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Firefighters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Firefighters Credit Union offer online and mobile banking?

Most modern institutions like Firefighters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firefighterscu.com/.

Current Firefighters Credit Union Rates

  • 12-Month CD4.15%
  • 18-Month CD4.00%
  • 24-Month CD4.20%
  • 60-Month CD4.10%
  • Savings0.10%
  • MMA1.10%
Retrieved from our database of financial products. Rates subject to change.