First Bank and Trust of Memphis CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First Bank and Trust of Memphis CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank and Trust of Memphis, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank and Trust of Memphis CD rates. You can also compare First Bank and Trust of Memphis savings rates, MMA rates and mortgage rates using our other rate lists. First Bank and Trust of Memphis money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank and Trust of Memphis? Share your experience about First Bank and Trust of Memphis by leaving a review below, or read customer reviews before you decide to use First Bank and Trust of Memphis. First Bank and Trust of Memphis Texas Ratio First Bank and Trust of Memphis's Texas Ratio is at 11.46%, which is considered excellent. The Texas Ratio for First Bank and Trust of Memphis is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First Bank and Trust of Memphis is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First Bank and Trust of Memphis Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First Bank and Trust of Memphis rate data right now, check back for updates, we are adding rates all the time. First Bank and Trust of Memphis InformationFirst Bank and Trust of Memphis
501 W Main StMemphis, TX 79245 Hall Established Date: 03/01/1898 FDIC Certificate #: 3335 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: FALCON BCORP INC How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.firstmemphis.com
Is First Bank and Trust of Memphis FDIC Insured? Yes
What is First Bank and Trust of Memphis's Cert number? 3335
What is the maximum amount for insured deposits? $250,000 per holder, per account
First Bank and Trust of Memphis FinancialsTotal Assets:
$72,223,000
Total Deposits:
$62,703,000
Equity Capital:
$8,561,000
Domestic Deposits:
$62,703,000
Net Income:
$413,000
Return on Assets:
1.4550%
Quarterly Return on Assets:
2.2600%
Pretax Return on Assets:
2.2617%
Pretax Quarterly Return on Assets:
2.2600%
Return on Equity:
11.9800%
Quarterly Return on Equity:
19.4800%
Common Equity Tier 1 Capital Ratio:
18.0191%
Tier 1 Risk-Based Capital Ratio:
18.0191%
Leverage Tier 1 (Core Capital) Ratio:
12.1960%
Total Risk-Based Capital Ratio (YTD):
19.2696%
Total Interest Income (YTD):
5.3175%
Headquarters:
Memphis
FDIC Field Office:
Lubbock
Regulator:
FDIC
County:
Hall
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals The first step to take when buying a home is to apply for a mortgage loan. The next step would ideally be to lock in a mortgage rate, especially these days since mortgage rates are so low and on the rise. Most lenders will give you a 30 day to 45 day lock period on a rate so you have time to find the right home and still get the rate you were quoted.
First Internet Bank of Indiana Savings 10K rates are now at 0.60 percent with a yield of 0.60 percent. View current Savings 10K rates at First Internet Bank of Indiana below.
 LowRates mortgage rates are some of the best mortgage rates available. 30 year mortgage rates at LowRates are at 4.49 percent. 15 year mortgage rates from LowRates are at 3.875 percent. 5 year adjustable mortgage rates at LowRates are at 4.125 percent. See how LowRates mortgage rates compare with other lenders rates.Bank or Credit Union Offers and DealsMortgage Rates: Current Mortgage Rates Mostly Lower, 30 Year Mortgage Rates at 4.32%Mortgage Rates Change Little 5/25: Today's 30 Year Mortgage Rates at 4.62% Mortgage Rates - Average Mortgage Rates Higher for the Last Week of 2009 Average 30 Year Mortgage Rates Today at 3.45%, Lowest 30 Year Refinance Rates at 3.00% Laural Bank Savings Rates: Earn 4.80% on Your Savings and Enjoy Exclusive Benefits Mortgage Rates Today Lower Ahead of Fed Meeting CD Interest Rates and Yields in Illinois New Leaders on our 1 Year CD Rates List as Greece Votes No to More Austerity USAA 3 Year Jumbo CD Rates now at 0.96% 30 Year Rates Fall Below 3.50 as 548,000 Homes Regain Equity Alternative Bank and Credit Union Offers to ExploreBank of Internet 2.60% APY Checking AccountBest 18 Month CD Rates Understanding Your Down Payment Options to Purchase a Home CD Rates at Allegany County Teachers Federal Credit Union Imperial Capital Bank's iMoney Market Checking Mortgage Rates & Mortgage Applications Decrease: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.19% Mortgage Rates Mixed as Home Purchases Reach Highest Level in 2011: 30 Year Mortgage Rates Averaging 4.93% Bank of Internet Savings Account TIAA Bank Savings Rates Mortgage Rates Hit New Record Low for 2011: 30 Year Mortgage Rates at 4.32% First Bank and Trust of Memphis ReviewsThere are no reviews for First Bank and Trust of Memphis yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.00% and 3-month CD rates at 1.30%. Current savings rates are at 0.01% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.51%. Credit Card rates are at 16.74%. Personal Loan rates are at 11.15%. All these rates, and more, can be found in our database of rates. 
