MonitorBankRates
  1. Home
  2. Banks
  3. Grant County Bank
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Grant County Bank Rates & Review March 2026

Grant County Bank's 5 Year Certificates of Deposit (CDs) rates are at 4.06%, 4 Year Certificates of Deposit (CDs) rates are at 4.03%, 3 Year Certificates of Deposit (CDs) rates are at 4.01%, 5 Year Certificates of Deposit (CDs) rates are at 3.96%, 4 Year Certificates of Deposit (CDs) rates are at 3.93%. Grant County Bank's savings rates are at 1.21%. Grant County Bank's money market rates are at 1.92%. MonitorBankRates evaluates the financial stability of Grant County Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.74%. Rates were last updated on 03/26/2026.

Grant County Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Grant County Bank? Share your experience about Grant County Bank by leaving a review below, or read customer reviews before you decide to use Grant County Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.74%
Excellent Lower than avg
Grant County Bank
201 S Main St
Ulysses, KS 67880
https://www.gcbks.bank
Member FDIC

Grant County Bank CD Rates

Product Rate APY Term View More
5 Year Certificates of Deposit (CDs) 4.02% 4.06% 5 Year
Min Deposit $1,000
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
4 Year Certificates of Deposit (CDs) 3.99% 4.03% 4 Year
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
3 Year Certificates of Deposit (CDs) 3.97% 4.01% 3 Year
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
5 Year Certificates of Deposit (CDs) 3.92% 3.96% 5 Year
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
4 Year Certificates of Deposit (CDs) 3.89% 3.93% 4 Year
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
3 Year Certificates of Deposit (CDs) 3.87% 3.90% 3 Year
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
2 Year Certificates of Deposit (CDs) 3.75% 3.79% 2 Year
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
18 Month Certificates of Deposit (CDs) 3.70% 3.73% 18 Month
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
1 Year Certificates of Deposit (CDs) 3.66% 3.69% 1 Year
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
2 Year Certificates of Deposit (CDs) 3.65% 3.68% 2 Year
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
3 Month Certificates of Deposit (CDs) 3.61% 3.66% 3 Month
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
18 Month Certificates of Deposit (CDs) 3.60% 3.63% 18 Month
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
1 Year Certificates of Deposit (CDs) 3.56% 3.59% 1 Year
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
3 Month Certificates of Deposit (CDs) 3.51% 3.56% 3 Month
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
7 - 31 Day Certificates of Deposit (CDs) 2.10% 2.12% 7 - 31 Day
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
7 - 31 Day Certificates of Deposit (CDs) 2.00% 2.02% 7 - 31 Day
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%

Grant County Bank Savings Rates

Product Rate APY View More
Regular Savings 1.25% 1.26%
Min Deposit $100
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Regular Savings 1.20% 1.21%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%

Grant County Bank Money Market Rates

Product Rate APY View More
Money Market Account 2.80% 2.84%
Min Deposit $1,000
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Money Market Account 2.70% 2.73%
Min Deposit $1,000
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Money Market Account 2.30% 2.32%
Min Deposit $1,000
Min Balance $100,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Money Market Account 1.90% 1.92%
Min Deposit $1,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%

Grant County Bank Checking Rates

Product Rate APY View More
Classic Business Checking 0.25% 0.25%
Min Deposit $100
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Classic Checking 0.25% 0.25%
Min Deposit $100
Min Balance $1,000,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Classic Business Checking 0.20% 0.20%
Min Deposit $100
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Classic Checking 0.20% 0.20%
Min Deposit $100
Min Balance $250,000
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Classic Business Checking 0.15% 0.15%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%
Classic Checking 0.15% 0.15%
Min Deposit $100
Last Updated 03/26/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.74%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Grant County Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Grant County Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Grant County Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Grant County Bank
Bank Holding Company RESOURCE ONE INC
Address 201 S Main St, Ulysses, KS 67880  ·  Grant
FDIC Certificate # 10918
Established 01/01/1906
FDIC Insurance Date 01/01/1934
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.74%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6042%
Return on Equity (ROE) 16.7000%
Non-Performing Loans (NPL) 0.31%
Total Assets $308,893,000
Total Deposits $258,049,000
Equity Capital $37,281,000
Net Income $4,677,000
Headquarters Ulysses
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for Grant County Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Grant County Bank
Your Name:
Your Rating:

Frequently Asked Questions About Grant County Bank

Is Grant County Bank a safe place to deposit money?

Yes, Grant County Bank is considered a safe financial institution. With a Texas Ratio of 3.7374557260921%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Grant County Bank operate?

Grant County Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Grant County Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Grant County Bank provides members with tools to manage their accounts and build a solid financial history.

Does Grant County Bank offer online and mobile banking?

Most modern institutions like Grant County Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gcbks.bank.

Current Grant County Bank Rates

  • 12-Month CD3.59%
  • 18-Month CD3.63%
  • 24-Month CD3.68%
  • 36-Month CD3.90%
  • 48-Month CD3.93%
  • 60-Month CD3.96%
  • Savings1.21%
  • MMA1.92%
Retrieved from our database of financial products. Rates subject to change.