Citizens State Bank, of Arlington Rates and Review February 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Rate Updates and AvailabilityCitizens State Bank, of Arlington money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citizens State Bank, of Arlington? Share your experience about Citizens State Bank, of Arlington by leaving a review below, or read customer reviews before you decide to use Citizens State Bank, of Arlington. Citizens State Bank, of Arlington Texas RatioCitizens State Bank, of Arlington's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Citizens State Bank, of Arlington is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Citizens State Bank, of Arlington has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Citizens State Bank, of Arlington is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Current Rate AvailabilityWe do not have Citizens State Bank, of Arlington rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Citizens State Bank, of Arlington is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Citizens State Bank, of Arlington rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Citizens State Bank, of Arlington's official website for the most current offers and terms.
Bank Profile & OverviewCitizens State Bank, of Arlington
128 S Main StArlington, SD 57212 Kingsbury Established Date: 08/28/1901 FDIC Certificate #: 1118 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.csbarlington.com
Is Citizens State Bank, of Arlington FDIC Insured? Yes
What is Citizens State Bank, of Arlington's Cert number? 1118
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$139,903,000
Total Deposits:
$124,377,000
Equity Capital:
$12,941,000
Net Income:
$153,000
Return on Assets (ROA):
0.7349%
Return on Equity (ROE):
9.0900%
Headquarters:
Arlington
Regulator:
FED
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Citizens State Bank, of Arlington yet. Feel free to create one below.
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Frequently Asked Questions About Citizens State Bank, of ArlingtonHow do I open an account at Citizens State Bank, of Arlington?You can typically open an account at Citizens State Bank, of Arlington by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Citizens State Bank, of Arlington provides a range of mortgage and home equity products. Is Citizens State Bank, of Arlington a safe place to deposit money?Yes, Citizens State Bank, of Arlington is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Citizens State Bank, of Arlington offer online and mobile banking?Most modern institutions like Citizens State Bank, of Arlington provide digital access including online balance checks and transfers. Compare to other Banks |
You can compare Citizens State Bank, of Arlington rates to other rates in our database, including 12-month CD rates currently at 3.00%, 6-month CD rates at 3.53% and 3-month CD rates at 2.50%. Savings rates are at 0.30% and money market rates are at 1.77%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates, and more, can be found in our database of rates which you can compare to 
