San Luis Valley Federal Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.35%, 6-month CD rates at 0.65% and 3-month CD rates at 2.52%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 5.99%. Credit Card rates are at 11.75%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates. San Luis Valley Federal Bank's 24-Month CD rates are at 1.69%, 12-Month CD rates are at 1.44%, 6-Month CD rates are at 0.75%. San Luis Valley Federal Bank's savings rates are at 0.17%. San Luis Valley Federal Bank's money market rates are at 0.20%.

San Luis Valley Federal Bank

To see how these rates compare to San Luis Valley Federal Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from San Luis Valley Federal Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with San Luis Valley Federal Bank CD rates. You can also compare San Luis Valley Federal Bank savings rates, MMA rates and mortgage rates using our other rate lists.

San Luis Valley Federal Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at San Luis Valley Federal Bank? Share your experience about San Luis Valley Federal Bank by leaving a review below, or read customer reviews before you decide to use San Luis Valley Federal Bank.

San Luis Valley Federal Bank Texas Ratio

San Luis Valley Federal Bank's Texas Ratio is at 2.35%, which is considered excellent. The Texas Ratio for San Luis Valley Federal Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, San Luis Valley Federal Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.44%
18-Month CD
N/A
24-Month CD
1.69%
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.17%
MMA
0.20%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

San Luis Valley Federal Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
12-Month CD
1.44%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
6-Month CD
0.75%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Money Market
0.20%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Savings
0.17%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare San Luis Valley Federal Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank Hampton
First Bank Hampton
6-Month CD
4.35%
$1,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
24-Month CD
4.15%
$500
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
6-Month CD
4.00%
$1,000
PNB Peshtigo National Bank
PNB Peshtigo National Bank
6-Month CD
4.00%
$500
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
4.00%
$1,000
Raymond James
36-Month CD
3.95%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
12-Month CD
3.83%
$500
Generations Commercial Bank
12-Month CD
3.75%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
Stearns Bank Holdingford
Stearns Bank Holdingford
24-Month CD
3.71%
$500
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
A+ Federal Credit Union
A+ Federal Credit Union
60-Month CD
3.56%
$1,000
FNB of Litchfield
FNB of Litchfield
24-Month CD
3.55%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
12-Month CD
3.50%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
Perryton National Bank
Perryton National Bank
24-Month CD
3.44%
$500
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.30%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
12-Month CD
3.30%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
Money Market
3.25%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
60-Month CD
3.03%
$500
The Peoples S&L Co.
The Peoples S&L Co.
48-Month CD
3.03%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
Financial Partners CU
Financial Partners CU
24-Month CD
2.75%
$1,000
Harvest Bank
Harvest Bank
60-Month CD
2.55%
$1,000
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
FNB of Kansas
FNB of Kansas
18-Month CD
2.50%
$1,000
USLA Union S&L
USLA Union S&L
48-Month CD
2.50%
$1,000
WCB West Central Bank
WCB West Central Bank
48-Month CD
2.47%
$1,000
Lyndon State Bank
Lyndon State Bank
36-Month CD
2.28%
$100
One Community Bank
One Community Bank
12-Month CD
2.25%
$500
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
Bank of Hindman
Bank of Hindman
36-Month CD
1.76%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
12-Month CD
1.65%
$500
Swedish-American State Bank
Swedish-American State Bank
12-Month CD
1.51%
$500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
48-Month CD
1.35%
$500
United Orient Bank
United Orient Bank
24-Month CD
1.35%
$500
Center National Bank
Center National Bank
36-Month CD
1.25%
$500
Great Plains State Bank
Great Plains State Bank
Savings
1.25%
$10
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.20%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
60-Month CD
1.15%
$1,000
Nashville Savings Bank
Nashville Savings Bank
18-Month CD
0.90%
$1,000
5Star Bank
5Star Bank
Money Market
0.50%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
Savings
0.50%
$50
Salem Five Direct
Salem Five Direct
60-Month CD
0.50%
$500
FLC Bank
FLC Bank
36-Month CD
0.45%
$2,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
12-Month CD
0.35%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
36-Month CD
0.35%
$1,000
Lewis & Clark Bank
Lewis & Clark Bank
48-Month CD
0.35%
$500
Sturdy Savings Bank
Sturdy Savings Bank
60-Month CD
0.13%
$500
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
Money Market
0.10%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

San Luis Valley Federal Bank Information

San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
Alamosa
Established Date: 01/01/1899
FDIC Certificate #: 28208
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: COLORADO MUTUAL HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is San Luis Valley Federal Bank FDIC Insured? Yes
What is San Luis Valley Federal Bank's Cert number? 28208
What is the maximum amount for insured deposits? $250,000 per holder, per account

San Luis Valley Federal Bank Financials

Total Assets:
$374,891,000
Total Deposits:
$315,878,000
Equity Capital:
$53,738,000
Domestic Deposits:
$315,878,000
Net Income:
$932,000
Return on Assets:
1.0846%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.2654%
Pretax Quarterly Return on Assets:
1.2700%
Return on Equity:
8.6100%
Quarterly Return on Equity:
6.9700%
Common Equity Tier 1 Capital Ratio:
24.1992%
Tier 1 Risk-Based Capital Ratio:
24.1992%
Leverage Tier 1 (Core Capital) Ratio:
15.5342%
Total Risk-Based Capital Ratio (YTD):
25.3289%
Total Interest Income (YTD):
4.2543%
 
 
Headquarters:
Alamosa
FDIC Field Office:
Denver
Regulator:
OCC
County:
Alamosa
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The best CD rates available are are still well above the national average CD rates available. Unfortunately both the highest and average CD rates will probably continue to decline in the coming months. The Federal Open Market Committee meets on September 12 and 13 to decide the future direction of economic policy.
Applications for mortgage loans to refinance an existing mortgage fell this week as mortgage rates moved higher. After making record lows in late July mortgage rates and refinance rates have gone higher for four consecutive weeks. 30 year refinance rates today are averaging 3.66 percent, up from an all-time record low of 3.49 percent.
Mortgage rates hold steady in week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac, conforming 30 year mortgage rates averaged 4.51% with 0.7 mortgage discount points for the week ending June 30, 2011. The prior week's mortgage rate survey had 30 year mortgage rates at 4.50% with 0.8 discount points. Bond yields are higher on the news that the Greek Parliament voted yes to austerity measures to avoid a debt default.

Bank or Credit Union Offers and Deals

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