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San Luis Valley Federal Bank Rates & Review April 2026

San Luis Valley Federal Bank's 3-Months 3-Month CD rates are at 2.29%, 3-Months 3-Month Certificates of Deposit rates are at 2.29%, 6-Months 6-Month CD rates are at 1.70%, 6-Months 6-Month Certificates of Deposit rates are at 1.70%, 3-Months 3-Month CD rates are at 1.69%. San Luis Valley Federal Bank's savings rates are at 0.17%. San Luis Valley Federal Bank's money market rates are at 0.15%. MonitorBankRates evaluates the financial stability of San Luis Valley Federal Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.35%. Rates were last updated on 04/17/2026.

San Luis Valley Federal Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at San Luis Valley Federal Bank? Share your experience about San Luis Valley Federal Bank by leaving a review below, or read customer reviews before you decide to use San Luis Valley Federal Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.35%
Excellent Lower than avg
San Luis Valley Federal Bank
401 Edison Ave
Alamosa, CO 81101
https://www.slvfed.bank
Member FDIC

San Luis Valley Federal Bank CD Rates

Product Rate APY Term View More
3 month CD 2.27% 2.29% 3 Months
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
3 month Certificates of Deposit 2.27% 2.29% 3 Months
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
6 month CD 1.69% 1.70% 6 Months
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
6 month Certificates of Deposit 1.69% 1.70% 6 Months
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
3 month CD 1.68% 1.69% 3 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
3 month Certificates of Deposit 1.68% 1.69% 3 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
6 month CD 1.43% 1.44% 6 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
6 month Certificates of Deposit 1.43% 1.44% 6 Months
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
1 Year CD 1.19% 1.20% 1 Year
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
1 Year Certificates of Deposit 1.19% 1.20% 1 Year
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
2 Years CD 1.10% 1.11% 2 Years
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
2 Years Certificates of Deposit 1.10% 1.11% 2 Years
Min Deposit $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
1 Year CD 0.75% 0.75% 1 Year
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
1 Year Certificates of Deposit 0.75% 0.75% 1 Year
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
2 Years CD 0.70% 0.70% 2 Years
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
2 Years Certificates of Deposit 0.70% 0.70% 2 Years
Min Deposit $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

San Luis Valley Federal Bank Savings Rates

Product Rate APY View More
Chipmunk Savings 0.30% 0.30%
Min Deposit $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
Health Savings Account 0.25% 0.25%
Min Deposit $1
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
SLVFB Savings 0.17% 0.17%
Min Deposit $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

San Luis Valley Federal Bank Money Market Rates

Product Rate APY View More
Premium Insured Money Market 0.42% 0.42%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
Insured Money Market 0.40% 0.40%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
Premium Insured Money Market 0.20% 0.20%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
Insured Money Market 0.15% 0.15%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

San Luis Valley Federal Bank Checking Rates

Product Rate APY View More
VIP Free Interest Checking 0.05% 0.05%
Min Deposit $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%
Totally Free Checking - 0.00%
Min Deposit $50
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.35%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for San Luis Valley Federal Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather San Luis Valley Federal Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with San Luis Valley Federal Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name San Luis Valley Federal Bank
Bank Holding Company COLORADO MUTUAL HOLDING CO
Address 401 Edison Ave, Alamosa, CO 81101  ·  Alamosa
FDIC Certificate # 28208
Established 01/01/1899
FDIC Insurance Date 08/09/1989
Domestic Offices 3
Total Branches 3
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.35%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0846%
Return on Equity (ROE) 8.6100%
Non-Performing Loans (NPL) 0.30%
Total Assets $393,078,000
Total Deposits $323,507,000
Equity Capital $64,837,000
Net Income $4,365,000
Headquarters Alamosa
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About San Luis Valley Federal Bank

Is San Luis Valley Federal Bank a safe place to deposit money?

Yes, San Luis Valley Federal Bank is considered a safe financial institution. With a Texas Ratio of 2.3470041653316%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does San Luis Valley Federal Bank operate?

San Luis Valley Federal Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, San Luis Valley Federal Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, San Luis Valley Federal Bank provides members with tools to manage their accounts and build a solid financial history.

Does San Luis Valley Federal Bank offer online and mobile banking?

Most modern institutions like San Luis Valley Federal Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.slvfed.bank.

Current San Luis Valley Federal Bank Rates

  • 12-Month CD0.75%
  • 24-Month CD0.70%
  • Savings0.17%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.