OAB One American Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 3.46% and 3-month CD rates at 3.29%. Current savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.04%. Credit Card rates are at 12.24%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates. OAB One American Bank's 6-Month CD rates are at 4.91%, 3-Month CD rates are at 3.25%, 60-Month CD rates are at 2.36%, 48-Month CD rates are at 1.96%, 36-Month CD rates are at 1.96%. OAB One American Bank's savings rates are at 4.75%.

OAB One American Bank

To see how these rates compare to OAB One American Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from OAB One American Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with OAB One American Bank CD rates. You can also compare OAB One American Bank savings rates, MMA rates and mortgage rates using our other rate lists.

OAB One American Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at OAB One American Bank? Share your experience about OAB One American Bank by leaving a review below, or read customer reviews before you decide to use OAB One American Bank.

OAB One American Bank Texas Ratio

OAB One American Bank's Texas Ratio is at 1.68%, which is considered excellent. The Texas Ratio for OAB One American Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, OAB One American Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
1.96%
18-Month CD
N/A
24-Month CD
1.96%
36-Month CD
1.96%
48-Month CD
1.96%
60-Month CD
2.36%
Savings
4.75%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
OAB One American Bank
549 Broadway St
Centerville, SD 57014
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

OAB One American Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
OAB One American Bank
OAB One American Bank
6-Month CD
4.91%
$500
OAB One American Bank
OAB One American Bank
Savings Plus
4.75%
$50,000
OAB One American Bank
OAB One American Bank
3-Month CD
3.25%
$500
OAB One American Bank
OAB One American Bank
60-Month CD
2.36%
$500
OAB One American Bank
OAB One American Bank
48-Month CD
1.96%
$500
OAB One American Bank
OAB One American Bank
36-Month CD
1.96%
$500
OAB One American Bank
OAB One American Bank
24-Month CD
1.96%
$500
OAB One American Bank
OAB One American Bank
12-Month CD
1.96%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare OAB One American Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
American Bank LA
American Bank LA
13-Month CD special jumbo
5.50%
$100,000
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
9-Month CD (special)
5.09%
$500
Community Bank Zanesville, OH
Community Bank Zanesville, OH
6-Month CD (special)
5.01%
$2,500
Northern Bank Direct
Northern Bank Direct
6-Month CD
5.00%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
11-Month CD special
5.00%
$1,000
Haddon Savings Bank
Haddon Savings Bank
18-Month CD
4.75%
$500
Synchrony Bank
Synchrony Bank
18-Month CD
4.50%
$0
Total Direct Bank
Total Direct Bank
24-Month CD
4.34%
$25,000
Abbey Credit Union
Abbey Credit Union
36-Month CD
4.15%
$500
Commerce Bank & Trust
Commerce Bank & Trust
18-Month CD
4.07%
$500
Milford Federal Bank
Milford Federal Bank
12-Month CD
3.75%
$1,000
1st United Credit Union
1st United Credit Union
24-Month CD
3.75%
$250
Farmers State Bank of Calhan
Farmers State Bank of Calhan
24-Month CD
3.67%
$500
Bank of Luxemburg
Bank of Luxemburg
48-Month CD
3.20%
$1,000
Heritage Bank N.A.
Heritage Bank N.A.
48-Month CD
3.15%
$75,000
BankStar Financial
BankStar Financial
36-Month CD 1x bump
3.10%
$50,000
Union State Bank of Everest
Union State Bank of Everest
12-Month CD
3.00%
$1,000
ACFCU
ACFCU
48-Month CD certificate
3.00%
$1,000
Main Bank
Main Bank
48-Month CD
2.85%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
48-Month CD
2.78%
$1,000
Ergo Bank
Ergo Bank
60-Month CD
2.62%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
60-Month CD
2.51%
$1,000
CorTrust Bank
CorTrust Bank
Cor Savings
2.50%
$1,000,000
Bank of Hartington
Bank of Hartington
36-Month CD
2.47%
$1,000
Seattle Bank
Seattle Bank
Personal Money Market
2.40%
$100
First National Bank in Ord
First National Bank in Ord
18-Month CD
2.27%
$500
1st Colonial Community Bank
1st Colonial Community Bank
Business Platinum Checking
2.27%
$250,000
1st Community Credit Union
1st Community Credit Union
6-Month CD certificate
2.12%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
12-Month CD
2.00%
$2,000
International Bank of Chicago
International Bank of Chicago
60-Month CD
2.00%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
24-Month CD
2.00%
$1,000
La Salle State Bank
La Salle State Bank
30-Month CD
1.51%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
12-Month CD
1.50%
$500
Wolf River Community Bank
Wolf River Community Bank
18-Month CD
1.50%
$1,000
F&M Bank & Trust
F&M Bank & Trust
Premier Money Market
1.50%
$250,000
Badger Bank
Badger Bank
36-Month CD
1.46%
$1,000
Bank of Easton
Bank of Easton
12-Month CD
1.15%
$500
United Bank of Union
United Bank of Union
48-Month CD
1.00%
$500
The Bank of New Glarus
The Bank of New Glarus
12-Month CD
1.00%
$1,000
New Mexico Bank and Trust
New Mexico Bank and Trust
48-Month CD
0.85%
$1,000
Liberty Bank for Savings
Liberty Bank for Savings
36-Month CD
0.70%
$5,000
SouthStar Bank
SouthStar Bank
Money Market
0.70%
$1,000
Maspeth Federal S&L
Maspeth Federal S&L
Savings Account
0.50%
$100
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
Insured Money Market
0.45%
$2,500
Centinel Bank of Taos
Centinel Bank of Taos
Now Checking
0.40%
$0
Colonial Federal Savings Bank
Colonial Federal Savings Bank
12-Month CD
0.35%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
12-Month CD
0.35%
$500
Cincinnatus S&L Co.
Cincinnatus S&L Co.
12-Month CD
0.25%
$500
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Money Market
0.12%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
Now Checking Account
0.10%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

OAB One American Bank Information

OAB One American Bank
549 Broadway St
Centerville, SD 57014
Turner
Established Date: 01/01/1883
FDIC Certificate #: 6078
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ONE AMERICAN FINANCIAL CORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is OAB One American Bank FDIC Insured? Yes
What is OAB One American Bank's Cert number? 6078
What is the maximum amount for insured deposits? $250,000 per holder, per account

OAB One American Bank Financials

Total Assets:
$434,333,000
Total Deposits:
$341,685,000
Equity Capital:
$36,118,000
Domestic Deposits:
$341,685,000
Net Income:
$467,000
Return on Assets:
1.0018%
Quarterly Return on Assets:
0.4300%
Pretax Return on Assets:
0.5843%
Pretax Quarterly Return on Assets:
0.5800%
Return on Equity:
9.1700%
Quarterly Return on Equity:
5.2200%
Common Equity Tier 1 Capital Ratio:
11.8102%
Tier 1 Risk-Based Capital Ratio:
11.8102%
Leverage Tier 1 (Core Capital) Ratio:
9.0472%
Total Risk-Based Capital Ratio (YTD):
12.4004%
Total Interest Income (YTD):
4.5605%
 
 
Headquarters:
Centerville
FDIC Field Office:
Sioux Falls
Regulator:
FDIC
County:
Turner
# of Offices:
3
Metropolitan Statistical Area (MSA):
Sioux Falls, SD
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Explore Other Rate Deals

Below is a list of the highest savings rates and money market account rates on 4-24-2013.
Both mortgage rates and applications for mortgage loans declined in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association, the average 30 year mortgage rate decreased to 4.79 percent with 1.07 mortgage discount points for the week ending March 11, 2011. In the prior weeks 30 year mortgage rates averaged 4.93 percent with 0.87 mortgage discount points.

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