Waterford Commercial and Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Waterford Commercial and Savings BankToday's 12-month CD rates can be found at 2.38%, 6-month CD rates at 0.75% and 3-month CD rates at 0.05%. Current savings rates are at 0.05% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 6.79%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Waterford Commercial and Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Waterford Commercial and Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Waterford Commercial and Savings Bank CD rates. You can also compare Waterford Commercial and Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Waterford Commercial and Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Waterford Commercial and Savings Bank? Share your experience about Waterford Commercial and Savings Bank by leaving a review below, or read customer reviews before you decide to use Waterford Commercial and Savings Bank.

Waterford Commercial and Savings Bank Texas Ratio

Waterford Commercial and Savings Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Waterford Commercial and Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Waterford Commercial and Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Waterford Commercial and Savings Bank
20115 State Route 339
Waterford, OH 45786
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Waterford Commercial and Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Waterman Bank
Waterman Bank
High Yield Savings
4.50%
$0
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
4.25%
$5,000
Beacon Community Bank
Beacon Community Bank
18-Month CD
4.00%
$250
The Citizens Bank of Weston
The Citizens Bank of Weston
18-Month CD
4.00%
$500
Mid-America Bank
Mid-America Bank
24-Month CD
3.79%
$500
Ameriprise Financial
Ameriprise Financial
12-Month CD
3.75%
$0
Rosedale FSL
Rosedale FSL
12-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
48-Month CD
3.75%
$500
First Bank of Central Ohio
First Bank of Central Ohio
18-Month CD
3.50%
$500
Beal Bank USA
Beal Bank USA
48-Month CD
3.45%
$1,000
First Southern State Bank
First Southern State Bank
60-Month CD
3.29%
$500
Friendship State Bank
36-Month CD
3.05%
$500
Interstate Bank
Interstate Bank
24-Month CD
3.03%
$500
State Bank of Chilton
State Bank of Chilton
48-Month CD
3.02%
$1,000
AAA Federal Savings Bank
AAA Federal Savings Bank
60-Month CD
2.90%
$1,500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Premier Money Management Savings
2.75%
$25
Citizens State Bank Moundridge, KS
36-Month CD
2.60%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
36-Month CD
2.55%
$1,000
Bank of Zachary
Bank of Zachary
36-Month CD
2.55%
$2,500
Lea County State Bank
Lea County State Bank
48-Month CD
2.53%
$1,000
Senath State Bank
Senath State Bank
36-Month CD
2.52%
$500
Western Nebraska Bank
Western Nebraska Bank
60-Month CD
2.52%
$250
State Bank of Chilton
State Bank of Chilton
Money Market
2.27%
$250,000
Anahuac National Bank
Anahuac National Bank
Kasasa Checking
2.25%
$0
Sloan State Bank
Sloan State Bank
36-Month CD
2.12%
$1,000
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
2.00%
$500
Collins State Bank
Collins State Bank
12-Month CD
2.00%
$1,000
Westmoreland Federal S&L
Westmoreland Federal S&L
60-Month CD
2.00%
$50
Madison Valley Bank
Madison Valley Bank
18-Month CD
1.60%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
48-Month CD
1.51%
$500
F&M Bank of Hutsonville
F&M Bank of Hutsonville
36-Month CD
1.26%
$500
First Nebraska Bank
First Nebraska Bank
Savings
1.15%
$100
Beardstown Savings
Beardstown Savings
36-Month CD
1.06%
$0
Chelsea Savings Bank
Chelsea Savings Bank
Savings
1.00%
$100
Fairfield County Bank
Fairfield County Bank
36-Month CD
1.00%
$2,500
FNB of Brownstown
18-Month CD
0.95%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
60-Month CD
0.70%
$1,000
First National Bank of Steeleville
First National Bank of Steeleville
Money Market
0.60%
$250,000
Municipal Bank
Municipal Bank
24-Month CD
0.50%
$1,000
First FSB of Angola
First FSB of Angola
18-Month CD
0.45%
$500
FSB of Burnet
FSB of Burnet
Money Market
0.40%
$1
Tipton Latham Bank
Tipton Latham Bank
Savings
0.40%
$0
Partners Bank of New England
12-Month CD
0.30%
$500
PCSB Bank
PCSB Bank
36-Month CD
0.30%
$500
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Savings
0.25%
$100
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
Huntington FSB
Huntington FSB
Paymaster Checking
0.05%
$100
Pulaski Savings Bank
Pulaski Savings Bank
Money Market
0.05%
$2,500
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
First Federal S&L of Van Wert
First Federal S&L of Van Wert
NOW Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Waterford Commercial and Savings Bank rate data right now, check back for updates, we are adding rates all the time.

Waterford Commercial and Savings Bank Information

Waterford Commercial and Savings Bank
20115 State Route 339
Waterford, OH 45786
Washington
Established Date: 01/01/1908
FDIC Certificate #: 8397
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: 2012 WATERFORD COML&SVG BK SHAREHOLDERS VOTING TR
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Waterford Commercial and Savings Bank FDIC Insured? Yes
What is Waterford Commercial and Savings Bank's Cert number? 8397
What is the maximum amount for insured deposits? $250,000 per holder, per account

Waterford Commercial and Savings Bank Financials

Total Assets:
$57,676,000
Total Deposits:
$50,195,000
Equity Capital:
$6,273,000
Domestic Deposits:
$50,195,000
Net Income:
$58,000
Return on Assets:
0.4673%
Quarterly Return on Assets:
0.4000%
Pretax Return on Assets:
0.4852%
Pretax Quarterly Return on Assets:
0.4900%
Return on Equity:
4.5300%
Quarterly Return on Equity:
3.7100%
Leverage Tier 1 (Core Capital) Ratio:
12.9664%
Total Interest Income (YTD):
3.8999%
 
 
Headquarters:
Waterford
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Washington
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

current-mortgage-rates-mortgage-rates-at-515-today30-year mortgage rates are at 5.15 percent this morning, lower than last week's average mortgage rate of 5.23 percent. Today's 15-year mortgage rates are averaging 4.57 percent, down from the prior week's average rate of 4.75 percent.
Mortgage Rates Hit New Lows in 2019Mortgage rates today have hit new lows for 2019 on both conforming and jumbo mortgages. The downtrend of the last three months is likely to continue as long term bond yields decline. Average 30 year conforming mortgage rates are at 4.49 percent, down from last week's average 30 year rate of 4.51 percent. Mortgage rates on 15 year conforming loans are averaging 3.70 percent, a decline from the previous week's average 15 year rate of 3.76 percent.
First Commonwealth Bank CD RatesFirst Commonwealth Bank CD rates are competitive for a regional bank but not as competitive when compared to online CD rates. For example, the best CD rates offered at First Commonwealth Bank are at 0.70 percent on the bank's 60-month certificate of deposit. The highest 60-month CD rates on our rate table are around 2.25 percent this week. 12-month CD rates from First Commonwealth Bank are only at 0.20 percent right now, the highest 12-month CD rate on our rate table is at 2.20 percent. To get the highest CD rate, always search for and compare online CD rates with First Commonwealth Bank CD Rates.

Bank or Credit Union Offers and Deals

CD Rates Weekly Average Rates 4/25
Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85%
Mortgage Rates Higher for the Third Consecutive Week: Freddie Mac
3.90% APY Money Market Account from BankPurely: Top MMA Rate
Mortgage Rates Week of February 6, 30 Year Mortgage Rates at 3.90%
Mortgage Rates Headed Up - Unemployment Headed Down
Home Mortgage Rates Mixed
Mortgage Rates Today, HARP Loans and the Greek Vote
Long Term Mortgage Rates at 4.87% Says Freddie
Mortgage Rates Decline as Home Prices Surge 7.5 Percent

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Hit New Record Lows: 30 Year Mortgage Rates at 4.44%, 15 Year Mortgage Rates at 3.92%
Brilliant Bank CD Rates: 15-Month CD Rate at 4.85% APY
Lower Mortgage Rates and Home Prices
Mortgage Rates This Weekend: 30 Year Mortgage Rates at 4.11%
Mortgage Rates: 30 Year Mortgage Rates Down to 5.00%
Mortgage Rates: Current Mortgage Rates Start the New Year Higher
15 Year Mortgage Rates Under 4.50%
Strong Jobs Report Will Nudge Fed to Increase Interest Rates in Q1 2015
Best Money Market Rates: M&T Bank Market Advantage Account Rate at 1.55%
Third Federal Savings and Loan Savings Jumbo Rates now at 0.20%

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