Waterford Commercial and Savings Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Waterford Commercial and Savings BankToday's 12-month CD rates can be found at 0.25%, 6-month CD rates at 4.75% and 3-month CD rates at 0.30%. Current savings rates are at 0.20% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.19%. Credit Card rates are at 12.50%. Personal Loan rates are at 12.65%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Waterford Commercial and Savings Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Waterford Commercial and Savings Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Waterford Commercial and Savings Bank CD rates. You can also compare Waterford Commercial and Savings Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Waterford Commercial and Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Waterford Commercial and Savings Bank? Share your experience about Waterford Commercial and Savings Bank by leaving a review below, or read customer reviews before you decide to use Waterford Commercial and Savings Bank.

Waterford Commercial and Savings Bank Texas Ratio

Waterford Commercial and Savings Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Waterford Commercial and Savings Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Waterford Commercial and Savings Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Waterford Commercial and Savings Bank
20115 State Route 339
Waterford, OH 45786
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Waterford Commercial and Savings Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
12-Month CD
5.32%
$1,000
Unison Bank
Unison Bank
6-Month CD
5.06%
$2,500
Flanagan State Bank
Flanagan State Bank
6-Month CD (special)
5.00%
$10,000
Wayne Savings Community Bank
Wayne Savings Community Bank
Maximize Money Market
4.85%
$1,000,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
24-Month CD
4.85%
$10,000
5Star Bank
5Star Bank
12-Month CD
4.55%
$1,000
Synchrony Bank
Synchrony Bank
18-Month CD
4.50%
$0
First Federal S&L of McMinnville
First Federal S&L of McMinnville
18-Month CD
4.46%
$500
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
18-Month CD Share
4.20%
$500
Rosedale FSL
Rosedale FSL
Money Market
4.10%
$1,500,000
RBAZ Republic Bank of Arizona
3-Month CD
3.99%
$1,000
VirtualBank
VirtualBank
24-Month CD
3.77%
$0
BluPeak Credit Union
BluPeak Credit Union
9-Month CD Promo Special
3.75%
$1,000
FSB of Rosemount
FSB of Rosemount
60-Month CD
3.75%
$500
Stafford Savings Bank
Stafford Savings Bank
12-Month CD
3.57%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
60-Month CD
3.55%
$1,000
First Federal Bank of Wisconsin
First Federal Bank of Wisconsin
Money Market
3.50%
$50,000
First Bank Hampton
First Bank Hampton
60-Month CD (Jumbo)
3.25%
$100,000
Community State Bank Starke, FL
Community State Bank Starke, FL
18-Month CD
3.05%
$1,000
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
60-Month CD
2.60%
$1,000
Laona State Bank
Laona State Bank
12-Month CD
2.53%
$500
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$0
Superior National Bank
Superior National Bank
24-Month CD
2.27%
$500
1st Colonial Community Bank
1st Colonial Community Bank
Business Platinum Checking
2.27%
$250,000
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
Frontier State Bank
Frontier State Bank
48-Month CD
1.92%
$1,000
State Central Bank
State Central Bank
12-Month CD
1.76%
$10,000
Parkway Bank and Trust Company
Parkway Bank and Trust Company
12-Month CD
1.65%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
24-Month CD
1.55%
$1,000
Dundee Bank
Dundee Bank
48-Month CD
1.25%
$500
Century SLA
Century SLA
60-Month CD
1.15%
$1,000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
36-Month CD
0.85%
$1,000
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Money Market
0.65%
$2,500
Beardstown Savings
Beardstown Savings
30-Month CD
0.60%
$0
Federation Bank
Federation Bank
18-Month CD
0.60%
$500
Nevada B&T Co.
Nevada B&T Co.
Variable Rate Savings
0.50%
$50
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$0
Greenville National Bank
Greenville National Bank
48-Month CD
0.35%
$1,000
BankChampaign
BankChampaign
24-Month CD
0.30%
$500
Community Bank Mankato
Community Bank Mankato
12-Month CD
0.25%
$1,000
Heritage Bank Minnesota
Heritage Bank Minnesota
12-Month CD
0.25%
$250
State Bank Freeport, IL
State Bank Freeport, IL
24-Month CD
0.25%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
18-Month CD
0.25%
$500
Genesee Regional Bank
Genesee Regional Bank
Personal Money Market
0.25%
$2,500
National Iron Bank
National Iron Bank
24-Month CD
0.10%
$10,000
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
U.S. Bank
U.S. Bank
12-Month CD
0.05%
$500
Abbey Credit Union
Abbey Credit Union
Regular Share Savings
0.05%
$300
NBT Bank
NBT Bank
Statement Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Waterford Commercial and Savings Bank rate data right now, check back for updates, we are adding rates all the time.

Waterford Commercial and Savings Bank Information

Waterford Commercial and Savings Bank
20115 State Route 339
Waterford, OH 45786
Washington
Established Date: 01/01/1908
FDIC Certificate #: 8397
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: 2012 WATERFORD COML&SVG BK SHAREHOLDERS VOTING TR
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is Waterford Commercial and Savings Bank FDIC Insured? Yes
What is Waterford Commercial and Savings Bank's Cert number? 8397
What is the maximum amount for insured deposits? $250,000 per holder, per account

Waterford Commercial and Savings Bank Financials

Total Assets:
$57,628,000
Total Deposits:
$50,475,000
Equity Capital:
$5,993,000
Domestic Deposits:
$50,475,000
Net Income:
$70,000
Return on Assets:
0.5187%
Quarterly Return on Assets:
0.4900%
Pretax Return on Assets:
0.5886%
Pretax Quarterly Return on Assets:
0.5900%
Return on Equity:
4.8500%
Quarterly Return on Equity:
4.7200%
Leverage Tier 1 (Core Capital) Ratio:
12.0989%
Total Interest Income (YTD):
3.3600%
 
 
Headquarters:
Waterford
FDIC Field Office:
Columbus
Regulator:
FDIC
County:
Washington
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Mortgage rates are mixed this week, fixed conforming mortgage rates are higher while fixed jumbo mortgage interest rates are lower. Current mortgage rates on 30 year home loans are averaging 4.05%, up from last week’s average 30 year mortgage rate of 3.91%. Today's Mortgage rates on 15 year mortgage loans are averaging 3.31%, up from last week’s average 15 year rate of 3.24%.
Applied Bank Savings Jumbo rates are now at 0.10 percent with a yield of 0.10 percent. View the current Savings Jumbo rates at Applied Bank below.

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