FNB of Osakis CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FNB of OsakisToday's 12-month CD rates can be found at 0.75%, 6-month CD rates at 3.46% and 3-month CD rates at 1.36%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.59%. Credit Card rates are at 13.24%. Personal Loan rates are at 13.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FNB of Osakis CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB of Osakis, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB of Osakis CD rates. You can also compare FNB of Osakis savings rates, MMA rates and mortgage rates using our other rate lists.

FNB of Osakis money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB of Osakis? Share your experience about FNB of Osakis by leaving a review below, or read customer reviews before you decide to use FNB of Osakis.

FNB of Osakis Texas Ratio

FNB of Osakis's Texas Ratio is at 6.03%, which is considered excellent. The Texas Ratio for FNB of Osakis is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB of Osakis is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB of Osakis
211 Central Avenue
Osakis, MN 56360
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FNB of Osakis Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bank of Lake Mills
Bank of Lake Mills
High-Yield Money Market
4.60%
$50,000
The Harrison B&L Assoc.
The Harrison B&L Assoc.
3-Month CD
4.32%
$2,500
Community Bank of Wichita
Community Bank of Wichita
24-Month CD
4.06%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
24-Month CD
3.90%
$1,000
New Millennium Bank
New Millennium Bank
18-Month CD
3.75%
$500
Suncoast Credit Union
Suncoast Credit Union
24-Month CD
3.75%
$500
St. Ansgar State Bank
St. Ansgar State Bank
24-Month CD
3.53%
$5,000
Napoleon State Bank
Napoleon State Bank
24-Month CD
3.15%
$500
First Commerce Bank (NJ)
First Commerce Bank (NJ)
Ultimate Rewards Checking
3.00%
$100
Jarrettsville Federal S&L
Jarrettsville Federal S&L
24-Month CD
3.00%
$500
Lea County State Bank
Lea County State Bank
48-Month CD
2.94%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
18-Month CD
2.85%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
48-Month CD
2.80%
$500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
60-Month CD
2.80%
$500
Laona State Bank
Laona State Bank
12-Month CD
2.53%
$500
Westfield Bank, FSB
Westfield Bank, FSB
48-Month CD
2.53%
$2,500
Bank of Hindman
Bank of Hindman
60-Month CD
2.53%
$1,000
WCB West Central Bank
WCB West Central Bank
48-Month CD
2.47%
$1,000
Westbury Bank
Westbury Bank
12-Month CD
2.00%
$500
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
48-Month CD
1.75%
$50
Madison County Bank
Madison County Bank
18-Month CD
1.60%
$500
Root River State Bank
Root River State Bank
12-Month CD
1.40%
$300
Savers Co-operative Bank
Savers Co-operative Bank
24-Month CD
1.28%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
36-Month CD
1.00%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
18-Month CD
1.00%
$1,000
DB&T
DB&T
24-Month CD
1.00%
$1,000
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
Chester National Bank
Chester National Bank
48-Month CD
0.65%
$500
The Middlefield Banking Company
The Middlefield Banking Company
30-Month CD
0.65%
$500
Winter Hill Bank
Winter Hill Bank
48-Month CD
0.65%
$500
Bank of Rantoul
Bank of Rantoul
Regular Savings
0.50%
$100
SSB Sherwood State Bank
SSB Sherwood State Bank
48-Month CD
0.40%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
6-Month CD
0.40%
$500
Winter Hill Bank
Winter Hill Bank
18-Month CD
0.35%
$500
Henderson FSB
Henderson FSB
Statement Savings
0.30%
$0
Mascoma Bank
Mascoma Bank
Money Market
0.30%
$1,000
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
FNB of Brownstown
Savings
0.25%
$2,500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
Treasury Savings
0.20%
$10,000
North Country Savings Bank
North Country Savings Bank
36-Month CD
0.20%
$1,000
Bank of Edmonson County
Bank of Edmonson County
NOW Checking
0.10%
$1,000
Bank of Star Valley
Bank of Star Valley
Money Market
0.10%
$1,000
North Country Savings Bank
North Country Savings Bank
18-Month CD
0.10%
$1,000
William Penn Bank
William Penn Bank
Money Market
0.10%
$1,000
Citizens Federal S&LA
Citizens Federal S&LA
Savings
0.07%
$20
Bank of Sun Prairie
Bank of Sun Prairie
Regular Savings
0.05%
$100
BankNewport
BankNewport
Premium Money Market
0.05%
$25,000
Global Bank
Global Bank
Super NOW Checking
0.05%
$100
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
Coastal Heritage Bank
Coastal Heritage Bank
Direct Interest Checking
0.01%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FNB of Osakis rate data right now, check back for updates, we are adding rates all the time.

FNB of Osakis Information

FNB of Osakis
211 Central Avenue
Osakis, MN 56360
Douglas
Established Date: 06/08/1903
FDIC Certificate #: 5221
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FINANCIAL SERVICES LOWRY INC
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is FNB of Osakis FDIC Insured? Yes
What is FNB of Osakis's Cert number? 5221
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB of Osakis Financials

Total Assets:
$91,016,000
Total Deposits:
$73,431,000
Equity Capital:
$7,889,000
Domestic Deposits:
$73,431,000
Net Income:
$94,000
Return on Assets:
0.5927%
Quarterly Return on Assets:
0.4100%
Pretax Return on Assets:
0.4110%
Pretax Quarterly Return on Assets:
0.4100%
Return on Equity:
7.0000%
Quarterly Return on Equity:
4.7500%
Common Equity Tier 1 Capital Ratio:
9.9718%
Tier 1 Risk-Based Capital Ratio:
9.9718%
Leverage Tier 1 (Core Capital) Ratio:
8.2536%
Total Risk-Based Capital Ratio (YTD):
10.8665%
Total Interest Income (YTD):
4.7915%
 
 
Headquarters:
Osakis
FDIC Field Office:
Fargo
Regulator:
OCC
County:
Douglas
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

where-are-the-best-savings-account-ratesFinding the best savings account rates has become easier over the past several years, although savings rates are very low right now.
Current mortgage rates today are mixed, no real big change in average mortgage rates. Right now 30 year mortgage rates are averaging 4.17%, up from Thursday's average 30 year mortgage rate of 4.12%. 15 year mortgage rates today are averaging 3.41%, down from yesterday's average 15 year mortgage rate of 3.45%. The rates displayed are average rates. There are lenders offering mortgage rates lower than the averages. 30 year jumbo mortgage rates today are averaging 4.54%, unchanged from yesterday's average 30 year jumbo mortgage rate. Today's mortgage rates on 15 year jumbo mortgage rates are averaging 3.77%, up slightly from yesterday’s average 15 year jumbo mortgage rate of 3.76%.
Bangor Savings Bank 5 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View current 5 Year CD rates at Bangor Savings Bank below.

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