|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Central Savings Bank Glen Cove, NY Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
First Central Savings Bank Glen Cove, NY's 18-Month Certificate of Deposit rates are at 3.90%, 24-Month Certificate of Deposit rates are at 3.90%, 14-Month Certificate of Deposit rates are at 3.85%, 9-Month Certificate of Deposit rates are at 3.56%, 12-Month Certificate of Deposit rates are at 3.50%. MonitorBankRates evaluates the financial stability of First Central Savings Bank Glen Cove, NY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.09%. Rates were last updated on 04/11/2026. First Central Savings Bank Glen Cove, NY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Central Savings Bank Glen Cove, NY? Share your experience about First Central Savings Bank Glen Cove, NY by leaving a review below, or read customer reviews before you decide to use First Central Savings Bank Glen Cove, NY. First Central Savings Bank Glen Cove, NY
70 Glen St
https://www.FIRSTCENTRALSAVINGS.COM Glen Cove, NY 11542 
First Central Savings Bank Glen Cove, NY CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Central Savings Bank Glen Cove, NY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Central Savings Bank Glen Cove, NY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Central Savings Bank Glen Cove, NY's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First Central Savings Bank Glen Cove, NY
FDIC Certificate #
34969
Address
70 Glen St,
Glen Cove, NY 11542 · Nassau
Established
04/05/1999
FDIC Insurance Date
04/05/1999
Domestic Offices
10
Total Branches
10
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.09%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.8285%
Return on Equity (ROE)
9.8300%
Non-Performing Loans (NPL)
0.43%
Total Assets
$970,149,000
Total Deposits
$836,686,000
Equity Capital
$94,955,000
Net Income
$8,785,000
Headquarters
Glen Cove
Total Offices
10
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First Central Savings Bank Glen Cove, NYIs First Central Savings Bank Glen Cove, NY a safe place to deposit money?Yes, First Central Savings Bank Glen Cove, NY is considered a safe financial institution. With a Texas Ratio of 5.092626581504%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does First Central Savings Bank Glen Cove, NY operate?First Central Savings Bank Glen Cove, NY currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Central Savings Bank Glen Cove, NY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Central Savings Bank Glen Cove, NY provides members with tools to manage their accounts and build a solid financial history. Does First Central Savings Bank Glen Cove, NY offer online and mobile banking?Most modern institutions like First Central Savings Bank Glen Cove, NY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.FIRSTCENTRALSAVINGS.COM. Current First Central Savings Bank Glen Cove, NY Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
First State Bank Loomis, NE
Citizens Bank and Trust Company VA
IBC Bank
Crews Bank & Trust
Woodlands Bank
United Bank of Iowa
Settlers Bank
Santa Anna National Bank
Pineries Bank
FNB of Wauchula
First Community Bank of Moultrie County
FNB of Fairfax
Oak View National Bank
First State Bank Waynesboro, MS
TTB The Trust Bank
State Bank of Spring Hill
Farmers State Bank Marcus, IA
Pioneer State Bank
ValleyDirect
Citizens Federal Savings Bank
State Bank Northwest
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
