Thumb Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.71%, 6-month CD rates at 4.50% and 3-month CD rates at 4.06%. Current savings rates are at 0.10% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.02%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. Thumb Bank and Trust's 60-Month CD rates are at 2.52%, 12-Month CD rates are at 2.50%, 6-Month CD rates are at 2.00%, 48-Month CD rates are at 0.75%, 36-Month CD rates are at 0.65%.

Thumb Bank and Trust

To see how these rates compare to Thumb Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Thumb Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Thumb Bank and Trust CD rates. You can also compare Thumb Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Thumb Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thumb Bank and Trust? Share your experience about Thumb Bank and Trust by leaving a review below, or read customer reviews before you decide to use Thumb Bank and Trust.

Thumb Bank and Trust Texas Ratio

Thumb Bank and Trust's Texas Ratio is at 1.73%, which is considered excellent. The Texas Ratio for Thumb Bank and Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Thumb Bank and Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
0.50%
24-Month CD
0.55%
36-Month CD
0.65%
48-Month CD
0.75%
60-Month CD
2.52%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Thumb Bank and Trust CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Thumb Bank and Trust
Thumb Bank and Trust
60-Month CD
2.52%
$500
Thumb Bank and Trust
Thumb Bank and Trust
12-Month CD
2.50%
$500
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
2.00%
$500
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
Thumb Bank and Trust
Thumb Bank and Trust
36-Month CD
0.65%
$500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Thumb Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Table Rock Community Bank
Table Rock Community Bank
12-Month CD
4.79%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
12-Month CD
4.75%
$500
Washita State Bank
Washita State Bank
12-Month CD
4.56%
$1,000
Deerwood Bank
Deerwood Bank
12-Month CD
4.52%
$1,000
Bank
Bank
12-Month CD (IntraFi)
4.31%
$100,000
United States Senate Federal Credit Union
United States Senate Federal Credit Union
24-Month CD (Plus Jumbo)
3.82%
$200,000
Great Plains State Bank
Great Plains State Bank
30-Month CD
3.55%
$500
Gunnison S&L
Gunnison S&L
18-Month CD
3.30%
$1
Henderson FSB
Henderson FSB
24-Month CD
3.30%
$500
FSB of Burnet
FSB of Burnet
12-Month CD
3.29%
$1,000
Crossroads Bank Effingham, IL
Crossroads Bank Effingham, IL
18-Month CD
3.26%
$2,000
Pathway Bank
Pathway Bank
60-Month CD
3.25%
$1,000
Bank of Washington
Bank of Washington
60-Month CD
3.25%
$500
Phoenixville Federal B&T
18-Month CD
3.10%
$500
First Technology Federal Credit Union
First Technology Federal Credit Union
24-Month CD
3.05%
$1,000
First Sentinel Bank
First Sentinel Bank
Consumer Fed Funds Money Market
3.04%
$250,000
Integrity Bank & Trust
Integrity Bank & Trust
36-Month CD
3.03%
$500
American Express National Bank
American Express National Bank
36-Month CD
3.00%
$0
QNB Bank
QNB Bank
Business High Yield Money Market
2.95%
$100,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
48-Month CD
2.78%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
60-Month CD
2.50%
$5,000
Port Washington State Bank
Port Washington State Bank
24-Month CD
2.25%
$10,000
Elizabethton FSB
Elizabethton FSB
48-Month CD
2.15%
$1,000
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
2.02%
$200,000
1st University Credit Union
1st University Credit Union
24-Month CD
2.02%
$10,000
South Central State Bank
South Central State Bank
24-Month CD
1.86%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
60-Month CD
1.75%
$500
SaviBank
SaviBank
36-Month CD
1.75%
$500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
24-Month CD
1.61%
$500
Canton Co-operative Bank
Canton Co-operative Bank
24-Month CD
1.51%
$1,000
OBC Bank
OBC Bank
60-Month CD
1.00%
$1,000
Consumers Credit Union
Consumers Credit Union
18-Month CD
0.90%
$250
Northside Community Bank
Northside Community Bank
12-Month CD
0.75%
$1,000
Washington Business Bank
Washington Business Bank
60-Month CD
0.75%
$1,000
Charter Bank IA
Charter Bank IA
Charter Money Market
0.75%
$25,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
Commonwealth Co-operative Bank
Commonwealth Co-operative Bank
48-Month CD
0.50%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
48-Month CD
0.45%
$1,000
Greenville Federal
Greenville Federal
48-Month CD
0.45%
$500
First National Bank and Trust AL
First National Bank and Trust AL
36-Month CD
0.35%
$1,000
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
12-Month CD
0.35%
$500
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
36-Month CD
0.35%
$1,000
F&M Bank of St. Clair
F&M Bank of St. Clair
Statement Savings
0.20%
$100
San Luis Valley Federal Bank
San Luis Valley Federal Bank
Savings
0.17%
$100
Westmoreland Federal S&L
Westmoreland Federal S&L
Passbook Savings
0.15%
$10
BayVanguard Bank
BayVanguard Bank
Statement Savings
0.05%
$50
State Bank of Graymont
State Bank of Graymont
Regular Savings
0.05%
$100
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Money Market
0.05%
$2,000
Community National Bank (VT)
Community National Bank (VT)
Community Savings
0.05%
$100
Adirondack Bank
Adirondack Bank
Loyalty Savings
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Thumb Bank and Trust Information

Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
Huron
Established Date: 01/01/1895
FDIC Certificate #: 14513
Date of FDIC Deposit Insurance: 06/14/1934
Bank Holding Company: THUMB BCORP EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 13
How Many Branches are There? 12
Is Thumb Bank and Trust FDIC Insured? Yes
What is Thumb Bank and Trust's Cert number? 14513
What is the maximum amount for insured deposits? $250,000 per holder, per account

Thumb Bank and Trust Financials

Total Assets:
$617,136,000
Total Deposits:
$561,082,000
Equity Capital:
$54,150,000
Domestic Deposits:
$561,082,000
Net Income:
$1,663,000
Return on Assets:
1.0003%
Quarterly Return on Assets:
1.0800%
Pretax Return on Assets:
1.3240%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
12.0300%
Quarterly Return on Equity:
12.3100%
Common Equity Tier 1 Capital Ratio:
12.8902%
Tier 1 Risk-Based Capital Ratio:
12.8902%
Leverage Tier 1 (Core Capital) Ratio:
8.8759%
Total Risk-Based Capital Ratio (YTD):
13.6707%
Total Interest Income (YTD):
5.0764%
 
 
Headquarters:
Pigeon
FDIC Field Office:
Detroit
Regulator:
FED
County:
Huron
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Average mortgage rates are barely changed today. Mortgage rates today on 30 year home loans are averaging 4.09%, a slight increase from yesterday’s average 30 year mortgage rate of 4.08%. Current mortgage rates on 15 year mortgage loans are averaging 3.36%, up from yesterday’s average 15 year mortgage rate of 3.35%.
2-day-cd-rates-sale-at-texas-trust-cu-best-13-month-jumbo-cd-apy-192Texas Trust Credit Union is adverting a 2 Day CD Sale. The special certificate of deposit promotional deal only takes place on June 18 and June 19.  There are three tiered 13 month CD rates and the rates are based on the deposit amount. You can open an account at a branch location, by calling Texas Trust or online. At least 50% of the opening deposit must be new to Texas Trust or newly deposited into your Texas Trust account within the last 30 days.
This week didn't bring any major changes in average savings rates or the best savings rates available which isn't expected since the FOMC has kept the Fed Funds rate at zero percent since 2008.

Bank or Credit Union Offers and Deals

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