Thumb Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.80% and 3-month CD rates at 0.90%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 11.90%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. Thumb Bank and Trust's 12-Month CD rates are at 2.52%, 6-Month CD rates are at 2.02%, 60-Month CD rates are at 0.90%, 48-Month CD rates are at 0.75%, 36-Month CD rates are at 0.65%. Thumb Bank and Trust's 30-Year Fixed rates are at 6.88%, 20-Year Fixed rates are at 6.38%, 15-Year Fixed rates are at 6.38%.

Thumb Bank and Trust

To see how these rates compare to Thumb Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Thumb Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Thumb Bank and Trust CD rates. You can also compare Thumb Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Thumb Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thumb Bank and Trust? Share your experience about Thumb Bank and Trust by leaving a review below, or read customer reviews before you decide to use Thumb Bank and Trust.

Thumb Bank and Trust Texas Ratio

Thumb Bank and Trust's Texas Ratio is at 0.61%, which is considered excellent. The Texas Ratio for Thumb Bank and Trust is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Thumb Bank and Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.52%
18-Month CD
0.50%
24-Month CD
0.55%
36-Month CD
0.65%
48-Month CD
0.75%
60-Month CD
0.90%
Savings
N/A
MMA
N/A
30-Year Fixed
7.02%
Credit Card
N/A
Personal Loan
N/A
Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Thumb Bank and Trust CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Thumb Bank and Trust
Thumb Bank and Trust
12-Month CD
2.52%
$500
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
2.02%
$500
Thumb Bank and Trust
Thumb Bank and Trust
60-Month CD
0.90%
$500
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
Thumb Bank and Trust
Thumb Bank and Trust
36-Month CD
0.65%
$500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Thumb Bank and Trust Mortgage Rates

Lender
Product
Rate
APR
Points
Thumb Bank and Trust
Thumb Bank and Trust
30-Year Fixed
6.875%
7.019%
0.000
Thumb Bank and Trust
Thumb Bank and Trust
20-Year Fixed
6.375%
6.560%
0.000
Thumb Bank and Trust
Thumb Bank and Trust
15-Year Fixed
6.375%
6.546%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Thumb Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Bank of Landisburg
The Bank of Landisburg
24-Month CD
1.96%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
36-Month CD
2.83%
$1,000
Wells Fargo
Wells Fargo
3-Month CD
2.50%
$0
First Citizens Bank Mason City, IA
First Citizens Bank Mason City, IA
Basic Savings Account
0.03%
$1
Farmers National Bank of Danville
Farmers National Bank of Danville
7-Month CD Special
5.05%
$10,000
Dieterich Bank
Dieterich Bank
36-Month CD
2.50%
$500
Belt Valley Bank
Belt Valley Bank
6-Month CD
1.00%
$500
Mineola Community Bank
Mineola Community Bank
36-Month CD second chance
3.03%
$1,000
Western Nebraska Bank
Western Nebraska Bank
12-Month CD
1.41%
$250
Generations Bank
Generations Bank
9-Month CD
4.35%
$1,000
PSB Provident Savings Bank
PSB Provident Savings Bank
36-Month CD
0.63%
$1,000
State Central Bank
State Central Bank
24-Month CD
2.52%
$10,000
CIT Bank
CIT Bank
13-Month CD
4.65%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
24-Month CD
2.52%
$1,000
Bankwell Bank
Bankwell Bank
12-Month CD Special
5.50%
$1,000
FCNB of St. Paris
24-Month CD
2.43%
$1,000
cfsbank
cfsbank
24-Month CD
0.80%
$1,000
FNB of Grayson
FNB of Grayson
24-Month CD
2.00%
$500
Ixonia Bank
Ixonia Bank
12-Month CD
2.30%
$1,000
Community Bank of Trenton
Community Bank of Trenton
48-Month CD
2.90%
$5,000
United Minnesota Bank
United Minnesota Bank
24-Month CD
1.20%
$500
Carson Bank
Carson Bank
48-Month CD
1.71%
$500
Apple Bank for Savings
Apple Bank for Savings
60-Month CD
3.50%
$1,000
Bank Five Nine
Bank Five Nine
23-Month CD special
5.50%
$2,500
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
1.86%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
12-Month CD
4.34%
$0
MCS Bank
MCS Bank
11-Month CD special
4.99%
$1,000
The Victory Bank
The Victory Bank
12-Month CD
0.45%
$500
Dow Credit Union
Dow Credit Union
24-Month CD simple certificate
4.65%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
18-Month CD
1.41%
$500
Port Washington State Bank
Port Washington State Bank
Money Market Account
0.10%
$1,000
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
48-Month CD
2.75%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
60-Month CD
0.20%
$500
Premier Bank
Premier Bank
24-Month CD
0.15%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
36-Month CD
1.75%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Money Market Deposit
0.10%
$2,500
First Financial of Maryland Federal Credit Union
First Financial of Maryland Federal Credit Union
9-Month CD Share Certificate Special (new money)
6.09%
$5,000
Heritage Bank Minnesota
Heritage Bank Minnesota
48-Month CD
0.65%
$250
FNB of Brownstown
60-Month CD
1.40%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
Prime Money Market
1.00%
$1,500
First State Bank (MI)
First State Bank (MI)
Purpose Money Market
0.05%
$0
BankChampaign
BankChampaign
36-Month CD
0.40%
$500
BankOrion
BankOrion
Money Market
0.05%
$0
UBS Bank USA
UBS Bank USA
Core Savings Promotional
5.40%
$1,000
Synchrony Bank
Synchrony Bank
24 Month Bump Up CD
4.00%
$0
Craft Bank
Craft Bank
Mone Market
3.57%
$1,000,000
MapleMark Bank
MapleMark Bank
18-Month CD
4.50%
$25,000
North Shore Bank Co-op
Savings Account
0.05%
$10
Perryton National Bank
Perryton National Bank
6-Month CD
4.24%
$10,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
12-Month CD
4.04%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Thumb Bank and Trust Mortgage Rates

Lender
Product
Rate
APR
Points
8.375%
8.432%
0.375
8.250%
8.411%
0.000
8.150%
8.354%
0.000
10-Year ARM
8.000%
8.099%
0.000
5-Year Jumbo ARM
5.875%
8.098%
2.000
30-Year Jumbo Fixed
7.750%
7.911%
1.000
5-Year ARM FHA
5.750%
7.888%
2.000
7-Year ARM
7.500%
7.847%
0.000
5Y/6M ARM
6.750%
7.841%
0.881
7-Year ARM
6.990%
7.764%
0.000
30-Year Fixed
7.421%
7.750%
0.000
7.500%
7.746%
0.000
7.500%
7.735%
1.000
5-Year ARM
6.000%
7.685%
2.000
7.500%
7.682%
1.000
6.500%
7.670%
0.500
5/6 Month ARM
6.750%
7.623%
1.000
6.500%
7.600%
0.500
7.250%
7.591%
0.000
7.500%
7.573%
0.000
30-Year Fixed FHA
6.000%
7.565%
0.000
6.875%
7.559%
0.000
7Y/6M ARM
6.500%
7.545%
0.908
7.125%
7.524%
1.000
6.625%
7.510%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Thumb Bank and Trust Information

Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
Huron
Established Date: 01/01/1895
FDIC Certificate #: 14513
Date of FDIC Deposit Insurance: 06/14/1934
Bank Holding Company: THUMB BCORP EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 13
How Many Branches are There? 13
Is Thumb Bank and Trust FDIC Insured? Yes
What is Thumb Bank and Trust's Cert number? 14513
What is the maximum amount for insured deposits? $250,000 per holder, per account

Thumb Bank and Trust Financials

Total Assets:
$589,071,000
Total Deposits:
$523,458,000
Equity Capital:
$54,038,000
Domestic Deposits:
$523,458,000
Net Income:
$1,452,000
Return on Assets:
1.2618%
Quarterly Return on Assets:
1.2000%
Pretax Return on Assets:
1.3897%
Pretax Quarterly Return on Assets:
1.3900%
Return on Equity:
21.4000%
Quarterly Return on Equity:
15.5900%
Common Equity Tier 1 Capital Ratio:
11.9051%
Tier 1 Risk-Based Capital Ratio:
11.9051%
Leverage Tier 1 (Core Capital) Ratio:
8.3289%
Total Risk-Based Capital Ratio (YTD):
12.8694%
Total Interest Income (YTD):
3.6695%
 
 
Headquarters:
Pigeon
FDIC Field Office:
Detroit
Regulator:
FED
County:
Huron
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Synchrony Bank Savings Rates on High Yield Savings AccountSynchrony Bank savings rates which were already some of the best savings rates available online were increased. Current savings rates on Synchrony Bank's High Yield Savings Accounts are at 2.18 percent with an APY of 2.20 percent. The savings rate from Synchrony Bank was increased from 2.03 percent with an APY of 2.05 percent. The minimum opening deposit is only $1.00. See how Synchrony Bank savings rates compare with other online rates today.
Polaris Funding Group Mortgage RatesPolaris Funding Group mortgage rates are some of the best mortgage rates available these days. Fixed 30-year mortgage rates for a home purchase are currently quoted at 3.50 percent with $900 in mortgage fees.  Polaris Funding Group's 15-year mortgage rates are also very competitive right now at 3.00 percent and only $300 in fees. If you're looking for non-traditional mortgage terms, 20-year mortgage rates from Polaris Funding Group are quoted at 3.375 percent and 10-year mortgage rates are quoted at 2.75 percent.

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Thumb Bank and Trust Reviews

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