Thumb Bank and Trust CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Thumb Bank and Trust Deposit Rates
Today's 12-month CD rates can be found at 1.46%, 6-month CD rates at 3.30% and 3-month CD rates at 3.00%. Current savings rates are at 1.00% and money market rates are at 1.65%. Mortgage rates today on 30-year fixed loans are around 6.58%. Credit Card rates are at 16.25%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates. Thumb Bank and Trust's 12-Month CD rates are at 2.27%, 60-Month CD rates are at 2.02%, 6-Month CD rates are at 1.76%, 48-Month CD rates are at 0.75%, 36-Month CD rates are at 0.65%.

Thumb Bank and Trust

To see how these rates compare to Thumb Bank and Trust CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Thumb Bank and Trust, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Thumb Bank and Trust CD rates. You can also compare Thumb Bank and Trust savings rates, MMA rates and mortgage rates using our other rate lists.

Thumb Bank and Trust money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Thumb Bank and Trust? Share your experience about Thumb Bank and Trust by leaving a review below, or read customer reviews before you decide to use Thumb Bank and Trust.

Thumb Bank and Trust Texas Ratio

Thumb Bank and Trust's Texas Ratio is at 1.73%, which is considered excellent. The Texas Ratio for Thumb Bank and Trust is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Thumb Bank and Trust is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.27%
18-Month CD
0.50%
24-Month CD
0.55%
36-Month CD
0.65%
48-Month CD
0.75%
60-Month CD
2.02%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Thumb Bank and Trust CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Thumb Bank and Trust
Thumb Bank and Trust
12-Month CD
2.27%
$500
Thumb Bank and Trust
Thumb Bank and Trust
60-Month CD
2.02%
$500
Thumb Bank and Trust
Thumb Bank and Trust
6-Month CD
1.76%
$500
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
Thumb Bank and Trust
Thumb Bank and Trust
36-Month CD
0.65%
$500
Thumb Bank and Trust
Thumb Bank and Trust
30-Month CD
0.60%
$500
Thumb Bank and Trust
Thumb Bank and Trust
24-Month CD
0.55%
$500
Thumb Bank and Trust
Thumb Bank and Trust
18-Month CD
0.50%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Thumb Bank and Trust Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
PSB of Plainview
PSB of Plainview
Kasasa Cash Checking
5.00%
$25
Community Bank and Trust - West Georgia
Community Bank and Trust - West Georgia
12-Month CD
4.45%
$500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
12-Month CD
4.20%
$500
Community Bank of Wichita
Community Bank of Wichita
24-Month CD
4.06%
$500
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
24-Month CD
3.87%
$500
The MINT National Bank
The MINT National Bank
18-Month CD
3.75%
$10,000
Round Top State Bank
Round Top State Bank
12-Month CD
3.60%
$1,000
Bank Northwest
Bank Northwest
6-Month CD
3.53%
$500
Cape Cod Co-operative Bank
Cape Cod Co-operative Bank
12-Month CD
3.50%
$500
The Valley State Bank
The Valley State Bank
48-Month CD
3.45%
$500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
12-Month CD
3.44%
$1,000
1st Community Credit Union
1st Community Credit Union
18-Month CD
3.25%
$1,000
Lindell Bank & Trust Company
Lindell Bank & Trust Company
60-Month CD
3.00%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
30-Month CD
2.78%
$1,000
Vinton County Bank
Vinton County Bank
36-Month CD
2.50%
$1,000
State Bank & Trust Company
State Bank & Trust Company
36-Month CD
2.27%
$1,000
Table Rock Community Bank
Table Rock Community Bank
48-Month CD
2.25%
$1,000
2 Rivers Area Credit Union
2 Rivers Area Credit Union
12-Month CD
2.25%
$1,000
Huron Valley State Bank
Huron Valley State Bank
48-Month CD
2.02%
$500
Wells Fargo
Wells Fargo
6-Month CD
2.00%
$0
Regent Bank (OK)
Regent Bank (OK)
120-Month CD
2.00%
$1,000
Alliance Bank IN
Alliance Bank IN
36-Month CD
1.96%
$1,000
Tucumcari Federal S&L
Statement Savings
1.77%
$100
SSB of Wanamingo
SSB of Wanamingo
60-Month CD
1.76%
$500
First Bank Waverly, IA
First Bank Waverly, IA
48-Month CD
1.51%
$1,000
TruBank
TruBank
24-Month CD
1.50%
$500
Oakdale State Bank
Oakdale State Bank
36-Month CD
1.10%
$1,000
Jones Bank
Jones Bank
12-Month CD
1.05%
$500
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
6-Month CD
1.05%
$500
FNB of Brownstown
24-Month CD
0.95%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
Statement Savings
0.80%
$200
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Passbook Savings
0.75%
$100
Catskill Hudson Bank
Catskill Hudson Bank
36-Month CD
0.60%
$500
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Jones Bank
Jones Bank
Savings
0.50%
$0
Grand Rapids SB
Grand Rapids SB
36-Month CD
0.45%
$1,000
Industry State Bank
Industry State Bank
Savings
0.43%
$100
Jones Bank
Jones Bank
Money Market Plus
0.30%
$1,000
Bank of New Hampshire
Bank of New Hampshire
48-Month CD
0.30%
$500
Napoleon State Bank
Napoleon State Bank
Money Market
0.20%
$2,500
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Passbook Savings
0.15%
$0
Bank of Buffalo
Bank of Buffalo
3-Month CD
0.10%
$500
Community Bank Delaware
Community Bank Delaware
Money Market
0.10%
$1,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Money Market
0.10%
$1,500
Marathon Bank
Marathon Bank
Savings
0.05%
$100
CNB Clinton National Bank
CNB Clinton National Bank
Regular Savings
0.05%
$25
Wells River Savings Bank
Wells River Savings Bank
Money Market
0.05%
$2,500
Port Washington State Bank
Port Washington State Bank
Savings
0.01%
$1
M&T Bank
M&T Bank
6-Month CD
0.00%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 11, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Thumb Bank and Trust Information

Thumb Bank and Trust
7254 Michigan Ave
Pigeon, MI 48755
Huron
Established Date: 01/01/1895
FDIC Certificate #: 14513
Date of FDIC Deposit Insurance: 06/14/1934
Bank Holding Company: THUMB BCORP EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 13
How Many Branches are There? 12
Is Thumb Bank and Trust FDIC Insured? Yes
What is Thumb Bank and Trust's Cert number? 14513
What is the maximum amount for insured deposits? $250,000 per holder, per account

Thumb Bank and Trust Financials

Total Assets:
$617,136,000
Total Deposits:
$561,082,000
Equity Capital:
$54,150,000
Domestic Deposits:
$561,082,000
Net Income:
$1,663,000
Return on Assets:
1.0003%
Quarterly Return on Assets:
1.0800%
Pretax Return on Assets:
1.3240%
Pretax Quarterly Return on Assets:
1.3200%
Return on Equity:
12.0300%
Quarterly Return on Equity:
12.3100%
Common Equity Tier 1 Capital Ratio:
12.8902%
Tier 1 Risk-Based Capital Ratio:
12.8902%
Leverage Tier 1 (Core Capital) Ratio:
8.8759%
Total Risk-Based Capital Ratio (YTD):
13.6707%
Total Interest Income (YTD):
5.0764%
 
 
Headquarters:
Pigeon
FDIC Field Office:
Detroit
Regulator:
FED
County:
Huron
# of Offices:
13
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Doral Bank Direct, the online banking division of Doral Bank, has the highest CD rate on our list of 12 month certificate of deposit rates. Current CD rates on 1 year CDs at Doral Bank Direct are at 1.14% with an APY of 1.15%.  Doral Bank Direct's 12 month rate is considerably higher than the current national average rate of 0.78%.
EverBank Money Market Account 25K rates are now at 0.61 percent with a yield of 1.11 percent. View current Money Market Account 25K rates at EverBank below.
Thanks to low mortgage rates and a low inventory of homes available for sale, the housing market is continuing its strong comeback from the biggest bust since the Great Depression. The S&P/Case-Shiller Home Price Indices for the 20-City Composite showed average home prices increased 8.1% in the 12 months ending in January 2013. This is the largest year over year gain since the height of the housing bubble back in 2006.

Bank or Credit Union Offers and Deals

First Internet Bank of Indiana Money Market Account Rates now at 0.80%
American Bank Savings Rates now at 0.10%
Bayer Heritage FCU CD Rates: 5.65% APY 3-Month CD, 5.50% APY 12-Month Jumbo CD Special
EmigrantDirect.com CD Rates
Mortgage Rates: Current Mortgage Rates Up Slightly
Best CD Rates in Paterson, New Jersey
Getting the Best Car Insurance Rates
Mortgage Refinance Rates Jump Higher - 30 Year Refinance Rates at 5.25%
30 Year Mortgage
A Guide to Rebuilding Your Credit

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Today are Mixed After the Election but Just Above Record Lows
Mortgage Rates Today Mixed, Fixed Conforming Rates Sightly Higher
Mortgage Rates Increase, Mortgage Applications Decrease, 30 Year Rates Near 5.00%
Mortgage Rates: Weekly Average Mortgage Rates April 4, 2011
Current Mortgage Rates Hit New Low in 2014
Mortgage Rates are a Critical Aspect of the Home Buying Process
Best Money Market Account Rates & Savings Account Rates
Saving on Health Care Costs
Mortgage Rates Ease as Markets Rally on Greece Hopes: 30 Year Jumbo Mortgage Rates at 4.91%
Why Are Long Term Interest Rates Low?

Thumb Bank and Trust Reviews

There are no reviews for Thumb Bank and Trust yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Thumb Bank and Trust
Your Name:
Your Rating:

See how Thumb Bank and Trust Compares to other banks