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French-American Banking Corporation (NYIC)

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French-American Banking Corporation (NYIC) Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, French-American Banking Corporation (NYIC) provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare French-American Banking Corporation (NYIC) rates to other rates in our database, including 12-month CD rates currently at 3.60%, 6-month CD rates at 3.73% and 3-month CD rates at 0.50%. Savings rates are at 0.15% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.03%. All these rates can be compared to French-American Banking Corporation (NYIC) rates. MonitorBankRates evaluates the financial stability of French-American Banking Corporation (NYIC) with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

French-American Banking Corporation (NYIC) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at French-American Banking Corporation (NYIC)? Share your experience about French-American Banking Corporation (NYIC) by leaving a review below, or read customer reviews before you decide to use French-American Banking Corporation (NYIC).

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

French-American Banking Corporation (NYIC)

120 Broadway
New York City, NY 10005

Current Rate Availability

We do not have French-American Banking Corporation (NYIC) rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for French-American Banking Corporation (NYIC) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather French-American Banking Corporation (NYIC) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with French-American Banking Corporation (NYIC)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name French-American Banking Corporation (NYIC)

FDIC Certificate # 90846

Address 120 Broadway, New York City, NY 10005 · New York

Website N/A

Established 04/29/1919

FDIC Insurance Date 12/31/9999

Domestic Offices 0

Total Branches 0

Regulator STATE

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.0000%

Return on Equity (ROE) 0.0000%

Total Assets $0

Total Deposits $0

Equity Capital $0

Net Income $0

Headquarters New York City

Total Offices 0

Source: FDIC | Last Updated

Customer Reviews

There are no reviews for French-American Banking Corporation (NYIC) yet. Feel free to create one below.

Average Rating

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Total Reviews

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Frequently Asked Questions About French-American Banking Corporation (NYIC)

Is French-American Banking Corporation (NYIC) a safe place to deposit money?

Yes, French-American Banking Corporation (NYIC) is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does French-American Banking Corporation (NYIC) operate?

French-American Banking Corporation (NYIC) currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, French-American Banking Corporation (NYIC) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, French-American Banking Corporation (NYIC) provides members with tools to manage their accounts and build a solid financial history.

Does French-American Banking Corporation (NYIC) offer online and mobile banking?

Most modern institutions like French-American Banking Corporation (NYIC) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.