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French-American Banking Corporation (NYIC)

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French-American Banking Corporation (NYIC) Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, French-American Banking Corporation (NYIC) provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

French-American Banking Corporation (NYIC) rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not French-American Banking Corporation (NYIC), and you can see how they compare in the French-American Banking Corporation (NYIC) rate tables below. MonitorBankRates evaluates the financial stability of French-American Banking Corporation (NYIC) with a 1.0 Star Rating and an D Overall Health Grade. Database rates last updated and verified on 08/30/2026.

French-American Banking Corporation (NYIC) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at French-American Banking Corporation (NYIC)? Share your experience about French-American Banking Corporation (NYIC) by leaving a review below, or read customer reviews before you decide to use French-American Banking Corporation (NYIC).

Overall Health & Safety Grade

Weak Health Score: 60/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

No Data No data

French-American Banking Corporation (NYIC)

120 Broadway
New York City, NY 10005

Current Rate Availability

We're not currently displaying rates for French-American Banking Corporation (NYIC), but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for French-American Banking Corporation (NYIC) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather French-American Banking Corporation (NYIC) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with French-American Banking Corporation (NYIC)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name French-American Banking Corporation (NYIC)

FDIC Certificate # 90846

Address 120 Broadway, New York City, NY 10005 · New York

Website N/A

Established 04/29/1919

FDIC Insurance Date 12/31/9999

Domestic Offices 0

Total Branches 0

Regulator STATE

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 60/100

1.0

Weak Out of 5.0 Stars

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.0000%

Return on Equity (ROE) 0.0000%

Total Assets $0

Total Deposits $0

Equity Capital $0

Net Income $0

Headquarters New York City

Total Branches and Offices 0

Source: FDIC | Last Updated

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About French-American Banking Corporation (NYIC)

How many branches does French-American Banking Corporation (NYIC) operate?

French-American Banking Corporation (NYIC) currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, French-American Banking Corporation (NYIC) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, French-American Banking Corporation (NYIC) provides members with tools to manage their accounts and build a solid financial history.

Does French-American Banking Corporation (NYIC) offer online and mobile banking?

Most modern institutions like French-American Banking Corporation (NYIC) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.