Peoples Bank of Seneca CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Peoples Bank of SenecaToday's 12-month CD rates can be found at 2.80%, 6-month CD rates at 2.50% and 3-month CD rates at 0.10%. Current savings rates are at 0.30% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 12.24%. Personal Loan rates are at 13.70%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Peoples Bank of Seneca CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Bank of Seneca, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Bank of Seneca CD rates. You can also compare Peoples Bank of Seneca savings rates, MMA rates and mortgage rates using our other rate lists.

Peoples Bank of Seneca money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Seneca? Share your experience about Peoples Bank of Seneca by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Seneca.

Peoples Bank of Seneca Texas Ratio

Peoples Bank of Seneca's Texas Ratio is at 4.51%, which is considered excellent. The Texas Ratio for Peoples Bank of Seneca is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Peoples Bank of Seneca is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Peoples Bank of Seneca
1615 Cherokee Ave
Seneca, MO 64865
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Peoples Bank of Seneca Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Twin River Bank
Twin River Bank
6-Month CD
5.35%
$500
Neighbors Bank
Neighbors Bank
Savings Account
5.30%
$25,000
First Bank of the Lake
First Bank of the Lake
Savings Account High Yield
5.25%
$2,500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
9-Month CD
5.25%
$1,000
Bank of Greene County
Bank of Greene County
e-Savings <-$500
5.00%
$1
FNB of Hereford
FNB of Hereford
12-Month CD
4.70%
$50,000
F & C Bank
F & C Bank
6-Month CD special new money
4.55%
$10,000
Kearny Bank
Kearny Bank
7-Month CD special
4.50%
$500
First Liberty Bank
First Liberty Bank
6-Month CD
4.50%
$2,500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
24-Month CD (certificate)
4.50%
$500
Bank of the Flint Hills
Bank of the Flint Hills
60-Month CD
4.25%
$500
Navy Federal Credit Union
Navy Federal Credit Union
24-Month CD (Certificate)
4.20%
$1,000
Pioneer Trust Bank
Pioneer Trust Bank
12-Month CD
4.07%
$5,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
6-Month CD
4.06%
$1,000
1st Street Credit Union
1st Street Credit Union
24-Month CD share certificate
4.06%
$1,000
Planters Bank & Trust Company
Planters Bank & Trust Company
High Yield Money Market
4.00%
$1,000,000
Truliant Federal Credit Union
Truliant Federal Credit Union
60-Month CD certificate
3.54%
$250
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
18-Month CD
3.51%
$2,500
PSECU
PSECU
24-Month CD
3.25%
$500
Liberty Bank, Inc.
Liberty Bank, Inc.
24-Month CD
3.00%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
60-Month CD
3.00%
$500
Chelsea Savings Bank
Chelsea Savings Bank
48-Month CD
2.62%
$20,000
SL Bank
SL Bank
60-Month CD
2.53%
$1,000
MCT Credit Union
MCT Credit Union
Sprout Savings
2.50%
$5
1st University Credit Union
1st University Credit Union
24-Month CD certificate
2.02%
$10,000
Finance Factors
Finance Factors
Premier Savings Account
2.00%
$100
GSL Savings Bank
GSL Savings Bank
60-Month CD
1.68%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
60-Month CD
1.51%
$100
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Liquid Advantage Money Market
1.50%
$100,000
Dundee Bank
Dundee Bank
48-Month CD
1.25%
$500
Midland Community Bank
Midland Community Bank
60-Month CD
1.25%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
60-Month CD
0.85%
$500
Connecticut Community Bank
Connecticut Community Bank
60-Month CD
0.60%
$500
Bank of Salem AR
Bank of Salem AR
Savings Account
0.50%
$100
German American Bank
German American Bank
12-Month CD
0.50%
$1,000
802 Credit Union
802 Credit Union
Regular Shares Savings
0.40%
$5
Citizens State Bank Hudson, WI
Citizens State Bank Hudson, WI
36-Month CD
0.37%
$500
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
60-Month CD
0.35%
$500
Heritage Bank Minnesota
Heritage Bank Minnesota
18-Month CD
0.35%
$250
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
New Haven Bank
New Haven Bank
36-Month CD
0.30%
$500
Unity Bank
Unity Bank
48-Month CD
0.30%
$1,000
First National Bank in Pinckneyville
First National Bank in Pinckneyville
18-Month CD
0.20%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
0.20%
$500
Bank of Botetourt
Bank of Botetourt
Personal Savings
0.15%
$100
Unity Bank
Unity Bank
12-Month CD
0.15%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Income Checking Account
0.05%
$0
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
Bonus Money Market
0.05%
$2,500
The Bank of Bourbonnais
The Bank of Bourbonnais
24-Month CD
0.05%
$500
HTLF Bank
HTLF Bank
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Peoples Bank of Seneca rate data right now, check back for updates, we are adding rates all the time.

Peoples Bank of Seneca Information

Peoples Bank of Seneca
1615 Cherokee Ave
Seneca, MO 64865
Newton
Established Date: 03/15/1996
FDIC Certificate #: 34146
Date of FDIC Deposit Insurance: 03/15/1996
Bank Holding Company: PBS BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Peoples Bank of Seneca FDIC Insured? Yes
What is Peoples Bank of Seneca's Cert number? 34146
What is the maximum amount for insured deposits? $250,000 per holder, per account

Peoples Bank of Seneca Financials

Total Assets:
$406,606,000
Total Deposits:
$351,130,000
Equity Capital:
$30,773,000
Domestic Deposits:
$351,130,000
Net Income:
$1,367,000
Return on Assets:
1.5322%
Quarterly Return on Assets:
1.3800%
Pretax Return on Assets:
1.7292%
Pretax Quarterly Return on Assets:
1.7300%
Return on Equity:
20.2100%
Quarterly Return on Equity:
18.1200%
Common Equity Tier 1 Capital Ratio:
11.1720%
Tier 1 Risk-Based Capital Ratio:
11.1720%
Leverage Tier 1 (Core Capital) Ratio:
8.6467%
Total Risk-Based Capital Ratio (YTD):
12.4270%
Total Interest Income (YTD):
4.2155%
 
 
Headquarters:
Seneca
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Newton
# of Offices:
5
Metropolitan Statistical Area (MSA):
Joplin, MO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

Top 25 Twelve Month CD Rates as of 2/5/24

Below is a list of the top 25 Twelve Month CD rates as of February 5, 2024. You can search for and compare certificate of deposit rates for any terms by using our deposit rates tables. We have CD rates from thousands of financial institutions to make sure you're getting the best rates available today.

  • Peoples Bank of Seneca
  • 12-Month CD special
  •     Read more...

    Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24

    The 12-month CD rates listed here are significantly higher than the average 12-month rate of 2.82% in our database of rates as of 1/6/24. Right now the best CD rate on our 12-month list is at 6.00%, two credit unions are currently offering the top rate, City Credit Union Credit Human FCU. The third best rate is also from a credit union, All In Credit Union is offering a 12-month jumbo CD rate of 5.80%.

    The 4th best 12-month rate is from MyeBanc, currently offering a 12-month jumbo CD rate of 5.77% APY. Bayer Heritage FCU has the 5th best rate at 5.76% for a 12-month jumbo CD. The 6th best rate is a three-way tie at 5.75% APY, All In Credit Union, One World Bank and Washita State Bank are all offering a 5.75% APY for a regular 12-month CD. You can view the top 50 rates below, do your own search of our database for the best CD rates on 12-month CDs.

        Read more...

    Explore Other Rate Deals

    The Dime Direct money market account rate at Dime Savings Bank of Williamsburgh is currently 1.09 percent with an APY of 1.10 percent. Dime Direct's MMA rate is the top regular MMA rate available on our rate list and is tied with two other banks' rates. We also have a 1.11 percent rate on our list but that is a promotional rate from EverBank and is only for the first year.

    A savings account with a 6 percent APY these days when the FDIC's average savings rate is .10 percent? That's right, you can get a 6 percent savings account rate on a Mango savings account! That rate has to be the best savings rate available today.

    As we predicted in early March, the the top 1 year CD rate currently available is now at 1.49 percent with a yield of 1.50 percent. Conexus Credit Union is the first financial institution in the rate database to increase their 1 year rate to the 1.50 percent level.

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