Peoples Bank of Seneca CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Peoples Bank of Seneca CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Bank of Seneca, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Bank of Seneca CD rates. You can also compare Peoples Bank of Seneca savings rates, MMA rates and mortgage rates using our other rate lists. Peoples Bank of Seneca money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Seneca? Share your experience about Peoples Bank of Seneca by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Seneca. Peoples Bank of Seneca Texas Ratio Peoples Bank of Seneca's Texas Ratio is at 4.97%, which is considered excellent. The Texas Ratio for Peoples Bank of Seneca is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peoples Bank of Seneca is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Peoples Bank of Seneca Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 24, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Peoples Bank of Seneca rate data right now, check back for updates, we are adding rates all the time. Peoples Bank of Seneca InformationPeoples Bank of Seneca
1615 Cherokee AveSeneca, MO 64865 Newton Established Date: 03/15/1996 FDIC Certificate #: 34146 Date of FDIC Deposit Insurance: 03/15/1996 Bank Holding Company: PBS BANCSHARES INC How Many Domestic U.S. Offices? 5 How Many Branches are There? 5 Website: https://www.peoplesbankofseneca.com
Is Peoples Bank of Seneca FDIC Insured? Yes
What is Peoples Bank of Seneca's Cert number? 34146
What is the maximum amount for insured deposits? $250,000 per holder, per account
Peoples Bank of Seneca FinancialsTotal Assets:
$450,420,000
Total Deposits:
$384,954,000
Equity Capital:
$37,289,000
Domestic Deposits:
$384,954,000
Net Income:
$1,571,000
Return on Assets:
1.7227%
Quarterly Return on Assets:
1.4300%
Pretax Return on Assets:
1.8555%
Pretax Quarterly Return on Assets:
1.8600%
Return on Equity:
21.8900%
Quarterly Return on Equity:
17.0200%
Common Equity Tier 1 Capital Ratio:
9.3146%
Tier 1 Risk-Based Capital Ratio:
9.3146%
Leverage Tier 1 (Core Capital) Ratio:
9.2544%
Total Risk-Based Capital Ratio (YTD):
10.5645%
Total Interest Income (YTD):
5.4836%
Headquarters:
Seneca
FDIC Field Office:
Springfield Mo
Regulator:
FDIC
County:
Newton
# of Offices:
5
Metropolitan Statistical Area (MSA):
Joplin, MO
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAll types of bank product rates continue to make new lows. Savings rates, CD rates and mortgage rates have all made record lows this year with no end in sight to the declines.
Average fixed mortgage rates are lower this week, following bond yields lower. 30 year mortgage rates fell from 4.22 percent last week to 4.14 percent this week. During the past week 10 year bond yields have fallen from 2.62 percent down to yesterday's close of 2.52 percent. This coming week we might see 10 year bond yields fall below 2.50 percent and 30 year rates fall below 4.10 percent.
Mortgage rates continue to move lower this week, helping the housing market recover. Fixed conforming mortgage rates on 30 year and 15 year loans hit record lows in this week's Primary Mortgage Market Survey released by Freddie Mac. New home construction and home builder confidence indexes are both at multi-year highs. New home construction was up 3.6 percent in October, the strongest pace since July 2008. Home builder confidence in November rose for the sixth straight month to its highest reading since June 2006 according to the NAHB/Wells Fargo Housing Market Index.
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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.55% and 3-month CD rates at 4.20%. Current savings rates are at 0.10% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 6.72%. Credit Card rates are at 14.24%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates. 
