CommerceOne Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to CommerceOne Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CommerceOne Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CommerceOne Bank CD rates. You can also compare CommerceOne Bank savings rates, MMA rates and mortgage rates using our other rate lists. CommerceOne Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CommerceOne Bank? Share your experience about CommerceOne Bank by leaving a review below, or read customer reviews before you decide to use CommerceOne Bank. CommerceOne Bank Texas Ratio CommerceOne Bank's Texas Ratio is at 9.67%, which is considered excellent. The Texas Ratio for CommerceOne Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, CommerceOne Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare CommerceOne Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates May 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have CommerceOne Bank rate data right now, check back for updates, we are adding rates all the time. CommerceOne Bank InformationCommerceOne Bank
2100 Southbridge Pkwy Ste 385Birmingham, AL 35209 Jefferson Established Date: 06/04/2018 FDIC Certificate #: 59114 Date of FDIC Deposit Insurance: 06/04/2018 Bank Holding Company: COMMERCEONE FINANCIAL CORP How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.commerceonebank.com
Is CommerceOne Bank FDIC Insured? Yes
What is CommerceOne Bank's Cert number? 59114
What is the maximum amount for insured deposits? $250,000 per holder, per account
CommerceOne Bank FinancialsTotal Assets:
$618,457,000
Total Deposits:
$549,942,000
Equity Capital:
$66,568,000
Domestic Deposits:
$549,942,000
Net Income:
$2,486,000
Return on Assets:
1.5303%
Quarterly Return on Assets:
1.5900%
Pretax Return on Assets:
2.1377%
Pretax Quarterly Return on Assets:
2.1400%
Return on Equity:
14.9200%
Quarterly Return on Equity:
15.1400%
Common Equity Tier 1 Capital Ratio:
11.6909%
Tier 1 Risk-Based Capital Ratio:
11.6909%
Leverage Tier 1 (Core Capital) Ratio:
11.4102%
Total Risk-Based Capital Ratio (YTD):
12.8584%
Total Interest Income (YTD):
6.4318%
Headquarters:
Birmingham
FDIC Field Office:
Shelby
Regulator:
FDIC
County:
Jefferson
# of Offices:
1
Metropolitan Statistical Area (MSA):
Birmingham-Hoover, AL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage refinance rates jumped higher this week over last, making this the second consecutive week of increases. The current average 30 year mortgage refinance rate is averaging 5.25 percent, up 23 basis points from last week's average of 5.02 percent. Two weeks ago at this time, 30 year refinance rates were averaging 4.95 percent.
 American Express Bank's current savings rate is the highest savings rate on our list in Indianapolis, Indiana. The current savings rate at American Express is 1.29 percent with a yield of 1.30 percent, more than 5 times the current national average savings rate is 0.239 percent.
Average 30 year mortgage rates have fallen again this week and are only 3 basis points from the all-time record low of 3.31 percent set in 2012. The lowest 30 year mortgage rate with 0.10 points in our database for a home purchase are at 3.125 percent. The lowest 30 year rate available today for a refinance loan is even lower at 3.00 percent with 1.10 mortgage points. Bank or Credit Union Offers and DealsAverage Mortgage Rates Mixed Today but Heading Lower in the Coming MonthsLong Term Home Mortgage Interest Rates Increase: Freddie Mac: 30 Year Mortgage Rates at 4.23%, 15 Year Mortgage Rates at 3.66% Best CD Rates Mortgage Rates Today Increase for the Third Consecutive Week Getting the Best Insurance Rates and Figuring Out How Much Auto Insurance Coverage You Need Mortgage Rates: Average Mortgage Rates Drop To Lowest Level 7/16 Top 50 CD Rates on 12-Month Certificates of Deposit 1/6/24 Short Term CD Interest Rates New York, NY Fixed Term Mortgage Rates Higher This Week: 30 Year Mortgage Rates and Mortgage Refinance Rates at 4.26% All CD Rates Move Higher as Bank CD Rates Increased Alternative Bank and Credit Union Offers to ExploreMortgage Rates Higher for the Third Consecutive Week: Freddie MacMortgage Interest Rates Friday February 3, 2011, 15 Year Mortgage Rates at 3.30% Unemployment Rate Falls to 7.0%, Higher Interest Rates Coming Mortgage Rates Higher on Higher Treasury Yields: 30 Year Mortgage Rates at 4.55% Citizens Bank Offers $425 Cash Back for Business Customers Mortgage Rates and Refinance Rates 12-7: 30 Year Mortgage Rates Averaging 4.46%, 30 Year Jumbo Mortgage Rates at 5.00% Mortgage Rates Easing As We Head Into the Holiday Weekend Best CD Rates at the End of 2016 Shopping for the Best Auto Insurance Rates: Collision Auto Insurance Rates earn.bank Money Market Account Rates - 2.05% CommerceOne Bank ReviewsThere are no reviews for CommerceOne Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 1.51% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 17.99%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. 
