United Community Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to United Community Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from United Community Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with United Community Bank CD rates. You can also compare United Community Bank savings rates, MMA rates and mortgage rates using our other rate lists. United Community Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at United Community Bank? Share your experience about United Community Bank by leaving a review below, or read customer reviews before you decide to use United Community Bank. United Community Bank Texas Ratio United Community Bank's Texas Ratio is at 4.49%, which is considered excellent. The Texas Ratio for United Community Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, United Community Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare United Community Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have United Community Bank rate data right now, check back for updates, we are adding rates all the time. United Community Bank InformationUnited Community Bank
200 East Camperdown WayGreenville, SC 29601 Greenville Established Date: 03/01/1950 FDIC Certificate #: 16889 Date of FDIC Deposit Insurance: 03/01/1950 Bank Holding Company: UNITED COMMUNITY BANKS INC How Many Domestic U.S. Offices? 204 How Many Branches are There? 195 Website: https://www.ucbi.com
Is United Community Bank FDIC Insured? Yes
What is United Community Bank's Cert number? 16889
What is the maximum amount for insured deposits? $250,000 per holder, per account
United Community Bank FinancialsTotal Assets:
$27,299,239,000
Total Deposits:
$23,734,126,000
Equity Capital:
$3,214,126,000
Domestic Deposits:
$23,734,126,000
Net Income:
$66,559,000
Return on Assets:
0.9475%
Quarterly Return on Assets:
0.9800%
Pretax Return on Assets:
1.2461%
Pretax Quarterly Return on Assets:
1.2500%
Return on Equity:
8.2800%
Quarterly Return on Equity:
8.3700%
Common Equity Tier 1 Capital Ratio:
12.2646%
Tier 1 Risk-Based Capital Ratio:
12.2646%
Leverage Tier 1 (Core Capital) Ratio:
9.4314%
Total Risk-Based Capital Ratio (YTD):
13.2456%
Total Interest Income (YTD):
5.1769%
Headquarters:
Greenville
FDIC Field Office:
Columbia Sc
Regulator:
FED
County:
Greenville
# of Offices:
204
Metropolitan Statistical Area (MSA):
Greenville-Anderson, SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsVerity Credit Union headquarterd in Seattle, Washington, is offering several different savings account rates and money market account rates. Verity’s savings account rates and money market account rates are not the highest rates around but they are competitive with the national average rates.
 Average rates on credit cards are mixed this week over last week. The only category that saw the average rate increase is on our reward credit card list. The current average rewards credit card rate is at 12.26 percent, up from the previous week's average of 12.24 percent.
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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 0.00% and 3-month CD rates at 1.50%. Current savings rates are at 0.10% and money market rates are at 1.46%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 18.00%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates. 
Freddie Mac
