First Community Bank (SC) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Community Bank (SC)Today's 12-month CD rates can be found at 4.12%, 6-month CD rates at 0.05% and 3-month CD rates at 2.50%. Current savings rates are at 0.15% and money market rates are at 4.46%. Mortgage rates today on 30-year fixed loans are around 7.31%. Credit Card rates are at 14.24%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Community Bank (SC) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Community Bank (SC), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Community Bank (SC) CD rates. You can also compare First Community Bank (SC) savings rates, MMA rates and mortgage rates using our other rate lists.

First Community Bank (SC) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Bank (SC)? Share your experience about First Community Bank (SC) by leaving a review below, or read customer reviews before you decide to use First Community Bank (SC).

First Community Bank (SC) Texas Ratio

First Community Bank (SC)'s Texas Ratio is at 0.62%, which is considered excellent. The Texas Ratio for First Community Bank (SC) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Community Bank (SC) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Community Bank (SC)
5455 Sunset Blvd
Lexington, SC 29072
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Community Bank (SC) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Table Rock Community Bank
Table Rock Community Bank
6-Month CD
4.74%
$1,000
Ponce Bank
Ponce Bank
24-Month CD
4.30%
$1,000
CSB of Cheney, KS
CSB of Cheney, KS
12-Month CD
4.08%
$500
Bank of Star Valley
Bank of Star Valley
18-Month CD
3.80%
$250
Self-Help Credit Union
Self-Help Credit Union
24-Month CD
3.67%
$500
FNB of Bellville
FNB of Bellville
12-Month CD (Jumbo)
3.60%
$100,000
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.49%
$1,000
Gunnison S&L
Gunnison S&L
18-Month CD
3.30%
$1
Empower Federal Credit Union
Empower Federal Credit Union
12-Month CD
3.30%
$500
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
New Tripoli Bank
New Tripoli Bank
18-Month CD
3.06%
$500
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
24-Month CD
3.00%
$500
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
18-Month CD
3.00%
$500
Torrington Savings Bank
Torrington Savings Bank
60-Month CD
3.00%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
24-Month CD
2.78%
$5,000
State Bank of Medora
State Bank of Medora
60-Month CD
2.73%
$500
State Bank of Medora
State Bank of Medora
36-Month CD
2.53%
$500
MidCountry Bank
MidCountry Bank
60-Month CD
2.52%
$1,000
Prevail Bank
Prevail Bank
36-Month CD
2.12%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
24-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
12-Month CD
2.00%
$1,000
Charter Bank IA
Charter Bank IA
6-Month CD
2.00%
$1,000
First Harvest Federal Credit Union
First Harvest Federal Credit Union
18-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
36-Month CD
1.75%
$1,000
Hiawatha National Bank
Hiawatha National Bank
24-Month CD
1.71%
$500
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
12-Month CD
1.15%
$500
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
36-Month CD
0.60%
$500
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
6-Month CD
0.50%
$500
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
The Union Bank Company
The Union Bank Company
60-Month CD
0.50%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.45%
$500
WCB West Central Bank
WCB West Central Bank
Savings
0.40%
$100
Winter Hill Bank
Winter Hill Bank
Prestige Money Market
0.40%
$10
5 Star Bank
5 Star Bank
12-Month CD
0.30%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$0
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Direct Checking
0.15%
$50
Peoples Bank Taylorsville, KY
12-Month CD
0.15%
$500
Hatboro Federal Savings
Hatboro Federal Savings
Statement Savings
0.15%
$100
1st Kansas Credit Union
1st Kansas Credit Union
Regular Share Savings
0.15%
$50
Community Bank of Trenton
Community Bank of Trenton
Savings
0.10%
$100
Harleysville Bank
Harleysville Bank
Money Market Plus
0.10%
$10,000
Heritage Bank Minnesota
Heritage Bank Minnesota
Money Market
0.10%
$0
Home SB of Wapakoneta
Home SB of Wapakoneta
Savings
0.10%
$0
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
Money Market
0.10%
$2,500
FNB of South Carolina
FNB of South Carolina
Regular Savings
0.05%
$50
The Bank of Bourbonnais
The Bank of Bourbonnais
18-Month CD
0.05%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Premier Money Market
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Community Bank (SC) rate data right now, check back for updates, we are adding rates all the time.

First Community Bank (SC) Information

First Community Bank (SC)
5455 Sunset Blvd
Lexington, SC 29072
Lexington
Established Date: 08/17/1995
FDIC Certificate #: 34047
Date of FDIC Deposit Insurance: 08/17/1995
Bank Holding Company: FIRST COMMUNITY CORP
How Many Domestic U.S. Offices? 23
How Many Branches are There? 22
Is First Community Bank (SC) FDIC Insured? Yes
What is First Community Bank (SC)'s Cert number? 34047
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Community Bank (SC) Financials

Total Assets:
$1,885,960,000
Total Deposits:
$1,582,046,000
Equity Capital:
$143,221,000
Domestic Deposits:
$1,582,046,000
Net Income:
$3,097,000
Return on Assets:
0.7702%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.8574%
Pretax Quarterly Return on Assets:
0.8600%
Return on Equity:
10.1000%
Quarterly Return on Equity:
8.7200%
Common Equity Tier 1 Capital Ratio:
12.4714%
Tier 1 Risk-Based Capital Ratio:
12.4714%
Leverage Tier 1 (Core Capital) Ratio:
8.6344%
Total Risk-Based Capital Ratio (YTD):
13.5007%
Total Interest Income (YTD):
4.3368%
 
 
Headquarters:
Lexington
FDIC Field Office:
Columbia Sc
Regulator:
FDIC
County:
Lexington
# of Offices:
23
Metropolitan Statistical Area (MSA):
Columbia, SC
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Near-record low mortgage rates are helping the housing market by boosting buyer's purchasing power. The Mortgage Bankers Association reported mortgage applications for home purchases are up 20 percent compared to last year. With average 30 year conforming mortgage rates at 3.63 percent this week, it's no surprise that home buyers are taking advantage of low rates.

George Soros, Chairman of Soros Fund Management and a legendary financier, believes interest rates will spike higher in 2013. This is a lot sooner than the end of 2015 - the timeframe in which most investors believe rates will remain low. Most investors believe rates will stay low until then because the Federal Open Market Committee's stated policy is to keep rates low until the end of 2015.
Acacia Federal Savings Bank, a subsidiary of the Acacia Life Insurance Company based in Falls Church, VA, is offering competitive rates for their savings account. The Sensible Savings Account rate and savings account yield are both currently at 1.00 percent.

Bank or Credit Union Offers and Deals

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First Internet Bank of Indiana Savings 50K Rates now at 0.60%
All CD Rates Move Higher as Bank CD Rates Increased
Bank of America 3 Month CD Rate
TIAA Bank Savings Rates
Refinance Applications Drop During Holiday Week as Refinance Rates Decline

Alternative Bank and Credit Union Offers to Explore

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Get $25 from ING Direct

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