North Dallas Bank & Trust (NDBT) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.05%, 6-month CD rates at 4.25% and 3-month CD rates at 0.10%. Current savings rates are at 0.40% and money market rates are at 0.15%. Mortgage rates today on 30-year fixed loans are around 7.08%. Credit Card rates are at 16.74%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. North Dallas Bank & Trust (NDBT)'s 18-Month CD rates are at 4.15%, 12-Month CD rates are at 4.10%, 9-Month CD rates are at 3.90%.

North Dallas Bank & Trust (NDBT)

To see how these rates compare to North Dallas Bank & Trust (NDBT) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from North Dallas Bank & Trust (NDBT), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with North Dallas Bank & Trust (NDBT) CD rates. You can also compare North Dallas Bank & Trust (NDBT) savings rates, MMA rates and mortgage rates using our other rate lists.

North Dallas Bank & Trust (NDBT) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North Dallas Bank & Trust (NDBT)? Share your experience about North Dallas Bank & Trust (NDBT) by leaving a review below, or read customer reviews before you decide to use North Dallas Bank & Trust (NDBT).

North Dallas Bank & Trust (NDBT) Texas Ratio

North Dallas Bank & Trust (NDBT)'s Texas Ratio is at 0.73%, which is considered excellent. The Texas Ratio for North Dallas Bank & Trust (NDBT) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, North Dallas Bank & Trust (NDBT) is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.10%

2.52%

18-Month CD

4.15%

2.27%

24-Month CD

N/A

2.26%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.29%

Savings

N/A

0.63%

MMA

N/A

0.88%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

North Dallas Bank & Trust (NDBT)

12900 Preston Rd
Dallas, TX 75230

https://www.ndbt.com

MonitorBankRates' Rating

4/5

★★★★☆

Review North Dallas Bank & Trust (NDBT)

North Dallas Bank & Trust (NDBT) CD Rates and Interest Rates

North Dallas Bank & Trust (NDBT)

18-Month CD

4.15%

$1,000

North Dallas Bank & Trust (NDBT)

12-Month CD

4.10%

$1,000

North Dallas Bank & Trust (NDBT)

9-Month CD

3.90%

$1,000

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare North Dallas Bank & Trust (NDBT) Rates with Other Competitive Bank and Credit Union Rates

Perennial Bank

12-Month CD

4.04%

$1,000

Inova Federal Credit Union

18-Month CD

4.00%

$200

Dearborn Federal Savings Bank

120-Month CD

3.90%

$500

Self-Help Credit Union

18-Month CD

3.87%

$500

Manasquan Bank

18-Month CD

3.85%

$500

Riverland Bank

36-Month CD

3.85%

$1,000

Global Bank

48-Month CD

3.75%

$1,000

Union Bank Morrisville, VT

36-Month CD

3.56%

$500

Act 1st Federal Credit Union

36-Month CD

3.56%

$500

Evergreen Bank Group

24-Month CD

3.50%

$500

Fifth District Savings Bank

12-Month CD

3.50%

$1,000

Susser Bank

36-Month CD

3.50%

$1,000

Henderson FSB

24-Month CD

3.30%

$500

Evergreen Bank Group

48-Month CD

3.25%

$500

Heritage Bank N.A.

12-Month CD

3.25%

$75,000

Hinsdale Bank & Trust Company

26-Month CD

3.20%

$1,000

BankVista

18-Month CD

3.16%

$1,000

FNB of Wyoming

24-Month CD

3.14%

$100

Pentagon Federal Credit Union

24-Month CD

3.10%

$1,000

Kearney Trust Company

60-Month CD

3.05%

$100

Kennett Trust Bank

48-Month CD

3.04%

$500

Iowa Falls State Bank

24-Month CD

3.02%

$1,000

Superior National Bank

24-Month CD

3.00%

$500

The Bank of Princeton

12-Month CD

2.50%

$500

Root River State Bank

60-Month CD

2.35%

$300

First National Bank in Philip

Money Market (CMA)

2.32%

$2,500

Itasca Bank & Trust Co.

18-Month CD

2.30%

$1,000

Bank of Wolcott

12-Month CD

2.25%

$5,000

First National Bank of Steeleville

36-Month CD

2.25%

$500

The Bank of Steinauer

24-Month CD

2.22%

$500

Department of Commerce FCU

Money Market

2.02%

$20,000

Exchange State Bank Ames, IA

12-Month CD

2.00%

$1,000

Iowa Falls State Bank

Money Market

1.00%

$5,000

Westfield Bank

Portfolio Money Market

1.00%

$100,000

Bank of Hartington

NOW Checking

0.90%

$1,500

Bank of Buffalo

60-Month CD

0.60%

$500

USB Union Savings Bank

60-Month CD

0.60%

$1,000

KeySavings Bank

36-Month CD

0.55%

$500

FNB of River Falls

36-Month CD

0.50%

$2,500

State Bank of the Lakes

12-Month CD

0.50%

$1,000

Clinton Savings Bank

24-Month CD

0.35%

$10

Henderson FSB

Freedom Checking

0.20%

$500

Fulton Savings Bank

6-Month CD

0.15%

$500

Grand Timber Bank

Money Market

0.15%

$2,500

FNB of Litchfield

Savings

0.15%

$100

Cambridge Trust Company

36-Month CD

0.15%

$500

First Citizens Bank

Online Savings

0.10%

$50

A & S Federal Credit Union

Savings

0.05%

Farmers State Bank Victor, MT

Regular Savings

0.03%

Academy Bank

Savings

0.03%

$25

Disclaimer

Mortgage Rates June 15, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.494%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.494%

0.000

Savings Bank of Danbury

5/1 ARM

4.750%

5.507%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Savings Bank of Danbury

7/1 ARM

5.000%

5.531%

0.000

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

State Employees Credit Union

15-Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

DCU Digital Federal Credit Union

15-Year Fixed

5.500%

5.728%

1.125

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Piedmont Advantage Credit Union

15-Year Fixed

5.500%

5.759%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.750%

5.776%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Hatboro Federal Savings

10-Year Fixed

5.250%

5.791%

2.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

North Dallas Bank & Trust (NDBT) Information

North Dallas Bank & Trust (NDBT)

12900 Preston Rd
Dallas, TX 75230
Dallas
Established Date: 03/20/1961
FDIC Certificate #: 18355
Date of FDIC Deposit Insurance: 03/20/1961

How Many Domestic U.S. Offices? 6

How Many Branches are There? 6

Website: https://www.ndbt.com

Is North Dallas Bank & Trust (NDBT) FDIC Insured? Yes

What is North Dallas Bank & Trust (NDBT)'s Cert number? 18355

What is the maximum amount for insured deposits? $250,000 per holder, per account

North Dallas Bank & Trust (NDBT) Financials

Total Assets:

$1,832,966,000

Total Deposits:

$1,517,727,000

Equity Capital:

$164,835,000

Domestic Deposits:

$1,517,727,000

Net Income:

$715,000

Return on Assets:

0.2657%

Quarterly Return on Assets:

0.1600%

Pretax Return on Assets:

0.1780%

Pretax Quarterly Return on Assets:

0.1800%

Return on Equity:

2.8400%

Quarterly Return on Equity:

1.7400%

Leverage Tier 1 (Core Capital) Ratio:

10.1302%

Total Interest Income (YTD):

3.7396%

Headquarters:

Dallas

FDIC Field Office:

Dallas

Regulator:

FDIC

County:

Dallas

# of Offices:

Metropolitan Statistical Area (MSA):

Dallas-Fort Worth-Arlington, TX

Consolidated Metropolitan Statistical Area (CMSA):

Dallas-Fort Worth, TX

OTS Region:

West

FDIC Region:

Dallas

Source: FDIC Last Updated 03/31/2024

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Best CD Rates for December 20, 2018

The best CD rates available online moved higher over the past day and we expect more banks to raise CD rates before the end of 2018. The current best 1 year CD rate is now at 2.86 percent with an APY of 2.90 percent. The online bank offering that rate and yield is ableBanking, a division of Northeast Bank. The minimum opening deposit is $1,000. The best 9 month CD rates are at 2.30 percent with an APY of 2.31 percent from Luana Savings Bank. The minimum opening deposit is $5,000. The best 6 month CD rates are even better at 2.42 percent with an APY of 2.45 percent from My eBanc, A Division of BAC Florida. The minimum opening deposit for this CD account is also $5,000. Compare rates online to get the best CD rates today.