Bank of Cattaraugus CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Bank of CattaraugusToday's 12-month CD rates can be found at 3.95%, 6-month CD rates at 0.10% and 3-month CD rates at 0.20%. Current savings rates are at 0.25% and money market rates are at 2.84%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 8.99%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Bank of Cattaraugus CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Cattaraugus, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Cattaraugus CD rates. You can also compare Bank of Cattaraugus savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Cattaraugus money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Cattaraugus? Share your experience about Bank of Cattaraugus by leaving a review below, or read customer reviews before you decide to use Bank of Cattaraugus.

Bank of Cattaraugus Texas Ratio

Bank of Cattaraugus's Texas Ratio is at 7.49%, which is considered excellent. The Texas Ratio for Bank of Cattaraugus is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Cattaraugus is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Cattaraugus
24 Main St
Cattaraugus, NY 14719
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Bank of Cattaraugus Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
Explorer Youth Savings
5.00%
$0
Fidelity
Fidelity
48-Month CD
4.25%
$1,000
Beal Bank USA
Beal Bank USA
12-Month CD
4.05%
$1,000
Foresight Bank
Foresight Bank
12-Month CD
4.01%
$500
Navy Federal Credit Union
Navy Federal Credit Union
12-Month CD
4.00%
$1,000
American Bank
American Bank
18-Month CD
4.00%
$500
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
36-Month CD
4.00%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
24-Month CD
3.75%
$500
Perryton National Bank
Perryton National Bank
12-Month CD
3.75%
$10,000
CorTrust Bank
CorTrust Bank
30-Month CD
3.75%
$500
First National Bank of Hutchinson
First National Bank of Hutchinson
12-Month CD
3.64%
$5,000
Alliance Community Bank
Alliance Community Bank
30-Month CD
3.56%
$1,000
FNB of Bangor
FNB of Bangor
36-Month CD
3.55%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
24-Month CD
3.50%
$1,000
EverTrust Bank
EverTrust Bank
9-Month CD
3.35%
$20,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
24-Month CD
3.25%
$500
Charter Bank TX
Charter Bank TX
6-Month CD
3.20%
$1,000
Hanover Community Bank
Hanover Community Bank
60-Month CD
3.00%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
Christmas Club Savings
3.00%
$25
The Bank of Bennington
The Bank of Bennington
60-Month CD
3.00%
$500
Empire State Bank
Empire State Bank
48-Month CD
3.00%
$1,000
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
60-Month CD
2.75%
$2,500
Kaw Valley Bank
Kaw Valley Bank
24-Month CD
2.53%
$500
Bank of Hillsboro
Bank of Hillsboro
36-Month CD
2.17%
$1,000
First Bank Elk River
First Bank Elk River
24-Month CD
2.08%
$1
Republic Bank of Chicago
Republic Bank of Chicago
Choice Checking
2.00%
$25
Milli Bank
Milli Bank
Savings
1.50%
$0
PSECU
PSECU
3-Month CD
1.50%
$500
Clay County Savings Bank
Clay County Savings Bank
18-Month CD
1.28%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
18-Month CD
1.00%
$500
FNB in Taylorville
FNB in Taylorville
48-Month CD
0.90%
$1,000
Grand Valley Bank
Grand Valley Bank
Savings
0.90%
$0
First National Bank in Pinckneyville
First National Bank in Pinckneyville
60-Month CD
0.85%
$500
Midland Community Bank
Midland Community Bank
12-Month CD
0.80%
$1,000
Bogota Savings Bank
Bogota Savings Bank
60-Month CD
0.75%
$1,000
Grinnell State Bank
Grinnell State Bank
Money Market
0.75%
$25,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
48-Month CD
0.50%
$1,000
Unico Bank
Unico Bank
18-Month CD
0.50%
$1,000
FNB of Nevada, Missouri
FNB of Nevada, Missouri
12-Month CD
0.45%
$1,000
5 Star Bank
5 Star Bank
24-Month CD
0.40%
$500
Neffs National Bank
Neffs National Bank
Statement Savings
0.40%
$10
BankChampaign
BankChampaign
24-Month CD
0.30%
$500
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
12-Month CD
0.30%
$1,000
First Shore Federal S&L
First Shore Federal S&L
Statement Savings
0.30%
$200
Franklin Bank
Franklin Bank
18-Month CD
0.30%
$50
Pataskala Banking Company
Pataskala Banking Company
18-Month CD
0.20%
$500
Methuen Co-operative Bank
Methuen Co-operative Bank
Savings
0.10%
$25
SSB Community Bank
SSB Community Bank
12-Month CD
0.10%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Bank of Cattaraugus rate data right now, check back for updates, we are adding rates all the time.

Bank of Cattaraugus Information

Bank of Cattaraugus
24 Main St
Cattaraugus, NY 14719
Cattaraugus
Established Date: 03/30/1882
FDIC Certificate #: 9406
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Bank of Cattaraugus FDIC Insured? Yes
What is Bank of Cattaraugus's Cert number? 9406
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Cattaraugus Financials

Total Assets:
$33,864,000
Total Deposits:
$30,899,000
Equity Capital:
$2,921,000
Domestic Deposits:
$30,899,000
Net Income:
$91,000
Return on Assets:
1.3171%
Quarterly Return on Assets:
1.1100%
Pretax Return on Assets:
1.2606%
Pretax Quarterly Return on Assets:
1.2600%
Return on Equity:
15.7000%
Quarterly Return on Equity:
12.6600%
Common Equity Tier 1 Capital Ratio:
17.9709%
Tier 1 Risk-Based Capital Ratio:
17.9709%
Leverage Tier 1 (Core Capital) Ratio:
8.1417%
Total Risk-Based Capital Ratio (YTD):
19.2207%
Total Interest Income (YTD):
6.0226%
 
 
Headquarters:
Cattaraugus
FDIC Field Office:
Syracuse
Regulator:
FED
County:
Cattaraugus
# of Offices:
1
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bank of America is offering three credit card offers. The credit cards include a BankAmericard Cash Rewards Visa Signature Card, a Bank of America Accelerated Cash Rewards American Express Card and a BankAmericard Power Rewards Visa Signature Card.
The average rate on our low introductory rate Credit Cards is 0.698 percent for the week ending January, 9, 2011.  This is the average rate, you can find low introductory credit card rates at 0.00 percent. Right now on our list of low intro rate cards there are several cards listed with an intro rate of 0.00% for 6 months to 18 months.
Average CD rates are continuing their slow decline of the past several years. The national average 1 year CD rate is now at 0.406%, though you can find 1 year CD rates higher than the national average. CIT Bank recently lowered the rate on their 12 month CD but still has a rate of 1.07% with an APY of 1.08%.

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