|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Sheboygan Area Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Sheboygan Area Credit Union's 9 Month CD Specials rates are at 3.70%, 13 Month CD Specials rates are at 3.50%, 25 Month CD Specials rates are at 3.00%, 37 Month CD Specials rates are at 2.55%. Sheboygan Area Credit Union's savings rates are at 0.05%. Sheboygan Area Credit Union's money market rates are at 0.10%. Sheboygan Area Credit Union's 7/1 ARM up to 30 Years rates are at 5.50%, 5/5 ARM up to 30 Years rates are at 5.50%, 5/5 ARM Non-Owner Occupied up to 25 Years rates are at 6.50%. Sheboygan Area Credit Union's Personal Loan Rates are at 8.75%. MonitorBankRates evaluates the financial stability of Sheboygan Area Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.70%. Rates were last updated on 03/28/2026. Sheboygan Area Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sheboygan Area Credit Union? Share your experience about Sheboygan Area Credit Union by leaving a review below, or read customer reviews before you decide to use Sheboygan Area Credit Union. Sheboygan Area Credit Union
Sheboygan Area Credit Union 1707 Indiana Ave
https://www.shebareacu.com Sheboygan, WI 53081 
Sheboygan Area Credit Union CD Rates
Sheboygan Area Credit Union Savings Rates
Sheboygan Area Credit Union Money Market Rates
Sheboygan Area Credit Union Mortgage Rates
Sheboygan Area Credit Union Home Equity & HELOC
Sheboygan Area Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Sheboygan Area Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Sheboygan Area Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Sheboygan Area Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Sheboygan Area Credit Union
Website
https://www.shebareacu.com
Address
1707 Indiana Ave,
Sheboygan, WI 53081
Phone
920-459-5151
Fax
920-459-5158
President
Dione Knop
CEO
Lois Pluff
Full-Time Employees
18
Part-Time Employees
3
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.70%
Return on Assets (ROA)
1.6506%
Return on Equity (ROE)
11.0669%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
86,790,156
Total Amount of Shares and Deposits
73,012,401
Total Shares and Deposits < 1 Year
71,915,573
Total Shares and Deposits 1 3 Years
768,221
Total Shares and Deposits > 3 Years
328,605
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,198,836
Total Uninsured Shares and Deposits > $250K (F+J)
1,198,836
Total Insured Shares and Deposits > $250K (item 17 less item K)
71,813,565
Total Interest Expense (Sum of items 6 8)
335,732
Share Certificates
325
Number of Accounts for Share Drafts
3,813
IRA KEOGH Accounts
117
Number of Accounts for Regular Shares
10,189
Money Market Shares
178
Net Income (unless the amount is already included in Undivided Earnings)
1,432,558
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,489,548
Total Liabilities
73,891,111
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Sheboygan Area Credit UnionIs Sheboygan Area Credit Union a safe place to deposit money?Yes, Sheboygan Area Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7037922814495%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Sheboygan Area Credit Union operate?Sheboygan Area Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Sheboygan Area Credit Union?Yes, to access services at Sheboygan Area Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Sheboygan Area Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Sheboygan Area Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Sheboygan Area Credit Union offer online and mobile banking?Most modern institutions like Sheboygan Area Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.shebareacu.com. Current Sheboygan Area Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Lennox Employees Credit Union
Holley Credit Union
University Federal Credit Union
Transcend Credit Union
ISRAEL METHCOMM
Allied Healthcare Federal Credit Union
Team First Federal Credit Union
MTCU Credit Union
Toledo Urban Federal Credit Union
New England Teamsters Federal Credit Union
GREATER NEW ORLEANS
Nebraska State Employees Credit Union
Ocnac 1 Federal Credit Union
Independence Teachers Credit Union
Sun East Federal Credit Union
Onomea Federal Credit Union
Taylor Credit Union
Arkansas Federal Credit Union
Sunflower Community Federal Credit Union
Wellness Federal Credit Union
Financial Plus Credit Union Flint, MI
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
