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Bond Community Federal Credit Union Rates & Review April 2026

Bond Community Federal Credit Union's savings rates are at 0.50%. Bond Community Federal Credit Union's Personal Loan Rates are at 13.00%. MonitorBankRates evaluates the financial stability of Bond Community Federal Credit Union with a 4.3 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 23.01%. Rates were last updated on 04/18/2026.

Bond Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bond Community Federal Credit Union? Share your experience about Bond Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Bond Community Federal Credit Union.

Overall Health & Safety Grade ?
B-
Adequate Health Score: 82/100
MonitorBankRates Rating ?
4.3
Excellent Out of 5.0 Stars
Texas Ratio ?
23.01%
Good Higher than avg
Bond Community Federal Credit Union
BOND Community FCU
433 Moreland Ave NE
Atlanta, GA 30307 1562
https://www.bondcu.com
Member NCUA

Bond Community Federal Credit Union Savings Rates

Product Rate APY View More
Regular Savings - 0.50%
Min Balance $50
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
Youth Savings - 0.50%
Min Balance $25
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%

Bond Community Federal Credit Union Checking Rates

Product Rate APY View More
Share Draft / Checking - Dividends - 0.75%
Min Balance $50,000
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
Share Draft / Checking - Dividends - 0.50%
Min Balance $25,000
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
Share Draft / Checking - Dividends - 0.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%

Bond Community Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOCs - - 6.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
Home Equity Line of Credit (HELOC) 1st Position - - 6.49%
Details Adj.
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
Home Equity Line of Credit (HELOC) 2nd Position - - 6.99%
Details Adj.
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%

Bond Community Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Used auto loans - - 5.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%

Bond Community Federal Credit Union Credit Card Rates

Product Rate APR View More
Gold VISA with Rewards - 9.90%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
VISA Credit Cards - 9.90%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%
Classic VISA with Rewards - 12.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%

Bond Community Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 13.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
4.3
Star Rating
B-
Health Grade
Texas Ratio: 23.01%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Bond Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Bond Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Bond Community Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Bond Community Federal Credit Union
Address 433 Moreland Ave NE, Atlanta, GA 30307 1562
Phone 404-525-0619
Fax 404-577-8529
President William Carmichael
CEO Craig McDonald
Full-Time Employees 11
Part-Time Employees 2
Branch Locations 2
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.3 / 5.0 ★
Overall Health & Safety Grade
B- (82/100)
Texas Ratio
23.01%
Return on Assets (ROA)
0.5990%
Return on Equity (ROE)
5.0905%
Non-Performing Loans Ratio (NPL)
3.34%
Total Assets
45,056,238
Total Amount of Shares and Deposits
39,821,621
Total Shares and Deposits < 1 Year
39,741,405
Total Shares and Deposits 1 3 Years
60,259
Total Shares and Deposits > 3 Years
19,957
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,231,260
Total Uninsured Shares and Deposits > $250K (F+J)
1,231,260
Total Insured Shares and Deposits > $250K (item 17 less item K)
38,590,361
Total Interest Expense (Sum of items 6 8)
119,279
Share Certificates
75
Number of Accounts for Share Drafts
2,219
IRA KEOGH Accounts
123
Number of Accounts for Regular Shares
4,037
All other shares
367
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,122,495
Total Liabilities
39,916,359
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Bond Community Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Bond Community Federal Credit Union

Is Bond Community Federal Credit Union a safe place to deposit money?

Yes, Bond Community Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 23.013428506703%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Bond Community Federal Credit Union operate?

Bond Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Bond Community Federal Credit Union?

Yes, to access services at Bond Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Bond Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Bond Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Bond Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Bond Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bondcu.com.

Current Bond Community Federal Credit Union Rates

  • Savings0.50%
Retrieved from our database of financial products. Rates subject to change.