MonitorBankRates
Quick Poll The Fed raised rates 0.25% on Sept. 16. Will you move money into a higher-yield account?
  1. Home
  2. Banks
  3. Security State Bank Basin, WY
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Security State Bank Basin, WY Rates & Review September 2026

Security State Bank Basin, WY's 6-Months 6-Month CD rates are at 3.14%, 12-Months 12-Month CD rates are at 3.09%, 18-Month CD rates are at 3.04%, 24-Months 24-Month CD rates are at 2.78%, 36-Month CD rates are at 2.78%. Security State Bank Basin, WY's savings rates are at 0.15%. Security State Bank Basin, WY's money market rates are at 0.50%. MonitorBankRates evaluates the financial stability of Security State Bank Basin, WY with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.49%. Rates last updated and verified on 09/20/2026.

Security State Bank Basin, WY money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security State Bank Basin, WY? Share your experience about Security State Bank Basin, WY by leaving a review below, or read customer reviews before you decide to use Security State Bank Basin, WY.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.49%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Security State Bank
201 S 4th St
Basin, WY 82410
https://www.ssbwyo.bank
Member FDIC

Security State Bank Basin, WY CD Rates

Product Rate APY Term View More
6 Month CD 3.10% 3.14% 6 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
12 Month CD 3.05% 3.09% 12 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
18 Month CD 3.00% 3.04% 18 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
24 Month CD 2.75% 2.78% 24 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
36 Month CD 2.75% 2.78% 36 Month
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
18 Month CD 2.60% 2.63% 18 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
36 Month CD 2.55% 2.58% 36 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
48 Month CD 2.50% 2.53% 48 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
60 Month CD 2.40% 2.43% 60 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
3 Month CD 1.85% 1.86% 3 months
Min Deposit $1,000
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%

Security State Bank Basin, WY Savings Rates

Product Rate APY View More
Christmas Savings 2.50% 2.50%
Min Deposit $50
Min Balance $20
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Minor Savings 0.60% 0.60%
Min Deposit $50
Min Balance $20
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Savings (Consumer & Business) 0.60% 0.60%
Min Deposit $50
Min Balance $20
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Health Savings 0.20% 0.20%
Min Deposit $10,000
Min Balance $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Health Savings 0.15% 0.15%
Min Deposit $100
Min Balance $2,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%

Security State Bank Basin, WY Money Market Rates

Product Rate APY View More
Money Market (Consumer & Business) 0.85% 0.85%
Min Deposit $10,000
Min Balance $10,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Money Market (Consumer & Business) 0.50% 0.50%
Min Deposit $2,000
Min Balance $2,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%

Security State Bank Basin, WY Checking Rates

Product Rate APY View More
Business Checking 0.01% 0.01%
Min Deposit $100
Min Balance $1,000
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Personal Checking 0.01% 0.01%
Min Deposit $50
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%
Senior Checking 0.01% 0.01%
Min Deposit $50
Min Balance $500
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%

Security State Bank Basin, WY Other Rates

Product Rate Points APY/APR Term View More
Passbook 0.80% - 0.80%
Min Deposit $100
Min Balance $100
Last Updated 09/20/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.49%

Financial Health History

Security State Bank Basin, WY’s Texas Ratio stayed near 1.64% in Q3 2023 to 1.49% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 3.4 to 5.0 and its Health Grade from B- to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.1% 3.0★ 1.7% 4.0★ 2.2% 5.0★ Healthy zone – entire history below the 15% limit 1.64% B- Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.49% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$449M1.49%5.0A+
March 31, 2026$431M1.49%5.0A+
December 31, 2025$444M0.64%5.0A+
September 30, 2025$447M0.77%5.0A+
June 30, 2025$431M0.62%5.0A+
March 31, 2025$442M0.06%5.0A+
December 31, 2024$433M0.00%5.0A+
September 30, 2024$443M0.00%5.0A+
June 30, 2024$438M0.19%4.8A+
March 31, 2024$445M0.00%4.7A+
December 31, 2023$460M0.76%4.7A
September 30, 2023$425M1.64%3.4B-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security State Bank Basin, WY is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security State Bank Basin, WY rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security State Bank Basin, WY's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security State Bank Basin, WY
Bank Holding Company FINANCIAL SECURITY CORP
Address 201 S 4th St, Basin, WY 82410  ·  Big Horn
FDIC Certificate # 12592
Established 19290601
FDIC Insurance Date 19340101
Domestic Offices 5
Total Branches 5
Regulator FED
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.49%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5556%
Return on Equity (ROE) 6.4300%
Non-Performing Loans (NPL) 0.13%
Total Assets $449,139,000
Total Deposits $380,052,000
Equity Capital $38,604,000
Net Income $1,226,000
Headquarters Basin
Total Branches and Offices 5
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Security State Bank Basin, WY earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/security-state-bank-basin-wy-rates-review-12592">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Security State Bank Basin, WY yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Security State Bank Basin, WY
Your Name:
Your Rating:

Frequently Asked Questions About Security State Bank Basin, WY

How many branches does Security State Bank Basin, WY operate?

Security State Bank Basin, WY currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security State Bank Basin, WY does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security State Bank Basin, WY provides members with tools to manage their accounts and build a solid financial history.

Does Security State Bank Basin, WY offer online and mobile banking?

Most modern institutions like Security State Bank Basin, WY provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssbwyo.bank.

Current Security State Bank Basin, WY Rates

  • 12-Month CD3.09%
  • 18-Month CD2.63%
  • 24-Month CD2.78%
  • 36-Month CD2.58%
  • 48-Month CD2.53%
  • 60-Month CD2.43%
  • Savings0.15%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.