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Cornerstone Bank Moorestown, NJ Rates & Review March 2026

Cornerstone Bank Moorestown, NJ's 10-Month Certificate of Deposit rates are at 2.50%, 11-Month Certificate of Deposit rates are at 2.50%, 12-Month Certificate of Deposit rates are at 2.50%, 18-Month Certificate of Deposit rates are at 2.50%, 24-Month Certificate of Deposit rates are at 2.50%. Cornerstone Bank Moorestown, NJ's savings rates are at 0.02%. Cornerstone Bank Moorestown, NJ's money market rates are at 0.03%. MonitorBankRates evaluates the financial stability of Cornerstone Bank Moorestown, NJ with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.58%. Rates were last updated on 03/24/2026.

Cornerstone Bank Moorestown, NJ money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cornerstone Bank Moorestown, NJ? Share your experience about Cornerstone Bank Moorestown, NJ by leaving a review below, or read customer reviews before you decide to use Cornerstone Bank Moorestown, NJ.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.58%
Excellent Lower than avg
Cornerstone Bank Moorestown, NJ
253 W Main St
Moorestown, NJ 08057
https://www.cornerstonebanknj.com
Member FDIC

Cornerstone Bank Moorestown, NJ CD Rates

Product Rate APY Term View More
10 Month Certificate of Deposit 2.47% 2.50% 10
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
11 Month Certificate of Deposit 2.47% 2.50% 11
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
12 Month Certificate of Deposit 2.47% 2.50% 12
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
18 Month Certificate of Deposit 2.47% 2.50% 18
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
24 Month Certificate of Deposit 2.47% 2.50% 24
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
3 Month Certificate of Deposit 2.47% 2.50% 3
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
36 Month Certificate of Deposit 2.47% 2.50% 36
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
4 Month Certificate of Deposit 2.47% 2.50% 4
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
48 Month Certificate of Deposit 2.47% 2.50% 48
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
5 Month Certificate of Deposit 2.47% 2.50% 5
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
6 Month Certificate of Deposit 2.47% 2.50% 6
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
60 Month Certificate of Deposit 2.47% 2.50% 60
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
7 Month Certificate of Deposit 2.47% 2.50% 7
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
8 Month Certificate of Deposit 2.47% 2.50% 8
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
9 Month Certificate of Deposit 2.47% 2.50% 9
Min Deposit $500
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Cornerstone Bank Moorestown, NJ Savings Rates

Product Rate APY View More
Princeton Savings 0.30% 0.30%
Min Deposit $5,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Wise Business Savings 0.10% 0.10%
Min Deposit $1,000
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
IRA Savings 0.05% 0.05%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Wise Business Savings 0.05% 0.05%
Min Deposit $1,000
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Wise Savings 0.05% 0.05%
Min Deposit $50
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Wise Business Savings 0.03% 0.03%
Min Deposit $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Wise Savings 0.03% 0.03%
Min Deposit $50
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Landlord/Tenant Savings 0.02% 0.02%
Min Deposit $0
Min Balance $0
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Cornerstone Bank Moorestown, NJ Money Market Rates

Product Rate APY View More
Premier Money Market 2.96% 3.00%
Min Balance $50,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Princeton Money Market 0.30% 0.30%
Min Deposit $5,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Priority Money Market 0.07% 0.07%
Min Deposit $50
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Money Market 0.05% 0.05%
Min Deposit $1,000
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Premier Money Market 0.05% 0.05%
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Priority Money Market 0.05% 0.05%
Min Deposit $50
Min Balance $25,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Business Money Market 0.03% 0.03%
Min Deposit $1,000
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Priority Money Market 0.03% 0.03%
Min Deposit $50
Min Balance $2,500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Cornerstone Bank Moorestown, NJ Checking Rates

Product Rate APY View More
Premier Business Checking 0.03% 0.03%
Min Deposit $100
Min Balance $250,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Classic Checking 0.02% 0.02%
Min Deposit $50
Min Balance $500
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Premier Business Checking 0.02% 0.02%
Min Deposit $100
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Premier Checking 0.02% 0.02%
Min Deposit $50
Min Balance $1,000
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Cornerstone Bank Moorestown, NJ Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan 1st Lien 6.00% - 6.07% 5 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 1st Lien 6.25% - 6.29% 10 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 2nd Lien 6.25% - 6.32% 5 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 1st Lien 6.50% - 6.53% 15 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 2nd Lien 6.50% - 6.54% 10 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Line (Standard) 5 Year Draw Period 15 Year Repayment Period 6.75% - 6.75%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 1st Lien 6.75% - 6.77% 20 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 2nd Lien 6.75% - 6.78% 15 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Loan 2nd Lien 7.00% - 7.02% 20 Years
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%
Home Equity Line (Standard) 5 Year Draw Period 15 Year Repayment Period 7.25% - 7.25%
No additional details.
Last Updated 03/24/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.58%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Cornerstone Bank Moorestown, NJ is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Cornerstone Bank Moorestown, NJ rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Cornerstone Bank Moorestown, NJ's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Cornerstone Bank Moorestown, NJ
Bank Holding Company CORNERSTONE FINANCIAL CORP
Address 253 W Main St, Moorestown, NJ 08057  ·  Burlington
FDIC Certificate # 35286
Established 10/04/1999
FDIC Insurance Date 10/04/1999
Domestic Offices 7
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.58%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0298%
Return on Equity (ROE) 0.3300%
Non-Performing Loans (NPL) 0.13%
Total Assets $322,721,000
Total Deposits $290,699,000
Equity Capital $27,537,000
Net Income $26,000
Headquarters Moorestown
Total Offices 7
Source: FDIC  |  Last Updated 06/30/2024

Customer Reviews

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Frequently Asked Questions About Cornerstone Bank Moorestown, NJ

Is Cornerstone Bank Moorestown, NJ a safe place to deposit money?

Yes, Cornerstone Bank Moorestown, NJ is considered a safe financial institution. With a Texas Ratio of 1.5786165847166%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Cornerstone Bank Moorestown, NJ operate?

Cornerstone Bank Moorestown, NJ currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Cornerstone Bank Moorestown, NJ does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Cornerstone Bank Moorestown, NJ provides members with tools to manage their accounts and build a solid financial history.

Does Cornerstone Bank Moorestown, NJ offer online and mobile banking?

Most modern institutions like Cornerstone Bank Moorestown, NJ provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cornerstonebanknj.com.

Current Cornerstone Bank Moorestown, NJ Rates

  • 12-Month CD2.50%
  • 18-Month CD2.50%
  • 24-Month CD2.50%
  • 36-Month CD2.50%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.02%
  • MMA0.03%
Retrieved from our database of financial products. Rates subject to change.