What are the current interest rates at Citymark Federal Credit Union?

Current rates for Citymark Federal Credit Union include: 12-Month CD: 3.00%, 18-Month CD: 3.00%, 24-Month CD: 2.50%, 60-Month CD: 2.01%, Savings: 0.15%, MMA: 3.00%

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Citymark Federal Credit Union

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Citymark Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citymark Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

Citymark Federal Credit Union's top rates as of October 9, 2026 are 4.00% APY on its 5-Month Promo CD, 0.15% APY on savings, 3.00% APY on money market accounts, 5.00% APY on checking, personal loans from 8.99% APR, and credit cards from 10.99% APR, according to rates verified by MonitorBankRates. Other Citymark Federal Credit Union CD rates include 6-Month Promo at 4.00%, 8-Month Promo at 3.90%, and 12 Month CD at 3.00%. MonitorBankRates evaluates the financial stability of Citymark Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.31%. Rates last updated and verified on 10/09/2026.

Citymark Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Citymark Federal Credit Union? Share your experience about Citymark Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Citymark Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.31%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Citymark Federal Credit Union
Main Office

225 S River St
Plains, PA 18705

https://www.citymark.org

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Citymark Federal Credit Union CD Rates

Product	Rate	APY	Term
5-Month Promo	3.96%	4.00%	5 months
Min Deposit $500 Details New money only Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
6-Month Promo	3.96%	4.00%	6 months
Min Deposit $500 Details New money only Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.00% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
8-Month Promo	3.85%	3.90%	8 months
Min Deposit $500 Details New money only Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
12 Month Certificate	2.96%	3.00%	12 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
18 Month Certificate	2.96%	3.00%	18 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
24 Month Certificate	2.48%	2.50%	24 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
36 Month Certificate	2.23%	2.25%	36 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
60 Month Certificate	2.00%	2.01%	60 months
Min Deposit $500 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.01% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Savings Rates

Product	Rate	APY
Share Savings	0.15%	0.15%
Min Deposit $5 Min Balance $100,001 Details Balance: $100,001 and up Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Holiday Club	0.10%	0.10%
Min Deposit $0 Min Balance $0 Details Balance: $0 and up Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Share Savings	0.10%	0.10%
Min Deposit $5 Min Balance $50,001 Details Balance: $50,001 - $100,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Share Savings	0.075%	0.075%
Min Deposit $5 Min Balance $5 Details Balance: $5 - $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.08% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	3.00%	3.00%
Min Deposit $0 Min Balance $250,001 Details Balance: $250,001 and up Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market	2.50%	2.50%
Min Deposit $0 Min Balance $10,000 Details Balance: $100,00 - $250,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market	1.75%	1.75%
Min Deposit $0 Min Balance $50,001 Details Balance: $50,001 - $100,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Money Market	1.25%	1.25%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $50,000 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Checking Rates

Product	Rate	APY
Reward Checking	5.00%	5.00%
Min Deposit $0 Min Balance $0 Details Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0 - $5,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Reward Checking	5.00%	5.00%
Min Deposit $0 Min Balance $5,001 Details Qualifications Required: Qualifications Required; 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $5,001 - $10,000 Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 5.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity	-	-	5.99%	60 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 5.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Home Equity	-	-	6.49%	120 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.49% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Home Equity	-	-	6.99%	180 Months
Details As Low As; * Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.99% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
HELOC	-	-	7.00%	Up to 180 Months
Details As Low As; * Rates are variable and subject to change. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 17, 20267.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loans	-	-	3.99%	36 Months
Details Rates are stated as low as best rate available for 36 Months. Rate will be determined and will increase based on term, score, and LTV. Loans without direct deposit or auto transfer from a Citymark FCU account add 0.25% onto your rate. Last Updated 10/09/2026 Rate History No change since Oct 9, 2026 · 3.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Used Car Loan	-	-	3.99%	Up to 96 months
Details Terms depend on the age of the vehicle and the amount borrowed. (based on credit score). Up to 125% of the NADA value. Loans without direct deposit or auto transfer from a Citymark FCU account add 0.25% onto your rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles (Registered) - New Loan	-	4.24%	Up to 96 months
Details As low as 4.24%* (based on credit score); Loan Amount: Up to 100% of the NADA value. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Motorcycles (Registered) - Used Loan	-	4.24%	Up to 84 months
Details As low as 4.24%* (based on credit score); Loan Amount: Up to 100% of the NADA value. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 4.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
ATVs/ Snowmobiles Loan	-	4.49%	Up to 120 months
Details Term: New: Up to 120 months. Used: Up to 84 months; As low as 4.49%* (based on credit score); Up to 100% of the NADA value. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
RVs/ Boats Loan	-	4.49%	Up to 180 months
Details Term: New: Up to 180 months Used: Up to 120 months; As low as 4.49%* (based on credit score); Up to 100% of the NADA value including tax, tags, warranties, and GAP Insurance. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
Credit Cards	-	10.99%
Details As Low As Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loan	8.99%	up to 72 Months
Details Rates as low as 8.99%; depends on credit score. Borrow up to $2,500; amount depends on credit score. 1.5% discount on consolidating debit into a low rate loan. Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 8.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Citymark Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Golden Oldies Loan	-	-	4.99%	Up to 84 months
Details Longer terms may be available based on the value and price of the vehicle. (based on credit score). Up to 125% NADA value. Loans without direct deposit or auto transfer from a Citymark FCU account add 0.25% onto your rate. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 4.99% APR · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Revolving Loan	-	-	10.99%	Revolving
Details As low as Last Updated 10/09/2026 Rate History No change since Oct 5, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Escrow	0.10%	-	0.10%
Min Deposit $0 Min Balance $0 Details Balance: $0 and up Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
IRA (Roth And Traditional)	0.40%	-	0.40%
Min Balance $0 Details Balance: $0 - $50,000 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 0.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
IRA (Roth And Traditional)	0.45%	-	0.45%
Min Balance $50,001 Details Balance: $50,001 - $100,000 Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 0.45% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
IRA (Roth And Traditional)	0.50%	-	0.50%
Min Balance $100,001 Details Balance: $100,001 and up Last Updated 10/09/2026 Rate History No change since Sep 21, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%
Vacation, Travel	0.10%	-	0.10%
Min Deposit $0 Min Balance $0 Details Balance: $0 and up Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.31%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Citymark Federal Credit Union’s Texas Ratio fell from 4.99% in Q3 2023 to 3.31% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$152M	3.31%	5.0	A+
March 31, 2026	$148M	4.07%	5.0	A+
December 31, 2025	$144M	3.75%	5.0	A+
September 30, 2025	$138M	1.77%	5.0	A+
June 30, 2025	$138M	1.68%	5.0	A+
March 31, 2025	$135M	2.81%	5.0	A+
December 31, 2024	$114M	2.36%	5.0	A+
September 30, 2024	$115M	4.56%	5.0	A+
June 30, 2024	$111M	4.28%	5.0	A+
March 31, 2024	$110M	5.55%	5.0	A+
December 31, 2023	$109M	4.41%	5.0	A+
September 30, 2023	$110M	4.99%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Citymark Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Citymark Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Citymark Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Citymark Federal Credit Union

Website https://www.citymark.org

Address 225 S River St, Plains, PA 18705

Phone 570-826-8244

Fax

President Richard Muessig

CEO Joseph Gimble

Full-Time Employees 22

Part-Time Employees 3

Branch Locations 6

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.31%

Return on Assets (ROA)

0.7835%

Return on Equity (ROE)

4.8270%

Non-Performing Loans Ratio (NPL)

0.88%

Total Assets

152,213,623

Total Amount of Shares and Deposits

127,481,081

Total Shares and Deposits < 1 Year

126,370,319

Total Shares and Deposits 1 3 Years

937,045

Total Shares and Deposits > 3 Years

173,715

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

15,326,981

Total Uninsured Shares and Deposits > $250K (F+J)

15,326,981

Total Insured Shares and Deposits > $250K (item 17 less item K)

112,154,100

Total Interest Expense (Sum of items 6 8)

871,725

Share Certificates

1,765

Number of Accounts for Share Drafts

5,572

IRA KEOGH Accounts

217

Number of Accounts for Regular Shares

11,258

All other shares

1,157

Non Member Deposits

Money Market Shares

129

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

30,769,640

Total Liabilities

127,506,284

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Citymark Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Citymark Federal Credit Union

How many branches does Citymark Federal Credit Union operate?

Citymark Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Citymark Federal Credit Union?

Yes, to access services at Citymark Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Citymark Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Citymark Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Citymark Federal Credit Union offer online and mobile banking?

Most modern institutions like Citymark Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.citymark.org.