|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Aspire Community Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 28, 2026
Aspire Community Federal Credit Union's Grow With Me CD - 12 Month rates are at 4.35%, CD 12 Month rates are at 4.35%, Grow With Me CD - 24 Month rates are at 4.05%, CD 24 Month rates are at 4.05%, CD 36 Month rates are at 4.05%. Aspire Community Federal Credit Union's savings rates are at 0.50%. Aspire Community Federal Credit Union's Auto Loan Rates are as low as 4.75%. Aspire Community Federal Credit Union's top CD rate of 4.35% APY on a 12 month CD is 44% higher than the MonitorBankRates national average for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Aspire Community Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates last updated and verified on 10/28/2026. Aspire Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Aspire Community Federal Credit Union? Share your experience about Aspire Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Aspire Community Federal Credit Union. Aspire Community Federal Credit Union
MAIN OFFICE 1430 S BROADWAY
https://aspire.creditunion/ MINOT, ND 58701-5933  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Aspire Community Federal Credit Union CD Rates
Aspire Community Federal Credit Union Savings Rates
Aspire Community Federal Credit Union Checking Rates
Aspire Community Federal Credit Union Auto Loan Rates
Aspire Community Federal Credit Union RV, Boat and Powersport Loan Rates
Aspire Community Federal Credit Union Other Rates
Financial Health HistoryAspire Community Federal Credit Union’s Texas Ratio fell from 2.92% in Q3 2023 to 2.12% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Aspire Community Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Aspire Community Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Aspire Community Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Aspire Community Federal Credit Union
Website
https://aspire.creditunion/
Address
1430 S BROADWAY,
MINOT, ND 58701-5933
Phone
701-837-5353
Fax
701-837-5393
President
Jason Rohrer
CEO
Kevin Vigested
Full-Time Employees
21
Part-Time Employees
1
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.12%
Return on Assets (ROA)
0.7873%
Return on Equity (ROE)
5.0485%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
181,576,024
Total Amount of Shares and Deposits
154,878,530
Total Shares and Deposits < 1 Year
147,176,597
Total Shares and Deposits 1 3 Years
6,254,018
Total Shares and Deposits > 3 Years
1,447,913
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
16,752,765
Total Uninsured Shares and Deposits > $250K (F+J)
16,752,765
Total Insured Shares and Deposits > $250K (item 17 less item K)
138,125,765
Total Interest Expense (Sum of items 6 8)
1,214,898
Share Certificates
1,408
Number of Accounts for Share Drafts
4,122
IRA KEOGH Accounts
414
Number of Accounts for Regular Shares
6,680
All other shares
917
Money Market Shares
737
Net Income (unless the amount is already included in Undivided Earnings)
1,429,509
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,854,491
Total Liabilities
153,669,218
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Aspire Community Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Aspire Community Federal Credit Union
Frequently Asked Questions About Aspire Community Federal Credit UnionDoes Aspire Community Federal Credit Union offer CDs?Yes. Aspire Community Federal Credit Union current CD rates include its Grow With Me CD - 12 Month at 4.35% APY, its CD 12 Month at 4.35% APY and its Grow With Me CD - 24 Month at 4.05% APY, verified by MonitorBankRates as of October 28, 2026. Are CDs from Aspire Community Federal Credit Union NCUA insured?Yes. Aspire Community Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Aspire Community Federal Credit Union?The highest Aspire Community Federal Credit Union CD rate is its Grow With Me CD - 12 Month at 4.35% APY, verified by MonitorBankRates as of October 28, 2026. What CD terms does Aspire Community Federal Credit Union offer?Aspire Community Federal Credit Union CD rates are 4.35% APY for a 12 month CD, 4.05% APY for a 2 year CD, 4.05% APY for a 3 year CD and 4.05% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Aspire Community Federal Credit Union for its full lineup. What is the highest savings rate at Aspire Community Federal Credit Union?The highest Aspire Community Federal Credit Union savings rate is its IRA/ESA Daily Savings at 0.50% APY, verified by MonitorBankRates as of October 28, 2026. What is the lowest auto loan rate at Aspire Community Federal Credit Union?The lowest Aspire Community Federal Credit Union auto loan rate is its New Auto Loan at 4.75% APR, verified by MonitorBankRates as of October 28, 2026. How many branches does Aspire Community Federal Credit Union operate?Aspire Community Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Aspire Community Federal Credit Union?Yes, to access services at Aspire Community Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Aspire Community Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Aspire Community Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Aspire Community Federal Credit Union offer online and mobile banking?Most modern institutions like Aspire Community Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://aspire.creditunion/. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Aspire Community Federal Credit Union rates compare?Aspire Community Federal Credit Union's top CD rate of 4.35% APY on a 12 month CD is 44% higher than the MonitorBankRates national average for that term, and it has an A+ health rating. Aspire Community Federal Credit Union's top rates are its Grow With Me CD - 12 Month at 4.35% APY, its IRA/ESA Daily Savings at 0.50% APY and its New Auto Loan at 4.75% APR, verified by MonitorBankRates on October 28, 2026. Current Aspire Community Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Golden Rule Community Credit Union
InRoads Federal Credit Union
James Ward Jr Federal Credit Union
Denocos Federal Credit Union
Sea Air Federal Credit Union
Kone Employees Credit Union
Rize Federal Credit Union
Maun Federal Credit Union
Southern Federal Credit Union
Community Healthcare Credit Union
Central Jersey Federal Credit Union
MilWay Federal Credit Union
TRI CITIES Community Credit Union
Kelly Community Federal Credit Union
Oklahoma Educators Credit Union
Geismar Complex Credit Union
Canals And Trails Credit Union
Reed Credit Union
Brazos Community Credit Union
H.E.A. Federal Credit Union
UPS Employees Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
