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Commercial National Bank of Texarkana

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Commercial National Bank of Texarkana Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commercial National Bank of Texarkana provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Commercial National Bank of Texarkana rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Commercial National Bank of Texarkana, and you can see how they compare in the Commercial National Bank of Texarkana rate tables below. MonitorBankRates evaluates the financial stability of Commercial National Bank of Texarkana with a 4.4 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 2.85%. Database rates last updated and verified on 08/30/2026.

Commercial National Bank of Texarkana money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Commercial National Bank of Texarkana? Share your experience about Commercial National Bank of Texarkana by leaving a review below, or read customer reviews before you decide to use Commercial National Bank of Texarkana.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

4.4

Excellent Out of 5.0 Stars

Texas Ratio

2.85%

Excellent Lower than avg

Commercial National Bank of Texarkana

5515 Summerhill Rd
Texarkana, TX 75503

https://www.cnbtxk.com

Current Rate Availability

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Commercial National Bank of Texarkana is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Commercial National Bank of Texarkana rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Commercial National Bank of Texarkana's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Commercial National Bank of Texarkana

Bank Holding Company COMMERCIAL BANCSHARES INC

Address 5515 Summerhill Rd, Texarkana, TX 75503 · Bowie

Website https://www.cnbtxk.com

FDIC Certificate # 19024

Established 02/05/1964

FDIC Insurance Date 02/05/1964

Domestic Offices 6

Total Branches 6

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-

Overall Health Grade Score: 92/100

4.4

Excellent Out of 5.0 Stars

2.85%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.6213%

Return on Equity (ROE) 36.3700%

Non-Performing Loans (NPL) 0.11%

Total Assets $328,441,000

Total Deposits $306,110,000

Equity Capital $20,925,000

Net Income $6,031,000

Headquarters Texarkana

Total Branches and Offices 6

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Commercial National Bank of Texarkana

How many branches does Commercial National Bank of Texarkana operate?

Commercial National Bank of Texarkana currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Commercial National Bank of Texarkana does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Commercial National Bank of Texarkana provides members with tools to manage their accounts and build a solid financial history.

Does Commercial National Bank of Texarkana offer online and mobile banking?

Most modern institutions like Commercial National Bank of Texarkana provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.cnbtxk.com.