First National B&T Co. Clinton, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Today's 12-month CD rates can be found at 0.12%, 6-month CD rates at 2.00% and 3-month CD rates at 0.40%. Current savings rates are at 0.10% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 17.20%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. First National B&T Co. Clinton, IL's savings rates are at 0.02%. First National B&T Co. Clinton, IL's money market rates are at 0.03%.
To see how these rates compare to First National B&T Co. Clinton, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National B&T Co. Clinton, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National B&T Co. Clinton, IL CD rates. You can also compare First National B&T Co. Clinton, IL savings rates, MMA rates and mortgage rates using our other rate lists. First National B&T Co. Clinton, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National B&T Co. Clinton, IL? Share your experience about First National B&T Co. Clinton, IL by leaving a review below, or read customer reviews before you decide to use First National B&T Co. Clinton, IL. First National B&T Co. Clinton, IL Texas Ratio First National B&T Co. Clinton, IL's Texas Ratio is at 3.02%, which is considered excellent. The Texas Ratio for First National B&T Co. Clinton, IL is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First National B&T Co. Clinton, IL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
First National B&T Co. Clinton, IL CD Rates and Interest Rates
First National B&T Co. Clinton, IL
Money Market
0.03%
$2,500
First National B&T Co. Clinton, IL
Savings
0.02%
$100
First National B&T Co. Clinton, IL
Checking
0.01%
$1,000
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare First National B&T Co. Clinton, IL Rates with Other Competitive Bank and Credit Union Rates
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Legacy Checking
6.00%
$25
Live Oak Bank
12-Month CD
4.30%
$2,500
Raymond James Bank
18-Month CD
4.25%
$1,000
Exchange Bank of Alabama
12-Month CD
4.09%
$1,000
First Federal S&L Newark, OH
12-Month CD
4.00%
$500
Show More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates March 20, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. First National B&T Co. Clinton, IL InformationFirst National B&T Co. Clinton, IL
2 Kelli CtClinton, IL 61727 De Witt Established Date: 06/01/1872 FDIC Certificate #: 3639 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: TREYNOR BANCSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.firstnbtc.com
Is First National B&T Co. Clinton, IL FDIC Insured? Yes
What is First National B&T Co. Clinton, IL's Cert number? 3639
What is the maximum amount for insured deposits? $250,000 per holder, per account
First National B&T Co. Clinton, IL FinancialsTotal Assets:
$397,361,000
Total Deposits:
$377,195,000
Equity Capital:
$14,350,000
Domestic Deposits:
$377,195,000
Net Income:
$249,000
Return on Assets:
-1.0012%
Quarterly Return on Assets:
0.2500%
Pretax Return on Assets:
0.2054%
Pretax Quarterly Return on Assets:
0.2100%
Return on Equity:
-27.7600%
Quarterly Return on Equity:
7.2600%
Common Equity Tier 1 Capital Ratio:
13.4808%
Tier 1 Risk-Based Capital Ratio:
13.4808%
Leverage Tier 1 (Core Capital) Ratio:
7.3859%
Total Risk-Based Capital Ratio (YTD):
13.8641%
Total Interest Income (YTD):
3.5571%
Headquarters:
Clinton
FDIC Field Office:
Champaign
Regulator:
OCC
County:
De Witt
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsAverage 30 year mortgage rates posted a small decline this past week after moving higher for all of 2018. Week over week, average 30 year mortgage rates declined to 4.55 percent, down 3 basis points from the prior week's average 30 year rate of 4.58 percent. Overall, 30 year mortgage rates are about 50 basis points higher since the start of 2018.
 Mortgage rates are mostly higher today. Current mortgage rates on 30 year mortgage loans are averaging averaging 4.00%, an increase from yesterday's average 30 year mortgage rate of 3.90%. Mortgage rates on 15 year home loans are averaging 3.30%, an increase from yesterday's average 15 year mortgage rate of 3.24%.
Mortgage rates on 30 year conventional home loans hit a new low for 2014. Average 30 year mortgage rates are currently at 4.18 percent, a decline from last week's average 30 year mortgage rate of 4.22 percent. Mortgage rates are lower this year because long term bond rates have fallen. 10 year bond yields were just over 3.00 percent in early January and are now at 2.50 percent.
Bank or Credit Union Offers and DealsBest Online Savings Rates at 1.05 Percent, 10 Times the FDIC National Average Savings RatesHigher Savings Rates Might Be Here Sooner Than We Think Pinnacle Bank Mortgage Rates Mortgage Rates Hit All-Time Low: 30 Year Mortgage Rates at 4.15%, 15 Year Mortgage Rates at 3.36% Mortgage Rates Change Little 5/25: Today's 30 Year Mortgage Rates at 4.62% Mortgage Rates - Current Mortgage Rates Mixed in the Latest Mortgage Survey CapitalSource Bank Savings Rates and Money Market Accounts Fixed Mortgage Rates and Adjustable Mortgage Rates Increase: 30 Year Mortgage Rates Above 5.00% The Direction of CD Rates and Mortgage Rates in 2010 Will Be Higher E Trade Bank $25 Promotional Savings Account Offer Alternative Bank and Credit Union Offers to ExploreMortgage Rates Higher on Higher Treasury Yields: 30 Year Mortgage Rates at 4.55%Current Mortgage Rates Rise in Freddie Mac's PMMS Financing a New Car or Used Car Purchase EverBank Money Market Account 25K Rates now at 0.61% Business Insurance Basics Mortgage Rates: Home Mortgage Rates Mostly Higher This Week: 30 Year Mortgage Rates at 4.43% Mortgage Rates Decline Again This Week: 30-Year Mortgage at 6.13% Home Prices up 0.9% in Q3 Best Savings Account Rates Mortgage Rates Decline on Economic and Investor Uncertainty First National B&T Co. Clinton, IL ReviewsThere are no reviews for First National B&T Co. Clinton, IL yet. Feel free to create one below.
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