What are the current interest rates at 1st National Bank OH?

Current rates for 1st National Bank OH include: Savings: 6.00%

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1st National Bank OH

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1st National Bank OH Rates & Review April 2026

Q: How many branches does 1st National Bank OH operate?

1st National Bank OH currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, 1st National Bank OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, 1st National Bank OH provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

1st National Bank OH's savings rates are at 6.00%. MonitorBankRates evaluates the financial stability of 1st National Bank OH with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.28%. Rates were last updated on 04/17/2026.

1st National Bank OH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st National Bank OH? Share your experience about 1st National Bank OH by leaving a review below, or read customer reviews before you decide to use 1st National Bank OH.

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

9.28%

Excellent Higher than avg

1st National Bank OH

1000 E Main St
Lebanon, OH 45036

https://WWW.BANKWITH1ST.COM

1st National Bank OH Savings Rates

Product	Rate	APY	View More
Ohio Homebuyer Plus Savings Account	5.83%	6.00%
Min Deposit $500 Min Balance $500 Details APY = Annual Percentage Yield. Terms apply. Last Updated 04/17/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 9.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for 1st National Bank OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather 1st National Bank OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 1st National Bank OH's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name 1st National Bank OH

FDIC Certificate # 6646

Address 1000 E Main St, Lebanon, OH 45036 · Warren

Website https://WWW.BANKWITH1ST.COM

Established 01/01/1907

FDIC Insurance Date 01/01/1934

Domestic Offices 8

Total Branches 8

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 95/100

5.0

Exceptional Out of 5.0 Stars

9.28%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.1913%

Return on Equity (ROE) 3.1600%

Non-Performing Loans (NPL) 0.53%

Total Assets $265,411,000

Total Deposits $232,607,000

Equity Capital $22,892,000

Net Income $1,766,000

Headquarters Lebanon

Total Offices 8

Source: FDIC | Last Updated 12/31/2025

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Total Reviews

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Frequently Asked Questions About 1st National Bank OH

Is 1st National Bank OH a safe place to deposit money?

Yes, 1st National Bank OH is considered a safe financial institution. With a Texas Ratio of 9.284876905041%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does 1st National Bank OH operate?

1st National Bank OH currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, 1st National Bank OH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 1st National Bank OH provides members with tools to manage their accounts and build a solid financial history.

Does 1st National Bank OH offer online and mobile banking?

Most modern institutions like 1st National Bank OH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://WWW.BANKWITH1ST.COM.