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 Community National Bank Seneca, KS Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Community National Bank Seneca, KS's CD Special: Online Only - 12 mo. Term rates are at 3.80%. MonitorBankRates evaluates the financial stability of Community National Bank Seneca, KS with a 5.0 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 44.27%. Rates were last updated on 04/17/2026. Community National Bank Seneca, KS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community National Bank Seneca, KS? Share your experience about Community National Bank Seneca, KS by leaving a review below, or read customer reviews before you decide to use Community National Bank Seneca, KS. Community National Bank Seneca, KS
210 Main St
https://www.communitynationalbank.net Seneca, KS 66538 
Community National Bank Seneca, KS CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Community National Bank Seneca, KS is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Community National Bank Seneca, KS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community National Bank Seneca, KS's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Community National Bank Seneca, KS
Bank Holding Company
COMMUNITY BANCSHARES INC
Address
210 Main St,
Seneca, KS 66538 · Nemaha
FDIC Certificate #
25665
Established
10/04/1984
FDIC Insurance Date
10/04/1984
Domestic Offices
6
Total Branches
6
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsC+
Overall Health Grade
Score: 78/100
5.0
Exceptional
Out of 5.0 Stars
44.27%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4854%
Return on Equity (ROE)
37.8600%
Non-Performing Loans (NPL)
1.12%
Total Assets
$890,612,000
Total Deposits
$806,502,000
Equity Capital
$56,626,000
Net Income
$13,884,000
Headquarters
Seneca
Total Offices
6
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Community National Bank Seneca, KSIs Community National Bank Seneca, KS a safe place to deposit money?Yes, Community National Bank Seneca, KS is considered a safe financial institution. With a Texas Ratio of 44.270210409745%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Community National Bank Seneca, KS operate?Community National Bank Seneca, KS currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Community National Bank Seneca, KS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Community National Bank Seneca, KS provides members with tools to manage their accounts and build a solid financial history. Does Community National Bank Seneca, KS offer online and mobile banking?Most modern institutions like Community National Bank Seneca, KS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitynationalbank.net. Compare to Other Banks
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