Independent Bank Mckinney, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.14%, 6-month CD rates at 1.50% and 3-month CD rates at 0.10%. Current savings rates are at 4.00% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.55%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Independent Bank Mckinney, TX's 12-Month CD rates are at 3.30%, 60-Month CD rates are at 2.25%, 36-Month CD rates are at 2.25%, 24-Month CD rates are at 2.15%. Independent Bank Mckinney, TX's savings rates are at 1.00%. Independent Bank Mckinney, TX's money market rates are at 0.15%.

Independent Bank Mckinney, TX

To see how these rates compare to Independent Bank Mckinney, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independent Bank Mckinney, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independent Bank Mckinney, TX CD rates. You can also compare Independent Bank Mckinney, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Independent Bank Mckinney, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independent Bank Mckinney, TX? Share your experience about Independent Bank Mckinney, TX by leaving a review below, or read customer reviews before you decide to use Independent Bank Mckinney, TX.

Independent Bank Mckinney, TX Texas Ratio

Independent Bank Mckinney, TX's Texas Ratio is at 3.80%, which is considered excellent. The Texas Ratio for Independent Bank Mckinney, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independent Bank Mckinney, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.30%
18-Month CD
N/A
24-Month CD
2.15%
36-Month CD
2.25%
48-Month CD
N/A
60-Month CD
2.25%
Savings
1.00%
MMA
0.15%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Independent Bank Mckinney, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
12-Month CD
3.30%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
60-Month CD
2.25%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
36-Month CD
2.25%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
2.15%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Checking
0.50%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Business Money Market
0.15%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
0.15%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Independent Bank Mckinney, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Finworth
Finworth
6-Month CD
4.50%
$50,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
9-Month CD
4.50%
$1,000
Finworth
Finworth
12-Month CD
4.46%
$50,000
Five Star Credit Union
Five Star Credit Union
12-Month CD
4.40%
$500
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
4.32%
$1,000
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
24-Month CD (Jumbo)
4.20%
$50,000
iGOBanking
iGOBanking
6-Month CD
4.00%
$1,000
Bank of Magnolia
Bank of Magnolia
12-Month CD
4.00%
$1,000
Texas Heritage National Bank
Texas Heritage National Bank
12-Month CD
3.92%
$1,000
Ponce Bank
Ponce Bank
6-Month CD
3.80%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
12-Month CD
3.80%
$25,000
Axiom Bank
Axiom Bank
24-Month CD
3.75%
$500
Quaint Oak Bank
Quaint Oak Bank
24-Month CD
3.75%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
24-Month CD
3.75%
$500
Bonanza Valley State Bank
Bonanza Valley State Bank
60-Month CD
3.40%
$500
Texas Heritage National Bank
Texas Heritage National Bank
24-Month CD
3.35%
$1,000
1st Community Credit Union
1st Community Credit Union
48-Month CD
3.35%
$1,000
Minster Bank
Minster Bank
17-Month CD
3.20%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
60-Month CD
3.12%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
60-Month CD (Jumbo)
3.10%
$100,000
Presidential Bank
Presidential Bank
24-Month CD
3.00%
$1,000
Mound City Bank
Mound City Bank
18-Month CD (Add-On)
2.34%
$500
Peoples Bank & Trust Co.
36-Month CD
2.22%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
Jones Bank
Jones Bank
48-Month CD
2.00%
$500
OAB One American Bank
OAB One American Bank
30-Month CD
1.96%
$500
Hilltop National Bank
Hilltop National Bank
48-Month CD
1.91%
$1,000
Northfield Savings Bank
Northfield Savings Bank
48-Month CD
1.85%
$1,000
First State Bank New London, WI
First State Bank New London, WI
12-Month CD
1.50%
$5,000
Forte Bank
Forte Bank
36-Month CD
1.46%
$1,000
First Bank Burkburnett, TX
First Bank Burkburnett, TX
18-Month CD
1.31%
$1,000
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
12-Month CD
1.26%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
24-Month CD
1.15%
$500
Beardstown Savings
Beardstown Savings
60-Month CD
1.06%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
3-Month CD
1.00%
$500
Versailles S&L Co.
Versailles S&L Co.
48-Month CD
0.85%
$1,000
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
Colonial Federal Savings Bank
Colonial Federal Savings Bank
36-Month CD
0.55%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
Savings
0.50%
$25
Bank of Magnolia
Bank of Magnolia
48-Month CD
0.50%
$1,000
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
6-Month CD
0.50%
$500
First FSB of Mascoutah
First FSB of Mascoutah
Platinum Checking
0.35%
$5,000
North Country Savings Bank
North Country Savings Bank
48-Month CD
0.25%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
12-Month CD
0.20%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
12-Month CD
0.20%
$1,000
Southwest National Bank
Southwest National Bank
Money Market
0.15%
$2,500
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Checking (Member Advantage)
0.10%
$0
America First Federal Credit Union
America First Federal Credit Union
Share Savings
0.05%
$1
5 Star Bank
5 Star Bank
Statement Savings
0.04%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Independent Bank Mckinney, TX Information

Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Collin
Established Date: 01/01/1913
FDIC Certificate #: 3076
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: INDEPENDENT BANK GROUP INC
How Many Domestic U.S. Offices? 100
How Many Branches are There? 101
Is Independent Bank Mckinney, TX FDIC Insured? Yes
What is Independent Bank Mckinney, TX's Cert number? 3076
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independent Bank Mckinney, TX Financials

Total Assets:
$18,866,990,000
Total Deposits:
$15,676,900,000
Equity Capital:
$2,718,754,000
Domestic Deposits:
$15,676,900,000
Net Income:
$31,324,000
Return on Assets:
0.3436%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8319%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
2.3700%
Quarterly Return on Equity:
4.6100%
Common Equity Tier 1 Capital Ratio:
11.8793%
Tier 1 Risk-Based Capital Ratio:
11.8793%
Leverage Tier 1 (Core Capital) Ratio:
10.5734%
Total Risk-Based Capital Ratio (YTD):
12.7308%
Total Interest Income (YTD):
5.1681%
 
 
Headquarters:
Mckinney
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Collin
# of Offices:
100
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Imperial Capital Bank is offering their iMoney Market Checking Account. The minimum opening deposit is $2,500 and there is a minimum monthly balance of $2,500 for the account to earn interest. The 3.75% APY on balances over $100,000 is one of the top rates available today for a checking, savings or money market account.
Mortgage rates are lower this week, continuing the downtrend for 2015. Average 30 year conforming mortgage rates today are at 3.74 percent, a decline from last week's average of 3.84 percent. Mortgage rates were predicted to move higher in 2015, following 10 year U.S. Treasury yields higher, but just the opposite has happened.
Federal Reserve Chairwoman, Janet Yellen, said in a speech to the Chamber of Commerce in Providence, R.I, that she still expects the Fed to start raising its benchmark interest rate later this year. A hike in the federal funds rate will send savings rates and money market rates higher.

Bank or Credit Union Offers and Deals

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Home Savings Bank 1 Year Jumbo CD Rates now at 0.90%
Nationwide Bank Money Market Accounts
Current Mortgage Rates above 5.00% for 30 Year Mortgages
AIG Bank High Yield Money Market Account
Fed Acknowledges Current Policy Hurts Holders of Certificates of Deposit

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