Independent Bank Mckinney, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.25%, 6-month CD rates at 1.92% and 3-month CD rates at 1.00%. Current savings rates are at 0.05% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.21%. Credit Card rates are at 9.90%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates. Independent Bank Mckinney, TX's 6-Month CD rates are at 5.15%, 24-Month CD rates are at 4.15%, 60-Month CD rates are at 0.85%, 36-Month CD rates are at 0.75%, 12-Month CD rates are at 0.25%. Independent Bank Mckinney, TX's savings rates are at 1.00%. Independent Bank Mckinney, TX's money market rates are at 4.00%.

Independent Bank Mckinney, TX

To see how these rates compare to Independent Bank Mckinney, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independent Bank Mckinney, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independent Bank Mckinney, TX CD rates. You can also compare Independent Bank Mckinney, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Independent Bank Mckinney, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independent Bank Mckinney, TX? Share your experience about Independent Bank Mckinney, TX by leaving a review below, or read customer reviews before you decide to use Independent Bank Mckinney, TX.

Independent Bank Mckinney, TX Texas Ratio

Independent Bank Mckinney, TX's Texas Ratio is at 3.80%, which is considered excellent. The Texas Ratio for Independent Bank Mckinney, TX is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independent Bank Mckinney, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
N/A
24-Month CD
4.15%
36-Month CD
0.75%
48-Month CD
N/A
60-Month CD
0.85%
Savings
1.00%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Independent Bank Mckinney, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
6-Month CD
5.15%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
4.25%
$500,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
4.15%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Business High Yield Money Market
4.00%
$25,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
60-Month CD
0.85%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
36-Month CD
0.75%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Checking
0.50%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
12-Month CD
0.25%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Independent Bank Mckinney, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
EvaBank
EvaBank
12-Month CD
4.50%
$1,000
PSB of Rhineland
PSB of Rhineland
13-Month CD
4.34%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.30%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Checking
4.25%
$0
FinWise Bank
FinWise Bank
24-Month CD
4.07%
$500
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
11-Month CD (special)
4.07%
$1,000
Ridgewood Savings Bank
Ridgewood Savings Bank
12-Month CD
4.00%
$100
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
12-Month CD
4.00%
$5,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
17-Month CD
4.00%
$1,000
Putnam County State Bank
Putnam County State Bank
60-Month CD
3.92%
$500
Iron Workers SB
Iron Workers SB
30-Month CD
3.75%
$500
La Salle State Bank
La Salle State Bank
29-Month CD (special)
3.53%
$10,000
Sandy Spring Bank
Sandy Spring Bank
Business Premier Money Market
3.50%
$250,000
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD
3.48%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.28%
$1,000
Marion County State Bank
Marion County State Bank
6-Month CD
3.25%
$1,000
FCNB of St. Paris
18-Month CD
3.25%
$1,000
Longview Bank
Longview Bank
6-Month CD
3.00%
$500
St. Ansgar State Bank
St. Ansgar State Bank
12-Month CD
3.00%
$1,000
TriCentury Bank
TriCentury Bank
High Yield Savings IRA
3.00%
$200,000
Chesapeake Bank
Chesapeake Bank
6-Month CD
3.00%
$1,000
Security Bank Minnesota
Security Bank Minnesota
48-Month CD
2.55%
$1,000
Kentucky Farmers Bank
Kentucky Farmers Bank
60-Month CD
2.50%
$1,000
Paramount Bank
Paramount Bank
36-Month CD
2.50%
$1,000
Bank of Washington
Bank of Washington
24-Month CD
2.50%
$500
State Bank of India US
State Bank of India US
36-Month CD
2.27%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
48-Month CD
2.00%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
3-Month CD
2.00%
$500
PSB Wellsburg, IA
PSB Wellsburg, IA
60-Month CD
1.95%
$1,000
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
First State Bank Nebraska
First State Bank Nebraska
Money Market
1.50%
$250,000
TrustCo Bank
TrustCo Bank
24-Month CD
1.50%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
18-Month CD
1.50%
$1,000
cfsbank
cfsbank
18-Month CD
0.70%
$1,000
MCS Bank
MCS Bank
48-Month CD
0.60%
$1,000
First National Bank of Shiner
First National Bank of Shiner
Savings
0.43%
$100
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
36-Month CD
0.30%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
60-Month CD
0.25%
$500
FSB of Forrest
FSB of Forrest
Savings
0.25%
$1
A & S Federal Credit Union
A & S Federal Credit Union
12-Month CD
0.20%
$5,000
Bank of Easton
Bank of Easton
Statement Savings
0.10%
$25
GN Bank
GN Bank
12-Month CD
0.10%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Savings
0.10%
$100
Buckeye Community Bank
Buckeye Community Bank
3-Month CD
0.05%
$500
Home Savings Bank, FSB
Home Savings Bank, FSB
NOW Checking
0.05%
$100
FNB of Groton
FNB of Groton
Money Market
0.05%
$1,000
Busey Bank
Busey Bank
48-Month CD
0.05%
$1,000
Unity Bank
Unity Bank
Prosperity Plus Checking
0.05%
$100
1st Community Federal Credit Union
1st Community Federal Credit Union
Savings
0.05%
$25
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates October 5, 2024

Lender
Product
Rate
APR
Points
4.500%
4.664%
0.750
4.375%
4.670%
1.000
4.750%
4.790%
0.000
4.750%
4.885%
0.000
4.875%
4.930%
0.000
4.750%
4.936%
0.461
4.875%
4.938%
0.000
4.750%
4.940%
0.250
4.875%
4.953%
0.000
4.875%
4.953%
0.000
15-Year Fixed
4.875%
4.973%
0.875
5.000%
5.000%
0.000
15-Year Fixed Jumbo
5.000%
5.028%
0.000
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.870%
5.077%
0.000
4.875%
5.129%
0.000
4.875%
5.130%
1.000
5.125%
5.133%
0.055
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Independent Bank Mckinney, TX Information

Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Collin
Established Date: 01/01/1913
FDIC Certificate #: 3076
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: INDEPENDENT BANK GROUP INC
How Many Domestic U.S. Offices? 100
How Many Branches are There? 101
Is Independent Bank Mckinney, TX FDIC Insured? Yes
What is Independent Bank Mckinney, TX's Cert number? 3076
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independent Bank Mckinney, TX Financials

Total Assets:
$18,866,990,000
Total Deposits:
$15,676,900,000
Equity Capital:
$2,718,754,000
Domestic Deposits:
$15,676,900,000
Net Income:
$31,324,000
Return on Assets:
0.3436%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8319%
Pretax Quarterly Return on Assets:
0.8300%
Return on Equity:
2.3700%
Quarterly Return on Equity:
4.6100%
Common Equity Tier 1 Capital Ratio:
11.8793%
Tier 1 Risk-Based Capital Ratio:
11.8793%
Leverage Tier 1 (Core Capital) Ratio:
10.5734%
Total Risk-Based Capital Ratio (YTD):
12.7308%
Total Interest Income (YTD):
5.1681%
 
 
Headquarters:
Mckinney
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Collin
# of Offices:
100
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

10 year U.S. Treasury yields are higher today and above 2.00 percent for the first time since April 2012 as the Commerce Department reported 4th quarter GDP contracted 0.1 percent. The decrease in GDP was a surprise since economists estimated the number would come in at plus 1.0 percent.
The U.S. personal savings rate, not to be confused with savings rates, jumped considerably higher in December 2012. The personal saving rate was 6.5 percent in December, up from 4.1 percent in November 2012. In dollar terms that translates into $805.2 billion saved in December 2012, compared with $495.0 billion in November 2012.

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