Independent Bank Mckinney, TX CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 0.05%, 6-month CD rates at 2.50% and 3-month CD rates at 3.55%. Current savings rates are at 0.25% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 19.74%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates. Independent Bank Mckinney, TX's 6-Month CD rates are at 5.15%, 24-Month CD rates are at 4.15%, 60-Month CD rates are at 0.85%, 36-Month CD rates are at 0.75%, 12-Month CD rates are at 0.25%. Independent Bank Mckinney, TX's savings rates are at 1.00%. Independent Bank Mckinney, TX's money market rates are at 4.00%.

Independent Bank Mckinney, TX

To see how these rates compare to Independent Bank Mckinney, TX CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Independent Bank Mckinney, TX, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Independent Bank Mckinney, TX CD rates. You can also compare Independent Bank Mckinney, TX savings rates, MMA rates and mortgage rates using our other rate lists.

Independent Bank Mckinney, TX money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Independent Bank Mckinney, TX? Share your experience about Independent Bank Mckinney, TX by leaving a review below, or read customer reviews before you decide to use Independent Bank Mckinney, TX.

Independent Bank Mckinney, TX Texas Ratio

Independent Bank Mckinney, TX's Texas Ratio is at 4.94%, which is considered excellent. The Texas Ratio for Independent Bank Mckinney, TX is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Independent Bank Mckinney, TX is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.25%
18-Month CD
N/A
24-Month CD
4.15%
36-Month CD
0.75%
48-Month CD
N/A
60-Month CD
0.85%
Savings
1.00%
MMA
4.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Independent Bank Mckinney, TX CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
6-Month CD
5.15%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
4.25%
$500,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
24-Month CD
4.15%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Business High Yield Money Market
4.00%
$25,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Basic Savings
1.00%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
60-Month CD
0.85%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
36-Month CD
0.75%
$500
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Checking Account
0.50%
$25
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
12-Month CD
0.25%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Independent Bank Mckinney, TX Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Financial Bank El Dorado, AR
First Financial Bank El Dorado, AR
Kasasa Checking Account <-$15K
6.00%
$0
Bank of Star Valley
Bank of Star Valley
Kasasa Cash
5.50%
$0
FirsTier Bank
FirsTier Bank
12-Month CD Step-Up
5.00%
$0
Paper City Savings PCSA
Paper City Savings PCSA
11-Month CD
5.00%
$1,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
11-Month CD (Certificate)
4.97%
$25,000
Kish Bank
Kish Bank
12-Month CD
4.86%
$2,000
First Federal S&L of Lorain
First Federal S&L of Lorain
15-Month CD special
4.85%
$250
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
23-Month CD jumbo certificate
4.60%
$25,000
Alliance Community Bank
Alliance Community Bank
18-Month CD
4.59%
$1,000
Financial Federal Bank
Financial Federal Bank
Money Market
4.50%
$100,000
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
18-Month CD (Certificate)
4.39%
$500
Hiawatha National Bank
Hiawatha National Bank
25-Month CD special
4.06%
$2,500
Iroquois Federal S&L
Iroquois Federal S&L
15-Month CD
4.01%
$1,000
Camp Grove State Bank
Camp Grove State Bank
Money Market Savings
3.85%
$100,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
36-Month CD
3.75%
$1,000
Merchants State Bank
Merchants State Bank
24-Month CD
3.75%
$5,000
Wintrust Bank
Wintrust Bank
MaxSafe Money Market special
3.75%
$50,000
Evergreen Bank Group
Evergreen Bank Group
48-Month CD
3.50%
$500
Capitol Federal Savings Bank
Capitol Federal Savings Bank
48-Month CD
3.50%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
48-Month CD
3.50%
$500
First FSB of Mascoutah
First FSB of Mascoutah
84-Month CD
3.29%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
72-Month CD
3.29%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
60-Month CD
3.29%
$1,000
Bank of Vici
Bank of Vici
18-Month CD
3.04%
$1,000
First State Bank Randolph, NE
First State Bank Randolph, NE
12-Month CD
3.00%
$500
Perennial Bank
Perennial Bank
30-Month CD
2.26%
$1,000
First National Bank of Michigan
First National Bank of Michigan
6-Month CD
2.20%
$0
Bank of Elgin
Bank of Elgin
36-Month CD
2.12%
$500
Security FSB
Security FSB
24-Month CD
2.08%
$1,000
FNB of Wyoming
FNB of Wyoming
60-Month CD
2.02%
$100
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
48-Month CD
2.00%
$500
Frontier State Bank
Frontier State Bank
36-Month CD
1.81%
$1,000
Prairie Community Bank
Prairie Community Bank
12-Month CD
1.65%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
3-Month CD
1.30%
$1,000
Hatboro Federal Savings
Hatboro Federal Savings
36-Month CD
1.25%
$1,000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Money Market
1.00%
$100,000
FNB of Litchfield
FNB of Litchfield
48-Month CD
1.00%
$1,000
S&T Bank
S&T Bank
Consumer Money Market
0.75%
$0
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
48-Month CD
0.65%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
24-Month CD
0.60%
$500
Parke Bank
Parke Bank
18-Month CD
0.60%
$500
National Bank of Coxsackie
National Bank of Coxsackie
48-Month CD
0.55%
$500
FSB of Wyoming
Preferred Money Market
0.49%
$50,000
Classic Bank
Classic Bank
Savings Account
0.40%
$500
Greene County Commercial Bank
Greene County Commercial Bank
30-Month CD
0.25%
$1,000
Sturdy Savings Bank
Sturdy Savings Bank
60-Month CD
0.13%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
Statement Savings Account
0.10%
$10
Greenville Federal
Greenville Federal
Savings Account
0.05%
$10
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Regular Share
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Independent Bank Mckinney, TX Information

Independent Bank Mckinney, TX
7777 Henneman Way
Mckinney, TX 75070
Collin
Established Date: 01/01/1913
FDIC Certificate #: 3076
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: INDEPENDENT BANK GROUP INC
How Many Domestic U.S. Offices? 102
How Many Branches are There? 101
Is Independent Bank Mckinney, TX FDIC Insured? Yes
What is Independent Bank Mckinney, TX's Cert number? 3076
What is the maximum amount for insured deposits? $250,000 per holder, per account

Independent Bank Mckinney, TX Financials

Total Assets:
$18,793,142,000
Total Deposits:
$14,060,055,000
Equity Capital:
$2,733,130,000
Domestic Deposits:
$14,060,055,000
Net Income:
$-30,418,000
Return on Assets:
1.2750%
Quarterly Return on Assets:
-0.6600%
Pretax Return on Assets:
-0.8619%
Pretax Quarterly Return on Assets:
-0.8600%
Return on Equity:
8.3100%
Quarterly Return on Equity:
-4.4800%
Common Equity Tier 1 Capital Ratio:
12.0091%
Tier 1 Risk-Based Capital Ratio:
12.0091%
Leverage Tier 1 (Core Capital) Ratio:
10.9145%
Total Risk-Based Capital Ratio (YTD):
12.7520%
Total Interest Income (YTD):
3.8518%
 
 
Headquarters:
Mckinney
FDIC Field Office:
Dallas
Regulator:
FDIC
County:
Collin
# of Offices:
102
Metropolitan Statistical Area (MSA):
Dallas-Fort Worth-Arlington, TX
Consolidated Metropolitan Statistical Area (CMSA):
Dallas-Fort Worth, TX
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Jax Metro Credit Union of Jacksonville, Florida, is offering several different types of savings accounts and a money market account. The savings accounts are a Share Savings Account, Holiday Savings Account and a Special Savings Account.
EverBank 18 Month CD rates are now at 1.16 percent with a yield of 1.17 percent. The old EverBank 18 Month CD rate was 1.05 percent with a yield of 1.06 percent. View current 18 Month CD rates at EverBank below.
mortgage-refinancing-3rd-quarter-refinancing-saves-borrowers-3-billionFreddie Mac released a report showing one half of borrowers who refinanced their conventional mortgage in the 3rd quarter lowered the mortgage rate they were paying by 1.1 percent on average.

Bank or Credit Union Offers and Deals

First Florida CU Savings Account Rates & MMA Rates
Mortgage Rates Remain Low - Average 15 Year Rates at 2.87%
Mortgage Rates Remain Above Record Lows as Short Term Debt Ceiling Deal is Reached
Mortgage Refiance Rates Slightly Higher: 30 year Refinance Mortgage Refinance Rates at 4.86%, 15 Year Mortgage Refinance Rates at 4.22%
Current Mortgage Rates: 30 Year Mortgage Rates at 4.02%
Best Savings Yields and Money Market Yields in Texas (TX)
Average Contract Mortgage Rates Increase: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11%
Thrid Federal Home Equity Line Promo
Low Mortgage Rates Continue: 30 Year Mortgage Rates at 4.67%, 15 Year Mortgage Rates at 4.18%
Credit Card Bill of Rights

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