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Community State Bank of Missouri Rates & Review March 2026

You can compare Community State Bank of Missouri rates to other rates in our database, including 12-month CD rates currently at 1.00%, 6-month CD rates at 3.07% and 3-month CD rates at 1.51%. Savings rates are at 0.01% and money market rates are at 0.40%. Mortgage rates on 30-year fixed loans are around 6.16%. All these rates can be compared to Community State Bank of Missouri rates. MonitorBankRates evaluates the financial stability of Community State Bank of Missouri with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.70%. Rates were last updated on 03/20/2026.

Community State Bank of Missouri money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community State Bank of Missouri? Share your experience about Community State Bank of Missouri by leaving a review below, or read customer reviews before you decide to use Community State Bank of Missouri.

Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.70%
Excellent Higher than avg
Community State Bank of Missouri
117 W Church St
Bowling Green, MO 63334
https://www.c-s-b.com
Member FDIC

Current Rate Availability

We do not have Community State Bank of Missouri rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Community State Bank of Missouri is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Community State Bank of Missouri rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Community State Bank of Missouri's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Community State Bank of Missouri
FDIC Certificate # 1936
Address 117 W Church St, Bowling Green, MO 63334  ·  Pike
Established 01/26/1887
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 95/100
5.0
Exceptional Out of 5.0 Stars
9.70%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1204%
Return on Equity (ROE) 10.7200%
Non-Performing Loans (NPL) 0.84%
Total Assets $349,112,000
Total Deposits $310,306,000
Equity Capital $37,674,000
Net Income $5,115,000
Headquarters Bowling Green
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

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Frequently Asked Questions About Community State Bank of Missouri

Is Community State Bank of Missouri a safe place to deposit money?

Yes, Community State Bank of Missouri is considered a safe financial institution. With a Texas Ratio of 9.7042360812109%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Community State Bank of Missouri operate?

Community State Bank of Missouri currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Community State Bank of Missouri does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Community State Bank of Missouri provides members with tools to manage their accounts and build a solid financial history.

Does Community State Bank of Missouri offer online and mobile banking?

Most modern institutions like Community State Bank of Missouri provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.c-s-b.com.