Mizuho Bank USA CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Mizuho Bank USAToday's 12-month CD rates can be found at 4.30%, 6-month CD rates at 0.50% and 3-month CD rates at 3.01%. Current savings rates are at 0.40% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.69%. Credit Card rates are at 16.24%. Personal Loan rates are at 7.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Mizuho Bank USA CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Mizuho Bank USA, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Mizuho Bank USA CD rates. You can also compare Mizuho Bank USA savings rates, MMA rates and mortgage rates using our other rate lists.

Mizuho Bank USA money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mizuho Bank USA? Share your experience about Mizuho Bank USA by leaving a review below, or read customer reviews before you decide to use Mizuho Bank USA.

Mizuho Bank USA Texas Ratio

Mizuho Bank USA's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Mizuho Bank USA is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Mizuho Bank USA is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Mizuho Bank USA
1271 Avenue Of The Americas
New York, NY 10020
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Mizuho Bank USA Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mountain America Federal Credit Union
Mountain America Federal Credit Union
18-Month CD
5.00%
$500
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Checking
4.25%
$250
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.00%
$1,000
NASA Federal Credit Union
NASA Federal Credit Union
24-Month CD
4.00%
$1,000
American Bank
American Bank
36-Month CD
4.00%
$500
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
3.92%
$1,000
Woodlands National Bank
Woodlands National Bank
24-Month CD
3.82%
$1,000
PSB of Plainview
PSB of Plainview
24-Month CD
3.44%
$10,000
Security Savings Bank
Security Savings Bank
60-Month CD
3.40%
$5,000
First Enterprise Bank
First Enterprise Bank
18-Month CD
3.35%
$1,000
JVB Juniata Valley Bank
JVB Juniata Valley Bank
6-Month CD
3.34%
$1,000
First State Bank of Beecher City
First State Bank of Beecher City
36-Month CD
3.30%
$500
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
24-Month CD
3.30%
$10,000
Osgood Bank
Osgood Bank
12-Month CD
3.30%
$1,000
Haviland State Bank
Haviland State Bank
48-Month CD
3.30%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
60-Month CD
3.27%
$1,000
Montgomery Bank
Montgomery Bank
48-Month CD
3.20%
$1,000
MCT Credit Union
MCT Credit Union
36-Month CD
3.20%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
36-Month CD
3.00%
$500
Shoreham Bank
Shoreham Bank
24-Month CD
2.75%
$1,000
Camp Grove State Bank
Camp Grove State Bank
12-Month CD
2.75%
$1,000
Ladysmith Federal S&L
Christmas Club Savings
2.75%
$0
First State Bank and Trust
First State Bank and Trust
18-Month CD
2.57%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
12-Month CD
2.50%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
30-Month CD
2.27%
$500
Quoin Financial Bank
Quoin Financial Bank
Kasasa Checking
2.25%
$0
Hyperion Bank
Hyperion Bank
30-Month CD
2.00%
$500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Money Market
1.76%
$2,500
The National Capital Bank of Washington
The National Capital Bank of Washington
3-Month CD
1.76%
$1,000
International Bank of Chicago
International Bank of Chicago
48-Month CD
1.75%
$1,000
Forcht Bank
Forcht Bank
Forcht Reserve Money Market
1.51%
$250,000
CNB St Louis Bank
CNB St Louis Bank
36-Month CD
1.05%
$500
Ascendia Bank
Ascendia Bank
60-Month CD
1.00%
$500
First State Bank and Trust
First State Bank and Trust
3-Month CD
0.95%
$2,500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
36-Month CD
0.85%
$1,000
Bank of Vici
Bank of Vici
Savings
0.75%
$0
FSB Mcpherson, KS
FSB Mcpherson, KS
Regular Savings
0.60%
$50
State Bank of the Lakes
State Bank of the Lakes
18-Month CD
0.50%
$1,000
Clare Bank
Clare Bank
36-Month CD
0.45%
$500
Mercer Savings Bank
Mercer Savings Bank
48-Month CD
0.45%
$100
Bank of Brenham
Bank of Brenham
Savings
0.43%
$0
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
36-Month CD
0.40%
$2,500
Washington Financial Bank
Washington Financial Bank
36-Month CD
0.40%
$500
1st Advantage Bank
1st Advantage Bank
Savings
0.25%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
Statement Savings
0.10%
$50
Simmesport State Bank
Simmesport State Bank
Passbook Savings
0.10%
$100
Jarrettsville Federal S&L
Jarrettsville Federal S&L
Interest Checking
0.05%
$250
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
Money Market
0.05%
$1,000
Union Bank, Inc.
Union Bank, Inc.
Regular Savings
0.04%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Mizuho Bank USA rate data right now, check back for updates, we are adding rates all the time.

Mizuho Bank USA Information

Mizuho Bank USA
1271 Avenue Of The Americas
New York, NY 10020
New York
Established Date: 11/29/1974
FDIC Certificate #: 21843
Date of FDIC Deposit Insurance: 11/29/1974
Bank Holding Company: MIZUHO FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 4
Is Mizuho Bank USA FDIC Insured? Yes
What is Mizuho Bank USA's Cert number? 21843
What is the maximum amount for insured deposits? $250,000 per holder, per account

Mizuho Bank USA Financials

Total Assets:
$5,885,686,000
Total Deposits:
$4,656,103,000
Equity Capital:
$1,166,345,000
Domestic Deposits:
$4,656,103,000
Net Income:
$30,676,000
Return on Assets:
1.4885%
Quarterly Return on Assets:
1.8200%
Pretax Return on Assets:
2.7606%
Pretax Quarterly Return on Assets:
2.7600%
Return on Equity:
7.5800%
Quarterly Return on Equity:
10.6600%
Common Equity Tier 1 Capital Ratio:
20.8790%
Tier 1 Risk-Based Capital Ratio:
20.8790%
Leverage Tier 1 (Core Capital) Ratio:
15.8701%
Total Risk-Based Capital Ratio (YTD):
21.3150%
Total Interest Income (YTD):
5.6734%
 
 
Headquarters:
New York
FDIC Field Office:
New York City
Regulator:
FED
County:
New York
# of Offices:
4
Metropolitan Statistical Area (MSA):
New York-Newark-Jersey City, NY-NJ-PA
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates are lower today, 30 year mortgage rates are almost back down to the 4.00% level at 4.03%, down from yesterday's average 30 year mortgage rate of 4.07%. 15 year mortgage rates today are also lower averaging 3.33%, down from yesterday’s average 15 year mortgage rate of 3.35%.  
Average mortgage rates are once again lower today as bond yields hover just above record lows. Fixed conforming 30 year mortgage rates today are averaging 3.62 percent, down from last week's average 30 year mortgage rate of 3.67 percent. Markets have been jittery on the debt issues in Europe and the ratings downgrade of a slew of banks by Moody's Investor Services.

My e-BAnC by BAC Florida Bank has changed some of their CD rates. You can see how the recent rate changes compare with CD rates at other banks by searching our rate database at MonitorBankRates.com.

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