SouthStar Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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SouthStar BankToday's 12-month CD rates can be found at 3.03%, 6-month CD rates at 2.02% and 3-month CD rates at 0.10%. Current savings rates are at 0.10% and money market rates are at 1.75%. Mortgage rates today on 30-year fixed loans are around 6.15%. Credit Card rates are at 12.95%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to SouthStar Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from SouthStar Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with SouthStar Bank CD rates. You can also compare SouthStar Bank savings rates, MMA rates and mortgage rates using our other rate lists.

SouthStar Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SouthStar Bank? Share your experience about SouthStar Bank by leaving a review below, or read customer reviews before you decide to use SouthStar Bank.

SouthStar Bank Texas Ratio

SouthStar Bank's Texas Ratio is at 0.24%, which is considered excellent. The Texas Ratio for SouthStar Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, SouthStar Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SouthStar Bank
100 S Main St
Moulton, TX 77975
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare SouthStar Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First4Me Checking
5.00%
$25
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
-del9-Month CD IRA
4.29%
$500
Mercantile Bank
Mercantile Bank
12-Month CD
4.05%
$500
FSB of Forrest
FSB of Forrest
Kasasa Checking
4.00%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
6-Month CD
3.80%
$500
Adams State Bank
Adams State Bank
30-Month CD
3.80%
$1,000
Belt Valley Bank
Belt Valley Bank
18-Month CD
3.79%
$500
Charles River Bank
Charles River Bank
18-Month CD
3.75%
$1,000
1st Street Credit Union
1st Street Credit Union
24-Month CD
3.55%
$1,000
First National Bank of Bemidji
First National Bank of Bemidji
24-Month CD
3.52%
$500
Huron Valley State Bank
Huron Valley State Bank
3-Month CD
3.50%
$500
Pathway Bank
Pathway Bank
60-Month CD
3.40%
$1,000
Self-Help Credit Union
Self-Help Credit Union
48-Month CD
3.35%
$500
Citizens-Farmers Bank of Cole Camp
Citizens-Farmers Bank of Cole Camp
18-Month CD
3.28%
$1,000
1st Advantage Bank
1st Advantage Bank
60-Month CD
3.25%
$500
ACMG Federal Credit Union
ACMG Federal Credit Union
60-Month CD
3.05%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
48-Month CD
2.94%
$500
Primebank
Primebank
36-Month CD
2.75%
$1,000
Think Mutual Bank
Think Mutual Bank
36-Month CD
2.75%
$250
Citizens State Bank Moundridge, KS
36-Month CD
2.60%
$1,000
CSB Norwood Young America
CSB Norwood Young America
Prime Money Market
2.53%
$500,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
Business Money Market
1.90%
$1,000
Corebank
Corebank
30-Month CD
1.72%
$1,000
Northrim Bank
Northrim Bank
24-Month CD
1.65%
$500
Alliance Bank IN
Alliance Bank IN
30-Month CD
1.50%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
12-Month CD
1.44%
$1,000
USAA
USAA
24-Month CD
1.40%
$1,000
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
36-Month CD
1.35%
$500
Bank of Sun Prairie
Bank of Sun Prairie
60-Month CD
1.25%
$500
Jewett City Savings Bank
Jewett City Savings Bank
36-Month CD
1.25%
$1,000
International Bank of Chicago
International Bank of Chicago
NOW Checking
1.25%
$1,000
Hocking Valley Bank
Hocking Valley Bank
24-Month CD
1.20%
$1,000
Haviland State Bank
Haviland State Bank
Savings
1.11%
$50
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Money Market
1.06%
$2,500
PeopleFirst Bank
PeopleFirst Bank
36-Month CD
1.00%
$2,500
SSB Sherwood State Bank
SSB Sherwood State Bank
18-Month CD
1.00%
$1,000
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
12-Month CD
0.80%
$1,000
BAC Community Bank
BAC Community Bank
60-Month CD
0.75%
$2,500
First Southern State Bank
First Southern State Bank
Money Market
0.50%
$25,000
Hometown Bank Oxford, MA
Hometown Bank Oxford, MA
60-Month CD
0.50%
$1,000
Pennsville National Bank
Pennsville National Bank
12-Month CD
0.20%
$500
Minnesota First
Minnesota First
Regular Savings
0.15%
$200
FNB of Litchfield
FNB of Litchfield
Money Market
0.10%
$2,500
First Commonwealth Bank
First Commonwealth Bank
Hometown Money Market
0.10%
$0
First Citizens State Bank
First Citizens State Bank
Savings
0.05%
$100
Mifflinburg B&T CO.
Mifflinburg B&T CO.
Money Market
0.05%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Checking
0.05%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
Diplomat Gold Money Market
0.02%
$0
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 14, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have SouthStar Bank rate data right now, check back for updates, we are adding rates all the time.

SouthStar Bank Information

SouthStar Bank
100 S Main St
Moulton, TX 77975
Lavaca
Established Date: 11/06/1920
FDIC Certificate #: 12299
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: SOUTHERN BANCSHARES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is SouthStar Bank FDIC Insured? Yes
What is SouthStar Bank's Cert number? 12299
What is the maximum amount for insured deposits? $250,000 per holder, per account

SouthStar Bank Financials

Total Assets:
$1,224,490,000
Total Deposits:
$929,041,000
Equity Capital:
$135,322,000
Domestic Deposits:
$929,041,000
Net Income:
$4,083,000
Return on Assets:
1.4312%
Quarterly Return on Assets:
1.3400%
Pretax Return on Assets:
1.6865%
Pretax Quarterly Return on Assets:
1.6900%
Return on Equity:
13.9400%
Quarterly Return on Equity:
12.1700%
Common Equity Tier 1 Capital Ratio:
15.4463%
Tier 1 Risk-Based Capital Ratio:
15.4463%
Leverage Tier 1 (Core Capital) Ratio:
11.2484%
Total Risk-Based Capital Ratio (YTD):
16.2819%
Total Interest Income (YTD):
5.9396%
 
 
Headquarters:
Moulton
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Lavaca
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

CD Rates continued to go down this past week. 3 month CD rates are still under one percent at 0.88 percent with an annual percentage yield of 0.89 percent. 6 month CD rates are just over one percent at 1.19 percent with an annual percentage yield of 1.21 percent.
30 year rates on mortgages increased to 4.93 percent the week ending December 24, 2010, up from the previous week's average 30 year rate of 4.84 percent says the Mortgage Bankers Association. The average contract rate on 30 year mortgages for the week ending December 31, 2010, decreased to 4.82 percent. The average contract rate on 15 year mortgages remained unchanged at 4.22 percent for the week ending December 24, 2010. For the week ending December 31, 2010 rates on 15 year mortgages increased to 4.23 percent.
prepaid-credit-cards-and-debit-cardsPrepaid credit cards and debit cards have become more and more popular these days since the credit crisis of last year. Credit card issuers and banks have raised the bar when approving credit cards for borrowers.

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