SouthStar Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.14%, 6-month CD rates at 0.05% and 3-month CD rates at 2.78%. Current savings rates are at 0.05% and money market rates are at 4.07%. Mortgage rates today on 30-year fixed loans are around 6.54%. Credit Card rates are at 15.74%. Personal Loan rates are at 14.70%. All these rates, and more, can be found in our database of rates. SouthStar Bank's 6-Month CD rates are at 4.75%, 60-Month CD rates are at 3.44%, 18-Month CD rates are at 3.29%, 12-Month CD rates are at 3.24%, 48-Month CD rates are at 3.19%. SouthStar Bank's savings rates are at 1.00%. SouthStar Bank's money market rates are at 0.70%.

SouthStar Bank

To see how these rates compare to SouthStar Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from SouthStar Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with SouthStar Bank CD rates. You can also compare SouthStar Bank savings rates, MMA rates and mortgage rates using our other rate lists.

SouthStar Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SouthStar Bank? Share your experience about SouthStar Bank by leaving a review below, or read customer reviews before you decide to use SouthStar Bank.

SouthStar Bank Texas Ratio

SouthStar Bank's Texas Ratio is at 0.24%, which is considered excellent. The Texas Ratio for SouthStar Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, SouthStar Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.24%
18-Month CD
3.29%
24-Month CD
3.14%
36-Month CD
3.09%
48-Month CD
3.19%
60-Month CD
3.44%
Savings
1.00%
MMA
0.70%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SouthStar Bank
100 S Main St
Moulton, TX 77975
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

SouthStar Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
SouthStar Bank
SouthStar Bank
6-Month CD
4.75%
$1,000
SouthStar Bank
SouthStar Bank
60-Month CD
3.44%
$1,000
SouthStar Bank
SouthStar Bank
18-Month CD
3.29%
$1,000
SouthStar Bank
SouthStar Bank
12-Month CD
3.24%
$1,000
SouthStar Bank
SouthStar Bank
48-Month CD
3.19%
$1,000
SouthStar Bank
SouthStar Bank
24-Month CD
3.14%
$1,000
SouthStar Bank
SouthStar Bank
36-Month CD
3.09%
$1,000
SouthStar Bank
SouthStar Bank
Shooting Star Savings
1.00%
$100
SouthStar Bank
SouthStar Bank
Money Market
0.70%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare SouthStar Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Generations Commercial Bank
13-Month CD (special)
5.25%
$1,000
First Bank Clewiston, FL
First Bank Clewiston, FL
Kasasa Checking
5.12%
$100
Banesco USA
Banesco USA
9-Month CD (special)
5.10%
$1,500
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
7-Month CD (special)
5.00%
$2,500
Mid-America Bank
Mid-America Bank
Money Market
4.85%
$1,000,000
University Federal Credit Union
University Federal Credit Union
36-Month CD
4.35%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
72-Month CD
4.30%
$1,000
Independent Bank Mckinney, TX
Independent Bank Mckinney, TX
Premier Money Market
4.25%
$500,000
Toyota Financial Savings Bank
Toyota Financial Savings Bank
18-Month CD
4.22%
$1
Sallie Mae
Sallie Mae
36-Month CD
4.00%
$2,500
Machias Savings Bank
Machias Savings Bank
High Yield Savings
4.00%
$250,000
Beacon Community Bank
Beacon Community Bank
36-Month CD
3.75%
$250
Bank of Star Valley
Bank of Star Valley
60-Month CD
3.55%
$250
First State Bank Tahlequah, OK
First State Bank Tahlequah, OK
24-Month CD
3.51%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
3-Month CD
3.50%
$500
Susser Bank
Susser Bank
48-Month CD
3.50%
$1,000
Academic Federal Credit Union
Academic Federal Credit Union
12-Month CD (FLEX)
3.30%
$1,000
Monroe Federal S&L
Monroe Federal S&L
36-Month CD
3.25%
$1,000
Bank First, NA
Bank First, NA
Investment Savings
3.03%
$50,000
Great Midwest Bank
Great Midwest Bank
60-Month CD
3.00%
$5,000
Citizens State Bank Moundridge, KS
18-Month CD
3.00%
$1,000
Solvay Bank
Solvay Bank
24-Month CD
3.00%
$500
Sanborn Savings Bank
Sanborn Savings Bank
18-Month CD
2.47%
$1,000
Port Washington State Bank
Port Washington State Bank
60-Month CD
2.25%
$10,000
First Security B&T Co. IA
First Security B&T Co. IA
48-Month CD
2.24%
$2,500
1st Gateway Credit Union
1st Gateway Credit Union
24-Month CD
2.10%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
12-Month CD
2.02%
$500
Achieve Credit Union
Achieve Credit Union
12-Month CD
2.00%
$500
Savers Co-operative Bank
Savers Co-operative Bank
Ka-Ching Checking
2.00%
$10
FCNB Bank
FCNB Bank
24-Month CD
1.50%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
48-Month CD
1.25%
$500
Mutual Security Credit Union
Mutual Security Credit Union
12-Month CD
1.00%
$500
GN Bank
GN Bank
60-Month CD
0.60%
$1,000
Citizens Bank of Kansas
Citizens Bank of Kansas
48-Month CD
0.45%
$500
West Plains S&L
West Plains S&L
6-Month CD
0.45%
$1,000
Blue Foundry Bank
Blue Foundry Bank
60-Month CD
0.40%
$1,000
First Bank Clewiston, FL
First Bank Clewiston, FL
First 1 Savings
0.35%
$2,500
Bank of Greene County
Bank of Greene County
24-Month CD
0.35%
$1,000
Achieve Financial Credit Union
Achieve Financial Credit Union
36-Month CD
0.30%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
0.25%
$1,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
Freedom Savings
0.25%
$25
American Bank of Baxter Springs
American Bank of Baxter Springs
12-Month CD
0.20%
$1,000
City Credit Union
City Credit Union
Share Savings
0.20%
$100
First Hawaiian Bank
First Hawaiian Bank
24-Month CD (online)
0.13%
$500
Applied Bank
Applied Bank
12-Month CD
0.05%
$1,000
Centreville Bank
Centreville Bank
Premium Checking
0.05%
$100
Forward Bank
Forward Bank
Statement Savings
0.05%
$100
Ozarks Federal OFSL
Ozarks Federal OFSL
Classic Statement Savings
0.05%
$100
South Georgia Banking Company
South Georgia Banking Company
Money Market
0.05%
$2,500
The Bank of Glen Burnie
The Bank of Glen Burnie
Statement Savings
0.05%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates September 13, 2024

Lender
Product
Rate
APR
Points
4.750%
4.790%
0.000
4.875%
4.930%
0.000
4.750%
4.940%
0.250
4.750%
5.066%
1.000
4.875%
5.074%
1.000
15 Year Fixed
4.750%
5.077%
1.000
4.750%
5.110%
2.000
5.000%
5.150%
0.000
15-Year Fixed
5.000%
5.153%
0.875
5.125%
5.162%
0.000
5.000%
5.165%
0.000
15-Year Fixed
5.125%
5.174%
0.000
5.000%
5.175%
0.500
15-Year Fixed
5.125%
5.180%
0.000
15 Year Fixed
5.125%
5.192%
0.000
5.125%
5.197%
0.000
5.000%
5.207%
0.000
10 Year Fixed
5.125%
5.225%
0.735
5.250%
5.250%
0.000
15-Year Fixed Jumbo
5.000%
5.281%
0.000
5.000%
5.282%
0.000
4.990%
5.287%
0.500
5.125%
5.293%
0.500
15-Year Fixed Jumbo
5.125%
5.317%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

SouthStar Bank Information

SouthStar Bank
100 S Main St
Moulton, TX 77975
Lavaca
Established Date: 11/06/1920
FDIC Certificate #: 12299
Date of FDIC Deposit Insurance: 08/09/1989
Bank Holding Company: SOUTHERN BANCSHARES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is SouthStar Bank FDIC Insured? Yes
What is SouthStar Bank's Cert number? 12299
What is the maximum amount for insured deposits? $250,000 per holder, per account

SouthStar Bank Financials

Total Assets:
$1,224,490,000
Total Deposits:
$929,041,000
Equity Capital:
$135,322,000
Domestic Deposits:
$929,041,000
Net Income:
$4,083,000
Return on Assets:
1.4312%
Quarterly Return on Assets:
1.3400%
Pretax Return on Assets:
1.6865%
Pretax Quarterly Return on Assets:
1.6900%
Return on Equity:
13.9400%
Quarterly Return on Equity:
12.1700%
Common Equity Tier 1 Capital Ratio:
15.4463%
Tier 1 Risk-Based Capital Ratio:
15.4463%
Leverage Tier 1 (Core Capital) Ratio:
11.2484%
Total Risk-Based Capital Ratio (YTD):
16.2819%
Total Interest Income (YTD):
5.9396%
 
 
Headquarters:
Moulton
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Lavaca
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

National average fixed long term mortgage loan rates and refinance loan rates are lower this week except for 30 year conforming rates. Current 30 year conforming mortgage loan rates and refinance loan rates are averaging 4.88 percent, up from last week’s average 30 year home loan rate and refi rate of 4.77 percent. 30 year mortgage interest rates and refinance interest rates in California are higher than the national average 30 year rate. 30 year CA refinance rates and mortgage interest rates are averaging 4.97 percent.

My e-BAnC by BAC Florida Bank has changed some of their CD rates. You can see how the recent rate changes compare with CD rates at other banks by searching our rate database at MonitorBankRates.com.

Searching our savings account rates list in Houston, Texas two banks are currently tied with the best savings rate. American Express Bank and Sallie Mae Bank are both currently offering online savings rates at 1.29 percent with an online savings account yield of 1.30 percent.

Bank or Credit Union Offers and Deals

Best Money Market Account Rates & Savings Rates 10/24/12
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Capital One 360 3 Year CD Rates now at 1.09%
Navy Federal Credit Union 12 Month CD Rate of 2.86%
Banks and Credit Unions Continue Increasing CD Rates
Investors Bank Mortgage Rates
Mortgage Rates: 30 Year Mortgage Rates Back Under 4.50% on More Bad Economic News
Mortgage Loan Modification - 500,000 Mortgage Loans Modified

Alternative Bank and Credit Union Offers to Explore

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Weekly CD Rates Review: Updated May 18, 2009

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