SouthStar Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.50%, 6-month CD rates at 0.45% and 3-month CD rates at 1.75%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.02%. Credit Card rates are at 19.49%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. SouthStar Bank's 6-Month CD rates are at 4.75%, 60-Month CD rates are at 3.44%, 18-Month CD rates are at 3.29%, 12-Month CD rates are at 3.24%, 48-Month CD rates are at 3.19%. SouthStar Bank's savings rates are at 0.35%. SouthStar Bank's money market rates are at 0.70%.

SouthStar Bank

To see how these rates compare to SouthStar Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from SouthStar Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with SouthStar Bank CD rates. You can also compare SouthStar Bank savings rates, MMA rates and mortgage rates using our other rate lists.

SouthStar Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at SouthStar Bank? Share your experience about SouthStar Bank by leaving a review below, or read customer reviews before you decide to use SouthStar Bank.

SouthStar Bank Texas Ratio

SouthStar Bank's Texas Ratio is at 0.42%, which is considered excellent. The Texas Ratio for SouthStar Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, SouthStar Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.24%
18-Month CD
3.29%
24-Month CD
3.14%
36-Month CD
3.09%
48-Month CD
3.19%
60-Month CD
3.44%
Savings
0.35%
MMA
0.70%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
SouthStar Bank
100 S Main St
Moulton, TX 77975
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

SouthStar Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
SouthStar Bank
SouthStar Bank
6-Month CD
4.75%
$1,000
SouthStar Bank
SouthStar Bank
60-Month CD
3.44%
$1,000
SouthStar Bank
SouthStar Bank
18-Month CD
3.29%
$1,000
SouthStar Bank
SouthStar Bank
12-Month CD
3.24%
$1,000
SouthStar Bank
SouthStar Bank
48-Month CD
3.19%
$1,000
SouthStar Bank
SouthStar Bank
24-Month CD
3.14%
$1,000
SouthStar Bank
SouthStar Bank
36-Month CD
3.09%
$1,000
SouthStar Bank
SouthStar Bank
Money Market
0.70%
$1,000
SouthStar Bank
SouthStar Bank
Savings Account
0.35%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare SouthStar Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Credit Human Federal Credit Union
Credit Human Federal Credit Union
11-Month CD (Certificate)
5.25%
$500
Mutual Security Credit Union
Mutual Security Credit Union
Progressive Savings Tier 1
5.13%
$0
The Bank of New Glarus
The Bank of New Glarus
12-Month CD special
4.84%
$2,000
Iron Workers SB
Iron Workers SB
18-Month CD
4.75%
$500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
12-Month CD
4.00%
$50
Reliance Bank
Reliance Bank
24-Month CD
4.00%
$500
LendingClub
LendingClub
60-Month CD
4.00%
$2,500
First National Bank of Bemidji
First National Bank of Bemidji
48-Month CD
3.98%
$500
Kearny Bank
Kearny Bank
18-Month CD
3.75%
$500
Farmers Trust and Savings Bank Spencer, IA
Companion Savings Account
3.53%
$1,000
Susser Bank
Susser Bank
48-Month CD
3.29%
$1,000
Chelsea Savings Bank
Chelsea Savings Bank
60-Month CD
3.12%
$20,000
OSB Odin State Bank
OSB Odin State Bank
48-Month CD
2.77%
$10,000
Adams County Bank
Adams County Bank
48-Month CD
2.73%
$500
Cendera Bank
Cendera Bank
36-Month CD
2.69%
$1,000
FNB Community Bank
FNB Community Bank
36-Month CD
2.52%
$1,000
Manasquan Bank
Manasquan Bank
6-Month CD
2.50%
$500
PNB Peshtigo National Bank
PNB Peshtigo National Bank
36-Month CD
2.50%
$500
Security Service Federal Credit Union
Security Service Federal Credit Union
24-Month CD certificate
2.40%
$500
CNB of McConnelsville
36-Month CD, One-Time Change
2.25%
$5,000
Prevail Bank
Prevail Bank
48-Month CD
2.17%
$1,000
1st Community Credit Union
1st Community Credit Union
6-Month CD certificate
2.12%
$1,000
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
First Federal S&L of Van Wert
First Federal S&L of Van Wert
60-Month CD
2.02%
$2,500
FNB of Raymond
FNB of Raymond
18-Month CD
2.02%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
36-Month CD
1.85%
$10,000
Home National Bank Racine, OH
Home National Bank Racine, OH
36-Month CD
1.75%
$500
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
Meridian Bank
Meridian Bank
Essential Savings
1.50%
$25
Home Loan State Bank
Home Loan State Bank
12-Month CD
1.46%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
48-Month CD
1.46%
$1,000
The Peoples Bank Co.
The Peoples Bank Co.
18-Month CD
1.46%
$5,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
12-Month CD
1.36%
$1,000
First National Bank of Shiner
First National Bank of Shiner
18-Month CD
1.06%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
12-Month CD
0.75%
$1,500
One Community Bank
One Community Bank
48-Month CD
0.55%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Super Now Checking Account
0.50%
$2,000
Prairie Community Bank
Prairie Community Bank
Premier Money Market
0.50%
$1,000
Henderson FSB
Henderson FSB
Statement Savings
0.30%
$0
Methuen Co-operative Bank
Methuen Co-operative Bank
Money Market
0.30%
$2,500
HTLF Bank
HTLF Bank
Platinum Savings Account
0.25%
$1
State Bank Freeport, IL
State Bank Freeport, IL
25-Month CD
0.25%
$1,000
FSB of Wyoming
3-Month CD
0.20%
$2,000
Citizens Bank & Trust Company NE
Citizens Bank & Trust Company NE
Citizens Savings Account
0.15%
$50
Bank Forward
Bank Forward
Interest Checking
0.10%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
6-Month CD
0.05%
$2,000
Peoples Bank Taylorsville, KY
3-Month CD
0.05%
$500
1st United Credit Union
1st United Credit Union
Interest Checking
0.03%
$0
Clinton Savings Bank
Clinton Savings Bank
Passbook Savings
0.02%
$10
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Regular Checking Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

SouthStar Bank Information

SouthStar Bank
100 S Main St
Moulton, TX 77975
Lavaca
Established Date: 11/06/1920
FDIC Certificate #: 12299
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SOUTHERN BANCSHARES INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is SouthStar Bank FDIC Insured? Yes
What is SouthStar Bank's Cert number? 12299
What is the maximum amount for insured deposits? $250,000 per holder, per account

SouthStar Bank Financials

Total Assets:
$1,164,018,000
Total Deposits:
$890,658,000
Equity Capital:
$122,173,000
Domestic Deposits:
$890,658,000
Net Income:
$4,062,000
Return on Assets:
1.3728%
Quarterly Return on Assets:
1.4300%
Pretax Return on Assets:
1.7973%
Pretax Quarterly Return on Assets:
1.8000%
Return on Equity:
13.7400%
Quarterly Return on Equity:
13.5800%
Common Equity Tier 1 Capital Ratio:
15.5264%
Tier 1 Risk-Based Capital Ratio:
15.5264%
Leverage Tier 1 (Core Capital) Ratio:
11.0685%
Total Risk-Based Capital Ratio (YTD):
16.3054%
Total Interest Income (YTD):
4.7155%
 
 
Headquarters:
Moulton
FDIC Field Office:
Austin
Regulator:
FDIC
County:
Lavaca
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

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LightLightPoint Mortgage Company Mortgage RatesPoint Mortgage Company mortgage rates are very competitive when compared to other online mortgage rates. For example, current 30-year mortgage rates at LightPoint Mortgage Company are quoted at only 3.125 percent with 1.875 points. Today's national average 30-year mortgage rate is about 50 basis points (bps) higher at 3.62 percent. If you don't want to pay almost 2 points upfront on a home loan, 30-year mortgage rates from LightPoint Mortgage Company are also quoted at 3.25 percent with 0.875 points. Another loan option is to have LightPoint pay you 0.25 points, that's right, LightPoint will pay you $250 for every $100,000 you borrow. Of course the mortgage rate is higher on this loan at 3.50 percent but the rate is still lower than the national average of 3.625 percent.
CD-Rates-Lower-This-Week Average certificate of deposit rates declined again this week over last. There is hope that the future direction of CD rates will be higher since the economy is getting stronger. This past Friday, the U.S. Labor Department released monthly employment data showing the unemployment rate dropped to 10.0 percent in November from 10.2 percent in October.

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