First National B&T Co. Iron Mountain, MI CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First National B&T Co. Iron Mountain, MIToday's 12-month CD rates can be found at 0.35%, 6-month CD rates at 4.15% and 3-month CD rates at 0.50%. Current savings rates are at 0.25% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 18.00%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First National B&T Co. Iron Mountain, MI CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National B&T Co. Iron Mountain, MI, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National B&T Co. Iron Mountain, MI CD rates. You can also compare First National B&T Co. Iron Mountain, MI savings rates, MMA rates and mortgage rates using our other rate lists.

First National B&T Co. Iron Mountain, MI money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National B&T Co. Iron Mountain, MI? Share your experience about First National B&T Co. Iron Mountain, MI by leaving a review below, or read customer reviews before you decide to use First National B&T Co. Iron Mountain, MI.

First National B&T Co. Iron Mountain, MI Texas Ratio

First National B&T Co. Iron Mountain, MI's Texas Ratio is at 7.90%, which is considered excellent. The Texas Ratio for First National B&T Co. Iron Mountain, MI is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National B&T Co. Iron Mountain, MI is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National B&T Co. Iron Mountain, MI
233 S Stephenson Ave
Iron Mountain, MI 49801
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First National B&T Co. Iron Mountain, MI Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD (Jumbo)
4.30%
$50,000
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
6-Month CD
4.15%
$1,000
BankGloucester
BankGloucester
12-Month CD (Jumbo)
4.00%
$100,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
18-Month CD
4.00%
$500
FinWise Bank
FinWise Bank
18-Month CD
3.95%
$500
Dieterich Bank
Dieterich Bank
12-Month CD
3.95%
$500
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
3.80%
$1,000
Andrews Federal Credit Union
Andrews Federal Credit Union
48-Month CD
3.55%
$1,000
Premier Bank Omaha, NE
Premier Bank Omaha, NE
24-Month CD
3.55%
$1,000
FNB of Kansas
FNB of Kansas
12-Month CD
3.50%
$1,000
1st Community Credit Union
1st Community Credit Union
48-Month CD
3.35%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
36-Month CD
3.29%
$500
State Bank of Scotia
State Bank of Scotia
12-Month CD
3.29%
$1,000
Access Community Credit Union
Access Community Credit Union
Rewards Checking
3.25%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
60-Month CD
3.04%
$1,000
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
24-Month CD
3.03%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
24-Month CD
3.03%
$1,000
Apple Bank for Savings
Apple Bank for Savings
24-Month CD
3.00%
$1,000
Mauch Chunk Trust Company
24-Month CD
2.93%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
36-Month CD
2.50%
$500
Mascoma Bank
Mascoma Bank
12-Month CD
2.50%
$500
Union Federal S&L
60-Month CD
2.25%
$200
First Exchange Bank
First Exchange Bank
36-Month CD
2.22%
$500
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
Home Bank of California
Home Bank of California
48-Month CD
2.13%
$2,500
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
24-Month CD
1.76%
$1,000
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
1.76%
$500
UniBank
UniBank
60-Month CD
1.75%
$500
Florence Bank
Florence Bank
6-Month CD
1.50%
$500
South Ottumwa SB
South Ottumwa SB
18-Month CD
1.25%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
60-Month CD
1.00%
$500
FSB of Golva
FSB of Golva
Money Market
1.00%
$0
Katahdin Trust Company
Katahdin Trust Company
30-Month CD
0.85%
$500
Citizens Bank of Kansas
Citizens Bank of Kansas
60-Month CD
0.75%
$500
Chelsea Savings Bank
Chelsea Savings Bank
NOW Checking
0.50%
$1,000
Chester National Bank
Chester National Bank
12-Month CD
0.45%
$500
Metropolitan Bank
Metropolitan Bank
12-Month CD (Jumbo)
0.35%
$50,000
Henderson FSB
Henderson FSB
Statement Savings
0.30%
$0
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Passbook Savings
0.25%
$1
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Super NOW Checking
0.20%
$2,500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
Money Market
0.18%
$2,500
United Southern Bank
United Southern Bank
12-Month CD
0.15%
$1,000
Gate City Bank
Gate City Bank
Minor Savings
0.15%
$0
Bank of Buffalo
Bank of Buffalo
3-Month CD
0.10%
$500
Colonial Federal Savings Bank
Colonial Federal Savings Bank
Savings
0.10%
$200
MidCountry Bank
MidCountry Bank
48-Month CD
0.10%
$1,000
Wolf River Community Bank
Wolf River Community Bank
Savings
0.10%
$100
F&M Bank of Hutsonville
F&M Bank of Hutsonville
Simply Savings
0.03%
$50
The Union Bank Company
The Union Bank Company
Business Money Market
0.02%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First National B&T Co. Iron Mountain, MI rate data right now, check back for updates, we are adding rates all the time.

First National B&T Co. Iron Mountain, MI Information

First National B&T Co. Iron Mountain, MI
233 S Stephenson Ave
Iron Mountain, MI 49801
Dickinson
Established Date: 01/01/1887
FDIC Certificate #: 5062
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FNB BANCSHARES INC
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is First National B&T Co. Iron Mountain, MI FDIC Insured? Yes
What is First National B&T Co. Iron Mountain, MI's Cert number? 5062
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National B&T Co. Iron Mountain, MI Financials

Total Assets:
$420,038,000
Total Deposits:
$338,941,000
Equity Capital:
$24,409,000
Domestic Deposits:
$338,941,000
Net Income:
$541,000
Return on Assets:
0.3213%
Quarterly Return on Assets:
0.5100%
Pretax Return on Assets:
0.6418%
Pretax Quarterly Return on Assets:
0.6400%
Return on Equity:
6.2800%
Quarterly Return on Equity:
8.9300%
Common Equity Tier 1 Capital Ratio:
13.3069%
Tier 1 Risk-Based Capital Ratio:
13.3069%
Leverage Tier 1 (Core Capital) Ratio:
8.0326%
Total Risk-Based Capital Ratio (YTD):
14.5185%
Total Interest Income (YTD):
3.7863%
 
 
Headquarters:
Iron Mountain
FDIC Field Office:
Appleton
Regulator:
OCC
County:
Dickinson
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

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