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LNB Community Bank Rates & Review March 2026

LNB Community Bank's Certificates of Deposit 5-Month rates are at 3.79%, Certificates of Deposit 9-Month rates are at 3.79%, Certificates of Deposit 6-Month rates are at 3.56%, Certificates of Deposit 5 Years Relationship rates are at 3.38%, Certificates of Deposit 1 Year Relationship rates are at 3.28%. LNB Community Bank's savings rates are at 0.05%. LNB Community Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of LNB Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.28%. Rates were last updated on 03/27/2026.

LNB Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at LNB Community Bank? Share your experience about LNB Community Bank by leaving a review below, or read customer reviews before you decide to use LNB Community Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.28%
Excellent Lower than avg
LNB Community Bank
215 N Main St
Lynnville, IN 47619
https://www.lnbbanking.com
Member FDIC

LNB Community Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit 5 month 3.75% 3.79% 5
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 9 month 3.75% 3.79% 9
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 6 month 3.50% 3.56% 6
Min Deposit $10,000
Details $10M or >
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 5 Years Relationship 3.35% 3.38% 5
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 1 Year Relationship 3.25% 3.28% 1
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 12 month 3.25% 3.28% 12
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 60 month 3.25% 3.28% 60
Min Deposit $500
Details <$10M
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 7 Years Relationship 3.00% 3.02% 7
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 84 month 3.00% 3.02% 84
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 2 Years Relationship 2.85% 2.87% 2
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 24 month 2.75% 2.77% 24
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 4 Years Relationship 2.75% 2.77% 4
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 42 month 2.75% 2.77% 42
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 42 month Relationship 2.75% 2.77% 42
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 48 month 2.75% 2.77% 48
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 50 month Relationship 2.75% 2.77% 50
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 3 Years Relationship 2.50% 2.52% 3
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 30 month 2.50% 2.52% 30
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 36 month 2.50% 2.52% 36
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 11 month 2.00% 2.01% 11
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 15 month 2.00% 2.01% 15
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 18 month 2.00% 2.01% 18
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 3 month 2.00% 2.01% 3
Min Deposit $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 6 month 2.00% 2.01% 6
Min Deposit $2,500
Details <$10M
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Certificates of Deposit 7 month 2.00% 2.01% 7
Min Deposit $500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

LNB Community Bank Savings Rates

Product Rate APY View More
Christmas Club** 0.25% 0.25%
Min Deposit $1
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Vacation Club** 0.25% 0.25%
Min Deposit $1
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
ESavings# 0.10% 0.10%
Min Deposit $100
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Savings 0.05% 0.05%
Min Deposit $100
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

LNB Community Bank Money Market Rates

Product Rate APY View More
Super Money Market 0.15% 0.15%
Min Deposit $100,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Super Money Market 0.10% 0.10%
Min Deposit $50,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Super Money Market 0.05% 0.05%
Min Deposit $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

LNB Community Bank Checking Rates

Product Rate APY View More
Business Smart Checking 3.50% 3.56%
Min Deposit $25
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Bravo Checking 0.10% 0.10%
Min Deposit $25,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Bravo Checking 0.08% 0.08%
Min Deposit $10,000
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%
Bravo Checking 0.05% 0.05%
Min Deposit $2,500
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

LNB Community Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 4.99% - 4.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.28%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for LNB Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather LNB Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with LNB Community Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name LNB Community Bank
Bank Holding Company LNB COMMUNITY BCORP
Address 215 N Main St, Lynnville, IN 47619  ·  Warrick
FDIC Certificate # 4398
Established 09/01/1907
FDIC Insurance Date 01/01/1934
Domestic Offices 4
Total Branches 4
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.28%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.9813%
Return on Equity (ROE) 11.5600%
Non-Performing Loans (NPL) 0.15%
Total Assets $187,361,000
Total Deposits $169,367,000
Equity Capital $16,477,000
Net Income $2,074,000
Headquarters Lynnville
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About LNB Community Bank

Is LNB Community Bank a safe place to deposit money?

Yes, LNB Community Bank is considered a safe financial institution. With a Texas Ratio of 2.2776491673512%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does LNB Community Bank operate?

LNB Community Bank currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, LNB Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, LNB Community Bank provides members with tools to manage their accounts and build a solid financial history.

Does LNB Community Bank offer online and mobile banking?

Most modern institutions like LNB Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.lnbbanking.com.

Current LNB Community Bank Rates

  • 12-Month CD2.01%
  • 18-Month CD2.01%
  • 24-Month CD2.77%
  • 36-Month CD2.52%
  • 48-Month CD2.77%
  • 60-Month CD3.28%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.