First Bank (NC) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First Bank (NC)Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.15% and 3-month CD rates at 3.92%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.83%. Credit Card rates are at 17.20%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First Bank (NC) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Bank (NC), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Bank (NC) CD rates. You can also compare First Bank (NC) savings rates, MMA rates and mortgage rates using our other rate lists.

First Bank (NC) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank (NC)? Share your experience about First Bank (NC) by leaving a review below, or read customer reviews before you decide to use First Bank (NC).

First Bank (NC) Texas Ratio

First Bank (NC)'s Texas Ratio is at 3.31%, which is considered excellent. The Texas Ratio for First Bank (NC) is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Bank (NC) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Bank (NC)
205 Se Broad St
Southern Pines, NC 28387
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First Bank (NC) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
USAlliance Financial
USAlliance Financial
18-Month CD
4.30%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
18-Month CD
4.15%
$5,000
Gunnison S&L
Gunnison S&L
60-Month CD
4.09%
$1
Northumberland Bank
Northumberland Bank
6-Month CD
4.05%
$5,000
Prairie Bank of Kansas
Prairie Bank of Kansas
60-Month CD
4.04%
$1,000
Cendera Bank
Cendera Bank
18-Month CD
3.95%
$1,000
Landmark Credit Union
Landmark Credit Union
48-Month CD
3.90%
$500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
3.80%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
Rolette State Bank
Rolette State Bank
48-Month CD
3.73%
$500
Grand Valley Bank
Grand Valley Bank
12-Month CD
3.50%
$500
Midwest Heritage Bank
Midwest Heritage Bank
6-Month CD
3.28%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
48-Month CD
3.28%
$1,000
First Shore Federal S&L
First Shore Federal S&L
24-Month CD
3.25%
$500
Magyar Bank
Magyar Bank
48-Month CD
3.25%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
24-Month CD
3.25%
$100
The Grant County Bank
The Grant County Bank
24-Month CD
3.05%
$500
First National Bank VA
First National Bank VA
12-Month CD
3.03%
$500
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
Lowell Five SB
Lowell Five SB
High Yield Savings
3.00%
$50,000
Citizens State Bank Somerville, TX
Citizens State Bank Somerville, TX
36-Month CD
2.93%
$1,000
Riverside Bank of Dublin
Riverside Bank of Dublin
Money Market
2.75%
$100,000
PCB Pendleton Bank
PCB Pendleton Bank
Investment Plus Money Market
2.65%
$25,000
Castroville State Bank
Castroville State Bank
60-Month CD
2.63%
$1,000
Capitol Federal Savings Bank
Capitol Federal Savings Bank
60-Month CD
2.50%
$1,000
Bell Bank
Bell Bank
Premier Money Market
2.27%
$1,000,000
Bank Plus
Bank Plus
12-Month CD
2.25%
$1,000
Teachers Federal Credit Union
Teachers Federal Credit Union
36-Month CD
2.20%
$500
First Federal S&L of Central Illinois, S.B.
First Federal S&L of Central Illinois, S.B.
6-Month CD
2.02%
$1,000
Tucumcari Federal S&L
Money Market Plus
2.02%
$2,500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
48-Month CD
2.00%
$1,000
Hiawatha National Bank
Hiawatha National Bank
Money Market
1.92%
$25,000
Kitsap Bank
Kitsap Bank
12-Month CD
1.30%
$5,000
Oxford Bank
Oxford Bank
Kasasa Savings
1.00%
$0
1st MidAmerica Credit Union
1st MidAmerica Credit Union
36-Month CD
0.85%
$1,000
Bank of Hindman
Bank of Hindman
6-Month CD
0.75%
$1,000
CSB Norwood Young America
CSB Norwood Young America
Passbook Savings
0.60%
$0
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
Money Market
0.50%
$2,500
Blue Foundry Bank
Blue Foundry Bank
36-Month CD
0.50%
$1,000
Bank of Herrin
Bank of Herrin
3-Month CD
0.50%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
24-Month CD
0.35%
$500
FSB of Burnet
FSB of Burnet
Savings
0.25%
$0
Century Bank of Florida
Century Bank of Florida
Checking
0.20%
$0
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
Money Market
0.20%
$1,000
Clare Bank
Clare Bank
Savings
0.15%
$0
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
Lake Elmo Bank
Lake Elmo Bank
Interest Checking
0.10%
$0
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
Coach Club Savings
0.10%
$0
Consumers Credit Union
Consumers Credit Union
Money Market
0.10%
$2,500
Adirondack Trust Company
Adirondack Trust Company
Statement Savings
0.05%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates February 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First Bank (NC) rate data right now, check back for updates, we are adding rates all the time.

First Bank (NC) Information

First Bank (NC)
205 Se Broad St
Southern Pines, NC 28387
Moore
Established Date: 01/01/1934
FDIC Certificate #: 15019
Date of FDIC Deposit Insurance: 02/08/1935
Bank Holding Company: FIRST BCORP
How Many Domestic U.S. Offices? 121
How Many Branches are There? 116
Is First Bank (NC) FDIC Insured? Yes
What is First Bank (NC)'s Cert number? 15019
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Bank (NC) Financials

Total Assets:
$12,095,329,000
Total Deposits:
$10,327,275,000
Equity Capital:
$1,466,607,000
Domestic Deposits:
$10,327,275,000
Net Income:
$27,284,000
Return on Assets:
0.9108%
Quarterly Return on Assets:
0.9000%
Pretax Return on Assets:
1.1344%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
8.1400%
Quarterly Return on Equity:
7.4200%
Common Equity Tier 1 Capital Ratio:
14.0962%
Tier 1 Risk-Based Capital Ratio:
14.0962%
Leverage Tier 1 (Core Capital) Ratio:
11.0239%
Total Risk-Based Capital Ratio (YTD):
15.3472%
Total Interest Income (YTD):
4.6047%
 
 
Headquarters:
Southern Pines
FDIC Field Office:
Raleigh
Regulator:
FED
County:
Moore
# of Offices:
121
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

zions bank money market accountZions Bank of Salt Lake City, Utah is offering a money market account that currently yields 3.41%. The minimum deposit is $2,500. Zions First National Bank is a subsidiary of Zions Bancorporationwhich operates through over 500 offices and 600 ATMs in 10 Western states, including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. The bank has been in business since 1873 in one form or another.
Mortgage rates are lower today as lenders ease rates. Mortgage interest rates today on 30 year mortgages are averaging 3.97%, down from yesterday’s average 30 year mortgage rate of 3.98%. Mortgage interest rates on 15 year home loans are averaging 3.30%, down from yesterday’s average 15 year mortgage rate of 3.31%. 
Marathon Bank of New York is advertising some of the best CD rates currently available. Marathon Bank has been in business since 1989 and certificates of deposit are insured by the FDIC. Marathon Bank is advertising regular CD rates, jumbo CD rates and Individual Retirement Account (IRA) CD rates. The minimum opening deposit for regular CDs and IRA CDs is $1,000. Jumbo CDs have a minimum opening balance of $100,000.

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