First Southwest Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.04%, 6-month CD rates at 5.12% and 3-month CD rates at 3.50%. Current savings rates are at 0.10% and money market rates are at 3.00%. Mortgage rates today on 30-year fixed loans are around 6.75%. Credit Card rates are at 18.00%. Personal Loan rates are at 12.15%. All these rates, and more, can be found in our database of rates. First Southwest Bank's 6-Month CD rates are at 4.25%, 3-Month CD rates are at 4.25%, 12-Month CD rates are at 4.00%, 24-Month CD rates are at 3.75%, 18-Month CD rates are at 3.75%. First Southwest Bank's savings rates are at 0.35%. First Southwest Bank's money market rates are at 2.50%.

First Southwest Bank

To see how these rates compare to First Southwest Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Southwest Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Southwest Bank CD rates. You can also compare First Southwest Bank savings rates, MMA rates and mortgage rates using our other rate lists.

First Southwest Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Southwest Bank? Share your experience about First Southwest Bank by leaving a review below, or read customer reviews before you decide to use First Southwest Bank.

First Southwest Bank Texas Ratio

First Southwest Bank's Texas Ratio is at 0.24%, which is considered excellent. The Texas Ratio for First Southwest Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Southwest Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
3.75%
24-Month CD
3.75%
36-Month CD
3.50%
48-Month CD
3.25%
60-Month CD
3.25%
Savings
0.35%
MMA
2.50%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Southwest Bank
720 Main St
Alamosa, CO 81101
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First Southwest Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Southwest Bank
First Southwest Bank
6-Month CD
4.25%
$1,000
First Southwest Bank
First Southwest Bank
3-Month CD
4.25%
$1,000
First Southwest Bank
First Southwest Bank
COLTAF Checking
4.21%
$0
First Southwest Bank
First Southwest Bank
12-Month CD
4.00%
$1,000
First Southwest Bank
First Southwest Bank
24-Month CD
3.75%
$1,000
First Southwest Bank
First Southwest Bank
18-Month CD
3.75%
$1,000
First Southwest Bank
First Southwest Bank
36-Month CD
3.50%
$1,000
First Southwest Bank
First Southwest Bank
60-Month CD
3.25%
$1,000
First Southwest Bank
First Southwest Bank
48-Month CD
3.25%
$1,000
First Southwest Bank
First Southwest Bank
Golden Eagle Money Market
2.50%
$1,500,000
First Southwest Bank
First Southwest Bank
Eagle Savings Account
0.35%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Southwest Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Bank of the Lake
First Bank of the Lake
9-Month CD
5.35%
$1,000
ESB Bank
ESB Bank
6-Month CD
5.30%
$10,000
TAB Bank
TAB Bank
9-Month CD
5.27%
$1,000
Community Bank of Wichita
Community Bank of Wichita
13-Month CD
5.25%
$10,000
Lea County State Bank
Lea County State Bank
12-Month CD CDARS/IntraFi
4.93%
$50,000
Sikorsky Credit Union
Sikorsky Credit Union
12-Month CD (Certificate)
4.75%
$500
Bank of Luxemburg
Bank of Luxemburg
18-Month CD
4.45%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
12-Month CD
4.37%
$1,000
One Community Bank
One Community Bank
6-Month CD special
4.30%
$10,000
Geddes Federal S&L
Geddes Federal S&L
30-Month CD special
4.25%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
120-Month CD
4.25%
$500
GTE Financial CU
GTE Financial CU
30-Month CD Jumbo
3.56%
$100,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
60-Month CD
3.56%
$1,500
Riverside Savings Bank
Riverside Savings Bank
8-Month CD special
3.25%
$10,000
Pineries Bank
Pineries Bank
60-Month CD
3.20%
$1,000
Integrity Bank & Trust
Integrity Bank & Trust
48-Month CD
3.03%
$500
Sawyer Savings Bank
Sawyer Savings Bank
Preferred Money Market
3.00%
$1,000,000
PCB Payne County Bank
PCB Payne County Bank
6-Month CD
2.75%
$1,000
MidCountry Bank
MidCountry Bank
36-Month CD
2.52%
$10,000
State Bank & Trust Company
State Bank & Trust Company
36-Month CD
2.52%
$1,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
18-Month CD
2.47%
$500
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
36-Month CD
2.02%
$500
Bruning Bank
Bruning Bank
36-Month CD
1.91%
$500
FSB Mcpherson, KS
FSB Mcpherson, KS
24-Month CD
1.76%
$1,000
Madison Valley Bank
Madison Valley Bank
18-Month CD
1.60%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
Money Market
1.51%
$25,000
First National Bank of Clarksdale
First National Bank of Clarksdale
36-Month CD
1.50%
$500
First State Bank Nebraska
First State Bank Nebraska
18-Month CD
1.20%
$5,000
Consumers Credit Union
Consumers Credit Union
Money Market
1.16%
$250,000
FNB Of Nokomis
FNB Of Nokomis
36-Month CD
1.10%
$1,000
Pentucket Bank
Pentucket Bank
Emerald Money Market
1.03%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
3-Month CD
0.95%
$500
First Bank Elk River
First Bank Elk River
Premium Money Market Savings
0.70%
$250,000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
36-Month CD
0.70%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
Money Market Plus Account
0.55%
$25,000
Ion Bank
Ion Bank
24-Month CD
0.55%
$500
Ballston Spa National Bank
Ballston Spa National Bank
36-Month CD
0.55%
$500
Greenville Federal
Greenville Federal
60-Month CD
0.50%
$500
Community National Bank (VT)
Community National Bank (VT)
18-Month CD
0.49%
$2,500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
Savings
0.25%
$100
American State Bank of Grygla
American State Bank of Grygla
NOW Account
0.15%
$500
Nebraska Bank of Commerce
Nebraska Bank of Commerce
Personal Savings
0.10%
$0
BayVanguard Bank
BayVanguard Bank
Savings Account
0.05%
$50
Ergo Bank
Ergo Bank
Savings Account Go Savings
0.05%
$100
Leighton State Bank
Leighton State Bank
Basic Savings Account
0.05%
$0
CNB of McConnelsville
Statement Savings
0.05%
$50
1st Ed Credit Union
1st Ed Credit Union
Regular Shares Savings
0.05%
$5
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Hancock Whitney Bank
Hancock Whitney Bank
Money Market
0.05%
$2,500
First Federal S&L of Lorain
First Federal S&L of Lorain
Statement Savings Account
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Southwest Bank Information

First Southwest Bank
720 Main St
Alamosa, CO 81101
Alamosa
Established Date: 07/09/2004
FDIC Certificate #: 57741
Date of FDIC Deposit Insurance: 07/09/2004
Bank Holding Company: FIRST SOUTHWEST BCORP INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is First Southwest Bank FDIC Insured? Yes
What is First Southwest Bank's Cert number? 57741
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Southwest Bank Financials

Total Assets:
$518,898,000
Total Deposits:
$364,841,000
Equity Capital:
$83,632,000
Domestic Deposits:
$364,841,000
Net Income:
$854,000
Return on Assets:
0.6565%
Quarterly Return on Assets:
0.6600%
Pretax Return on Assets:
0.8850%
Pretax Quarterly Return on Assets:
0.8900%
Return on Equity:
5.3400%
Quarterly Return on Equity:
4.0900%
Common Equity Tier 1 Capital Ratio:
40.1754%
Tier 1 Risk-Based Capital Ratio:
40.1754%
Leverage Tier 1 (Core Capital) Ratio:
19.8561%
Total Risk-Based Capital Ratio (YTD):
41.4268%
Total Interest Income (YTD):
3.4312%
 
 
Headquarters:
Alamosa
FDIC Field Office:
Denver
Regulator:
FDIC
County:
Alamosa
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC

Explore Other Rate Deals

Average 30 year mortgage rates remain at 3.99 percent. Average mortgage rates are slightly higher from a 2014 record low of 3.93 percent set on October 22. 30 year rates hit a new low a few weeks ago because 10 year bond yields also hit lows for 2014.
The Federal Open Market Committee had their September two day meeting last week and kept the target range for the federal funds rate at 0 to 1/4 percent and extend their highly accommodating stance of monetary policy from the end of 2014 until the middle of 2015. What his means for holders of interest bearing assets, like certificates of deposit is these low current CD rates will remain low until the middle of 2015 and possibly into 2016 if the economy doesn't pick up steam and inflation remains very low.
Mortgage rates are headed higher this week as the markets await a Slovak vote on expanding the euro zone rescue fund. Bond yields are currently higher at 2.14%, continuing the uptrend of the past week which will send mortgage rates higher. Today's mortgage rates on 30 year mortgage loans are averaging 4.07%. 15 year mortgage rates also increased today averaging 3.38%. Average mortgage rates on 30 year mortgages reached an all-time of 3.94% late last week.

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First Southwest Bank Reviews

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