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Security FSB Rates & Review November 2026

Q: What are the current interest rates at Security FSB?

Current rates for Security FSB include: 12-Month CD: 0.71%, 18-Month CD: 1.26%, 24-Month CD: 1.75%, 36-Month CD: 1.74%, 48-Month CD: 1.65%, 60-Month CD: 1.54%, Savings: 0.40%, MMA: 3.30%

Q: What CD terms does Security FSB offer?

Security FSB CD rates are 0.71% APY for a 12 month CD, 3.80% APY for a 15 month CD, 1.26% APY for an 18 month CD, 1.76% APY for a 2 year CD, 1.86% APY for a 30 month CD, 3.44% APY for a 35 month CD, 1.75% APY for a 3 year CD, 1.65% APY for a 4 year CD and 1.54% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Security FSB for its full lineup.

Q: How many branches does Security FSB operate?

Security FSB currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Security FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 6, 2026

Security FSB's Your Flex CD (15-Month) rates are at 3.80%, Your Flex CD (35-Month) rates are at 3.44%, Personal CDs - 30-Month rates are at 1.86%, Personal CDs - 24-Month rates are at 1.76%, Personal CDs - 36-Month rates are at 1.75%. Security FSB's savings rates are at 0.40%. Security FSB's money market rates are at 3.30%. Security FSB's checking rates are as high as 0.07%. Security FSB's top CD rate of 4.11% APY on a 15 month CD is 38% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Security FSB with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.60%. Rates last updated and verified on 11/06/2026.

Security FSB money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security FSB? Share your experience about Security FSB by leaving a review below, or read customer reviews before you decide to use Security FSB.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.60%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Security FSB

314 4th St
Logansport, IN 46947

https://www.secfedbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Security FSB CD Rates

Product	Rate	APY	Term	Min. Deposit
15-Month CD Special	4.05%	4.11%	15 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly; Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Last Updated 11/06/2026 Rate History 1 change since Sep 11, 2026 · 3.87% → 4.11% ▲ 0.24 pts · high 4.11% / low 3.87% Sep 24, 20264.11%▲ from 3.87% Sep 11, 20263.87%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
7-Month CD Special	4.00%	4.03%	7 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly; Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Last Updated 11/06/2026 Rate History 2 changes since Sep 11, 2026 · 3.78% → 4.03% ▲ 0.25 pts · high 4.03% / low 3.78% Sep 24, 20264.03%▲ from 3.80% Sep 19, 20263.80%▲ from 3.78% Sep 11, 20263.78%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
4-Month CD Special	3.95%	4.00%	4 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly; Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00) Last Updated 11/06/2026 Rate History 1 change since Sep 11, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80% Sep 24, 20264.00%▲ from 3.80% Sep 11, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Your Flex CD (15-Month)	3.75%	3.80%	15 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly; Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00); 1 free withdrawal each month as long as the balance is above $10,000; deposits allowed Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 3.80% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Your Flex CD (35-Month)	3.40%	3.44%	35 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly; Early withdrawal penalty is $50 (if closed before maturity or make withdrawals when the balance is below $10,000.00); 1 free withdrawal each month as long as the balance is above $10,000; deposits allowed Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 3.44% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 30-Month	1.85%	1.86%	30 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.86% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 24-Month	1.75%	1.76%	24 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.76% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 36-Month	1.74%	1.75%	36 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.75% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 48-Month	1.64%	1.65%	48 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.65% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 60-Month	1.54%	1.55%	60 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.55% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 18-Month	1.26%	1.27%	18 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.27% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 12-Month	0.71%	0.71%	12 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.71% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 6-Month	0.51%	0.51%	6 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.51% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal CDs - 3-Month	0.41%	0.41%	3 Month	$500
Min Deposit $500 Min Balance $500 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.41% APY · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Business CD Rates

Product	Rate	APY	Term	Min. Deposit
Business CD Specials - 15-Month Special	4.05%	4.11%	15 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 4.11% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CD Specials - 7-Month Special	4.00%	4.03%	7 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 4.03% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CD Specials - 4-Month Special	3.95%	4.00%	4 Month	$500
Min Deposit $500 Min Balance $500 Details Interest compounds quarterly and credits quarterly Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CD Specials - Your Flex CD (15-Month)	3.75%	3.80%	15 Month	$500
Min Deposit $500 Min Balance $500 Details Flex CD: 1 free withdrawal each month while balance is above $10,000.00; early withdrawal penalty $50; deposits allowed any time; interest compounds and credits quarterly Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CD Specials - Your Flex CD (35-Month)	3.40%	3.44%	35 Month	$500
Min Deposit $500 Min Balance $500 Details Flex CD: 1 free withdrawal each month while balance is above $10,000.00; early withdrawal penalty $50; deposits allowed any time; interest compounds and credits quarterly Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 3.44% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 2-Year	1.75%	1.75%	2 Year	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 365 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 3-Year	1.74%	1.74%	3 Year	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 730 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 1.74% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 5-Year	1.54%	1.54%	5 Year	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 1,095 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 1.54% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 18-Month	1.26%	1.26%	18 Month	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 365 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 1.26% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 12-Month	0.71%	0.71%	12 Month	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 365 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 0.71% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 3-Month	0.51%	0.51%	3 Month	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 90 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 0.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business CDs & IntraFi/ICS Accounts - 6-Month	0.51%	0.51%	6 Month	$100,000
Min Deposit $100,000 Details Early w/d Penalty: 180 days Last Updated 11/06/2026 Rate History No change since Oct 20, 2026 · 0.51% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Savings Rates

Product	Rate	APY
Health Savings	0.40%	0.40%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Health Savings	0.40%	0.40%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 and over; Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Christmas Club	0.10%	0.10%
Min Deposit $0 Details Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Youth Savings	0.10%	0.10%
Min Deposit $10 Min Balance $0 Details Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Health Savings	0.07%	0.07%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $2,499.99; Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.07% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal Savings	0.06%	0.06%
Min Deposit $50 Min Balance $500 Details Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.06% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Business Savings Rates

Product	Rate	APY
Business Savings	0.10%	0.10%
Min Deposit $50 Min Balance $0 Details Balance: $0.01 - $24,999.99; Minimum to Avoid Service Fee: $500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Savings	0.10%	0.10%
Min Deposit $50 Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Minimum to Avoid Service Fee: $500.00 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Savings	0.10%	0.10%
Min Deposit $50 Min Balance $50,000 Details Balance: $50,000.00 and over; Minimum to Avoid Service Fee: $500.00 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Money Market Rates

Product	Rate	APY
Personal Money Market	0.40%	0.40%
Min Deposit $50 Min Balance $1,000,000 Details Balance: $1,000,000.00 and over; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal Money Market	0.35%	0.35%
Min Deposit $50 Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.35% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal Money Market	0.25%	0.25%
Min Deposit $50 Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal Money Market	0.15%	0.15%
Min Deposit $50 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.15% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal Money Market	0.10%	0.10%
Min Deposit $50 Min Balance $0 Details Balance: $0.01 - $2,499.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Personal Money Market	0.10%	0.10%
Min Deposit $50 Min Balance $2,500 Details Balance: $2,500.00 - $99,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Business Money Market Rates

Product	Rate	APY
SecFed High Yield Money Market for Business	3.25%	3.30%
Min Deposit $50 Min Balance $250,000 Details Balance: $250,000.00 and over; Minimum to Avoid Service Fee: $5,000.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 3.30% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
SecFed High Yield Money Market for Business	2.50%	2.53%
Min Deposit $50 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Minimum to Avoid Service Fee: $5,000.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 2.53% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
SecFed High Yield Money Market for Business	2.00%	2.02%
Min Deposit $50 Min Balance $5,000 Details Balance: $5,000.00 - $99,999.99; Minimum to Avoid Service Fee: $5,000.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 2.02% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Money Market	0.40%	0.40%
Min Deposit $50 Min Balance $250,000 Details Balance: $250,000.00 and over; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.40% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Money Market	0.25%	0.25%
Min Deposit $50 Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.25% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Money Market	0.20%	0.20%
Min Deposit $50 Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.20% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Money Market	0.10%	0.10%
Min Deposit $50 Min Balance $0 Details Balance: $0.01 - $2,499.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Business Money Market	0.10%	0.10%
Min Deposit $50 Min Balance $2,500 Details Balance: $2,500.00 - $49,999.99; Minimum to Avoid Service Fee: $2,500.00 Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
SecFed High Yield Money Market for Business	0.10%	0.10%
Min Deposit $50 Min Balance $0 Details Balance: $0.01 - $4,999.99; Minimum to Avoid Service Fee: $5,000.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.10% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Checking Rates

Product	Rate	APY
Prestige Interest Checking	0.07%	0.07%
Min Deposit $50 Min Balance $25,000 Details Balance: $25,000.00 and over; Minimum to avoid service fee: $1,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.07% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
Prestige Interest Checking	0.05%	0.05%
Min Deposit $50 Min Balance $0 Details Balance: $0.01 - $24,999.99; Minimum to avoid service fee: $1,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
50+ Interest Checking	0.02%	0.02%
Min Deposit $50 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.02% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Business Checking Rates

Product	Rate	APY	View More
Business Interest Checking	0.05%	0.05%
Min Deposit $50 Min Balance $0 Details Minimum to Avoid Service Fee: $1,500.00 Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 0.05% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Security FSB Other Rates

Product	Rate	Points	APY/APR
HealthyU HSA MMDA	1.50%	-	1.51%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $2,499.99; Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 11, 2026 · 1.51% APY · checked 12 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
HealthyU HSA MMDA	1.50%	-	1.51%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500.00 - $9,999.99; Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 1.51% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%
HealthyU HSA MMDA	1.50%	-	1.51%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000.00 and over; Minimum to Avoid Service Fee: Last Updated 11/06/2026 Rate History No change since Sep 19, 2026 · 1.51% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.60%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Security FSB’s Texas Ratio fell from 3.44% in Q3 2023 to 2.60% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$464M	2.60%	5.0	A+
March 31, 2026	$453M	2.99%	5.0	A+
December 31, 2025	$458M	2.48%	5.0	A+
September 30, 2025	$445M	3.47%	5.0	A+
June 30, 2025	$433M	2.98%	5.0	A+
March 31, 2025	$426M	2.59%	5.0	A+
December 31, 2024	$411M	1.88%	5.0	A+
September 30, 2024	$386M	2.24%	5.0	A+
June 30, 2024	$386M	2.41%	5.0	A+
March 31, 2024	$383M	2.73%	5.0	A+
December 31, 2023	$382M	2.74%	5.0	A+
September 30, 2023	$376M	3.44%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security FSB is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security FSB rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security FSB's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Security FSB

Website https://www.secfedbank.com

Address 314 4th St, Logansport, IN 46947 · Cass

Bank Holding Company SECURITY FEDERAL MUTUAL BCORP

FDIC Certificate # 28894

Regulator OCC

Established April 1, 1934

FDIC Insurance Date August 9, 1989

Domestic Offices 8

Total Branches 8

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.60%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

0.7298%

Return on Equity (ROE)

7.7900%

Non-Performing Loans Ratio (NPL)

0.26%

Total Assets

$464,413,000

Total Deposits

$400,399,000

Equity Capital

$47,382,000

Net Income

$1,673,000

Headquarters

Logansport

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Security FSB earned the Verified Healthy badge

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Frequently Asked Questions About Security FSB

Does Security FSB offer CDs?

Yes. Security FSB current CD rates include its Your Flex CD (15-Month) at 3.80% APY, its Your Flex CD (35-Month) at 3.44% APY and its Personal CDs - 30-Month at 1.86% APY, verified by MonitorBankRates as of November 6, 2026.

Are CDs from Security FSB FDIC insured?

Yes. Security FSB is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Security FSB?

The highest Security FSB CD rate is its 15-Month Certificate Special at 4.11% APY, verified by MonitorBankRates as of November 6, 2026.

What CD terms does Security FSB offer?

Security FSB CD rates are 0.71% APY for a 12 month CD, 3.80% APY for a 15 month CD, 1.26% APY for an 18 month CD, 1.76% APY for a 2 year CD, 1.86% APY for a 30 month CD, 3.44% APY for a 35 month CD, 1.75% APY for a 3 year CD, 1.65% APY for a 4 year CD and 1.54% APY for a 5 year CD, verified by MonitorBankRates as of November 6, 2026. The institution may offer other terms or specials that are not listed here, so check with Security FSB for its full lineup.

What is the highest savings rate at Security FSB?

The highest Security FSB savings rate is its Health Savings at 0.40% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest money market rate at Security FSB?

The highest Security FSB money market rate is its SecFed High Yield Money Market for Business at 3.30% APY, verified by MonitorBankRates as of November 6, 2026.

What is the highest checking rate at Security FSB?

The highest Security FSB checking rate is its Prestige Interest Checking at 0.07% APY, verified by MonitorBankRates as of November 6, 2026.

How many branches does Security FSB operate?

Security FSB currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security FSB does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security FSB provides members with tools to manage their accounts and build a solid financial history.

Does Security FSB offer online and mobile banking?

Most modern institutions like Security FSB provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.secfedbank.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Security FSB rates compare?

Security FSB's top CD rate of 4.11% APY on a 15 month CD is 38% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. Security FSB's top rates are its 15-Month Certificate Special at 4.11% APY, its Health Savings at 0.40% APY, its SecFed High Yield Money Market for Business at 3.30% APY and its Prestige Interest Checking at 0.07% APY, verified by MonitorBankRates on November 6, 2026.

Current Security FSB Rates

12-Month CD0.71%
18-Month CD1.26%
24-Month CD1.75%
36-Month CD1.74%
48-Month CD1.65%
60-Month CD1.54%
Savings0.40%
MMA3.30%

Retrieved from our database of financial products. Rates subject to change.

Security FSB Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Security FSB Texas Ratio

Security FSB Health Trend

Security FSB CD Rates

Security FSB Business CD Rates

Security FSB Savings Rates

Security FSB Business Savings Rates

Security FSB Money Market Rates

Security FSB Business Money Market Rates

Security FSB Checking Rates

Security FSB Business Checking Rates

Security FSB Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Security FSB earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Security FSB

Does Security FSB offer CDs?

Are CDs from Security FSB FDIC insured?

What is the highest CD rate at Security FSB?

What CD terms does Security FSB offer?

What is the highest savings rate at Security FSB?

What is the highest money market rate at Security FSB?

What is the highest checking rate at Security FSB?

How many branches does Security FSB operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Security FSB offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Security FSB rates compare?

Current Security FSB Rates

Compare to Other Banks