MonitorBankRates
☰
  1. Home›
  2. Banks›
  3. First NM Bank, Las Cruces
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

First NM Bank, Las Cruces Rates & Review August 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

First NM Bank, Las Cruces rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not First NM Bank, Las Cruces, and you can see how they compare in the First NM Bank, Las Cruces rate tables below. MonitorBankRates evaluates the financial stability of First NM Bank, Las Cruces with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Database rates last updated and verified on 08/30/2026.

First NM Bank, Las Cruces money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First NM Bank, Las Cruces? Share your experience about First NM Bank, Las Cruces by leaving a review below, or read customer reviews before you decide to use First NM Bank, Las Cruces.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
First NM Bank, Las Cruces
3000 E Lohman Ave
Las Cruces, NM 88011
https://www.firstnewmexicobanklc.com
Member FDIC

Current Rate Availability

We're not currently displaying rates for First NM Bank, Las Cruces, but our database is updated constantly — check back soon for the latest offers.

Are you with First NM Bank, Las Cruces? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First NM Bank, Las Cruces is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First NM Bank, Las Cruces rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First NM Bank, Las Cruces's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First NM Bank, Las Cruces
Bank Holding Company FIRST NM FINANCIAL CORP
Address 3000 E Lohman Ave, Las Cruces, NM 88011  ·  Dona Ana
Website https://www.firstnewmexicobanklc.com
FDIC Certificate # 58745
Established 01/14/2008
FDIC Insurance Date 01/14/2008
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3500%
Return on Equity (ROE) 11.3500%
Non-Performing Loans (NPL) 0.00%
Total Assets $164,760,000
Total Deposits $138,799,000
Equity Capital $21,673,000
Net Income $3,002,000
Headquarters Las Cruces
Total Branches and Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for First NM Bank, Las Cruces yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for First NM Bank, Las Cruces
Your Name:
Your Rating:

Frequently Asked Questions About First NM Bank, Las Cruces

How many branches does First NM Bank, Las Cruces operate?

First NM Bank, Las Cruces currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First NM Bank, Las Cruces does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First NM Bank, Las Cruces provides members with tools to manage their accounts and build a solid financial history.

Does First NM Bank, Las Cruces offer online and mobile banking?

Most modern institutions like First NM Bank, Las Cruces provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstnewmexicobanklc.com.

Compare to Other Banks

Texas Bank Todays Bank Logan County Bank First National Bank in New Bremen Security First Bank of Hugo Bank of Bridger Bank of Erath Adrian Bank Empire State Bank Columbia Savings and Loan Association Security Savings Bank Canton, SD Amerasia Bank Nave Bank Sutton Bank National Exchange Bank and Trust USAA Glenwood State Bank (Incorporated) SmartBank Western Nebraska Bank Union Bank and Trust Company Thread Bank