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Axiom Bank Rates & Review March 2026

Axiom Bank's 12-Months 12-Month Certificates of Deposit & IRAs rates are at 3.60%, 6-Months 6-Month Certificates of Deposit & IRAs rates are at 3.60%, 9-Months 9-Month Certificates of Deposit & IRAs rates are at 3.60%, 12-Months Small Business Certificates of Deposit 12-Month rates are at 3.50%, 6-Months Small Business Certificates of Deposit 6-Month rates are at 3.50%. Axiom Bank's savings rates are at 3.25%. Axiom Bank's money market rates are at 3.25%. MonitorBankRates evaluates the financial stability of Axiom Bank with a 5.0 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 16.62%. Rates were last updated on 03/25/2026.

Axiom Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Axiom Bank? Share your experience about Axiom Bank by leaving a review below, or read customer reviews before you decide to use Axiom Bank.

Overall Health & Safety Grade ?
A-
Very Good Health Score: 92/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
16.62%
Good Higher than avg
Axiom Bank
258 Southhall Ln
Maitland, FL 32751
https://www.axiombanking.com
Member FDIC

Axiom Bank CD Rates

Product Rate APY Term View More
12 month Certificates of Deposit & IRAs 3.54% 3.60% 12 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
6 month Certificates of Deposit & IRAs 3.54% 3.60% 6 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
9 month Certificates of Deposit & IRAs 3.54% 3.60% 9 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 12 month 3.44% 3.50% 12 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 6 month 3.44% 3.50% 6 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 9 month 3.44% 3.50% 9 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
18 month Certificates of Deposit & IRAs 3.39% 3.45% 18 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
24 month Certificates of Deposit & IRAs 3.39% 3.45% 24 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
3 month Certificates of Deposit & IRAs 3.30% 3.35% 3 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 18 month 3.30% 3.35% 18 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 24 month 3.30% 3.35% 24 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 3 month 3.30% 3.35% 3 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
36 month Certificates of Deposit & IRAs 2.47% 2.50% 36 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
48 month Certificates of Deposit & IRAs 2.47% 2.50% 48 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
60 month Certificates of Deposit & IRAs 2.47% 2.50% 60 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 36 month 2.47% 2.50% 36 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 48 month 2.47% 2.50% 48 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Small Business Certificates of Deposit 60 month 2.47% 2.50% 60 Months
No additional details.
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%

Axiom Bank Savings Rates

Product Rate APY View More
Goal Savings 3.20% 3.25%
Min Deposit $25
Min Balance $25
Details Qualifying balance up to $250,000
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
SMB Savings 3.20% 3.25%
Min Deposit $25
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%

Axiom Bank Money Market Rates

Product Rate APY View More
Fed Funds Variable Money Market 3.64% 3.64%
Min Deposit $25,000
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Axiom® Select Money Market 3.20% 3.25%
Min Deposit $1,000
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
SMB Money Market 3.20% 3.25%
Min Deposit $1,000
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%

Axiom Bank Checking Rates

Product Rate APY View More
Select Checking Tier 2 0.90% 0.90%
Min Deposit $100
Min Balance $25,000
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Select Checking Tier 1 0.65% 0.65%
Min Deposit $100
Min Balance $100
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%
Business NOW Checking 0.45% 0.45%
Min Deposit $100
Min Balance $0
Last Updated 03/25/2026
Institution Ratings
4.9
Star Rating
A-
Health Grade
Texas Ratio: 16.62%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Axiom Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Axiom Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Axiom Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Axiom Bank
Bank Holding Company AXIOM BANCSHARES INC
Address 258 Southhall Ln, Maitland, FL 32751  ·  Orange
FDIC Certificate # 31390
Established 01/01/1962
FDIC Insurance Date 08/09/1989
Domestic Offices 7
Total Branches 7
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A-
Overall Health Grade Score: 92/100
5.0
Exceptional Out of 5.0 Stars
16.62%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1389%
Return on Equity (ROE) 1.1900%
Non-Performing Loans (NPL) 1.84%
Total Assets $784,087,000
Total Deposits $658,464,000
Equity Capital $90,024,000
Net Income $-2,752,000
Headquarters Maitland
Total Offices 7
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

vrqE
★★★★★
December 17, 2025
dAPx
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Axiom Bank
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Frequently Asked Questions About Axiom Bank

Is Axiom Bank a safe place to deposit money?

Yes, Axiom Bank is considered a safe financial institution. With a Texas Ratio of 16.621194305871%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Axiom Bank operate?

Axiom Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Axiom Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Axiom Bank provides members with tools to manage their accounts and build a solid financial history.

Does Axiom Bank offer online and mobile banking?

Most modern institutions like Axiom Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.axiombanking.com.

Current Axiom Bank Rates

  • 12-Month CD3.50%
  • 18-Month CD3.35%
  • 24-Month CD3.35%
  • 36-Month CD2.50%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
  • Savings3.25%
  • MMA3.25%
Retrieved from our database of financial products. Rates subject to change.